Identity verification, KYC and AML screening platform covering users in 240+ countries.
RecommendedFree plan
Starts at
Free plan
HR & Payroll · Background verification & KYC
Best eKYC Software for Indian Businesses (2026)
Paper-based KYC means printed forms, physical signatures and someone manually filing documents — slow for the business and frustrating for the customer. eKYC software replaces that with a fully digital verification using Aadhaar, PAN and other electronic checks, so a customer can be verified and onboarded in one sitting instead of a multi-day process.
34 products compared16 made in India1 with a free plan
eKYC Software products
View
KYC, KYB, fraud and background verification APIs for onboarding and underwriting users in India.
RecommendedMade in India
Starts at
On request
eSign, eKYC and e-mandate APIs built in Bengaluru.
RecommendedMade in India
Starts at
On request
Identity verification, fraud prevention and privacy management APIs used by Indian banks and insurers.
RecommendedMade in India
Starts at
On request
Background verification built in Bengaluru.
Made in India
Starts at
Pay as you go
Identity verification APIs built in Pune.
Made in India
Starts at
Pay as you go
KYC and verification APIs built in Delhi.
Made in India
Starts at
Pay as you go
Digital onboarding and KYC for payment businesses.
Made in India
Starts at
On request
Background verification built in Gurugram.
Made in India
Starts at
On request
Employee background verification covering education, employment, address, court records and EPFO.
Made in India
Starts at
On request
Identity verification built in Mumbai.
Made in India
Starts at
On request
Online background screening with criminal, credit, identity and credential checks in 200+ countries.
Starts at
Pay per check; OneID from $4.99, credit report $12.99
FCRA-compliant employment background checks for US employers, priced per check without contracts.
Starts at
From $29.99 per check (Basic)
Digital KYC and onboarding.
Made in India
Starts at
On request
Automated pre-employment checks covering criminal records, right to work, references and education.
Starts at
On request
KYC and financial data APIs built in Bengaluru.
Made in India
Starts at
On request
Embedded fintech products for identity verification, payment collection and card issuance.
Made in India
Starts at
On request
Criminal and legal history checks drawing on 400M+ Indian court, FIR and tribunal records.
Made in India
Starts at
On request
AI KYC and identity verification built in Bengaluru.
AI poweredMade in India
Starts at
On request
KYC, KYB and AML compliance software for identity verification during customer onboarding.
Trending
Starts at
Usage-based pricing in EUR per verification
Indian enterprise email hosting with calendar and chat, aligned to RBI, SEBI and IRDAI guidelines.
Made in IndiaEnterprise ready
Starts at
On request
Global identity and business verification network for KYC, KYB and AML checks in 195+ countries.
Starts at
On request
Passwordless authentication and identity verification platform for workforce identity assurance.
Starts at
On request
Automated reference checking, background checks and employee pulse and exit surveys.
Starts at
$70/month USD billed annually (Starter)
See all 34 background verification & kyc products
For any business signing up customers at volume, this directly affects how many people actually finish onboarding versus abandon it, and it removes a chunk of manual data-entry cost from the back office.
What is eKYC Software?
eKYC software performs Know Your Customer verification entirely electronically, most commonly using Aadhaar-based e-KYC (OTP or biometric), PAN validation, and digital document uploads, without requiring physical paperwork. It's the digital-first version of the same regulatory process traditional KYC covers, built to complete in minutes through an app or web flow.
Key features to look for
- Aadhaar OTP and biometric eKYC – the fastest, most widely accepted method in India
- PAN validation – often paired with Aadhaar for financial onboarding
- Digital consent capture – required since Aadhaar data use needs explicit customer consent
- Offline Aadhaar XML support – a fallback when OTP isn't available or preferred
- Straight-through processing for low-risk cases – avoids unnecessary manual review
- API-first design – so it plugs into your existing app rather than requiring a separate portal
- Data masking – Aadhaar numbers should be masked in storage and display by default
- Compliance reporting – audit-ready logs of every consent and verification event
What Indian businesses should check
Confirm which Aadhaar eKYC method the vendor supports — OTP-based eKYC has usage restrictions for private entities that don't apply the same way to biometric methods, so check this fits your sector's permitted use. Verify consent capture is built in and stored correctly, since this is a common audit finding. Ask how the tool behaves when Aadhaar's servers are briefly unavailable, since eKYC depends on a live government service.
How to choose (and what to ask in a demo)
Ask for a walkthrough of the consent screen exactly as an end customer sees it, since regulators scrutinise this closely. Check the fallback flow when OTP delivery fails or a customer doesn't have their Aadhaar-linked number handy. Get clear pricing per verification, since eKYC often carries a government-side fee on top of the vendor's own charge.
At a glance
BudgetMost products here are quoted on request.
India fit16 of 34 are built in India, with GST and rupee billing handled natively.
Try before you buy1 products have a free plan you can run a real month on.
Get an instant demo
Let us arrange your demos, free
eKYC Software — frequently asked questions
Is Aadhaar eKYC legally valid for onboarding customers?+
Yes, when done through an entity authorised to use the relevant Aadhaar authentication method and with proper customer consent, it is a legally recognised form of identity verification.
How is eKYC different from regular KYC?+
Regular KYC can involve physical documents and in-person verification; eKYC completes the same checks digitally, typically in minutes rather than days.
Can any business use Aadhaar-based eKYC?+
Usage is restricted to entities permitted under Aadhaar regulations for specific authentication methods, so check eligibility for your business category before building on it.
What happens if a customer doesn't have Aadhaar?+
Most eKYC platforms offer fallback verification using PAN, passport or other accepted ID documents for customers without Aadhaar access at that moment.
Does eKYC require a live internet connection during verification?+
Yes, OTP and biometric eKYC both require a live connection to complete verification in real time; offline XML-based options exist as an alternative.
Related searches
Reference Check SoftwareDigital Identity Verification SoftwareKYC SoftwareVideo KYC SoftwareAI KYC SoftwareCustomer Verification SoftwareBusiness Verification SoftwareKYB SoftwareBackground verification softwareEmployee background check softwareKYC employee verification softwareIdentity verification software
Need help choosing?
Get a personalised eKYC Software shortlist
Tell us about your business and we send a shortlist with honest pros and cons, then arrange demos. Free — the vendor invoices you directly.