TrendingMade in India
Starts at
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Zoho Expense
by Zoho Corporation · Chennai, Tamil Nadu · Since 1996
Expense reporting, corporate cards and travel management with GST capture.
- Starting price
- ₹79
- per user per month, Standard billed annually, excl. GST
- Free trial / plan
- Free
- Up to 3 users
- Deployment
- Cloud
- Web
- App Advisor rating
- 4.8
- transparency & India fit
What is Zoho Expense?
Zoho Expense handles the part of finance everyone hates: employees photographing receipts, managers approving claims and accounts reimbursing them. Receipts are read automatically, mileage can be tracked by GPS, and approved reports flow into Zoho Books or another accounting system. For a company already on Zoho, it slots in with very little effort.
Pricing on the India site is among the cheapest in the category. There's a free plan for up to three users (20 receipt scans per user a month, 5 GB storage, email support). Standard costs ₹79 per user a month billed annually or ₹99 monthly, and Premium is ₹149 annually or ₹199 monthly. Both paid plans need at least five users, and GST is extra.
Most mid-size teams will want Standard, because corporate card management, cash advances, petty cash, direct bank reimbursement and phone support only start there. Premium adds the travel desk: self-booking for flights, hotels and buses, live budget tracking and multi-entity management. If you mostly need travel booking, compare it against a dedicated corporate travel tool before deciding.
What works well
- +Free plan for up to three users with no time limit
- +Low per-user price on the India site (from ₹79 per user per month annually)
- +Receipt scanning in 38+ languages on paid plans
- +UPI-enabled prepaid cards, available even on the free plan
- +Native fit with Zoho Books, Zoho People and Zoho Payroll
- +14-day trial without a credit card
What to watch out for
- −Five-user minimum on paid plans
- −Free plan caps you at 20 receipt scans per user a month
- −ERP and HRMS integrations are a paid add-on on Standard
- −Tally is not listed among integrations on the product page
- −Travel booking and multi-entity controls only come with Premium
Best suited for: Indian SMBs that reimburse field or sales staff regularly · Companies already on Zoho Books or Zoho One · Teams that want corporate card feeds and petty cash in one place
Zoho Expense at a glance
Analysing Zoho Expense — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Zoho Expense features
Researched from Zoho Expense's official product pages · updated October 2026.
Expenses
- AI receipt capture
- GPS mileage tracking
- Multi-currency
- Expense policies
Cards and cash
- UPI-enabled prepaid cards
- Corporate card feeds
- Cash advances and petty cash
Approvals
- Multi-level and parallel approvals
- Delegates and escalations
- Live budgets (Premium)
Travel
- Self-booking with policy controls
- Guest booking
- Visa management and duty of care
AI capabilities
- Zia flags duplicate claims, risky merchants and unusual spending
- Agentic approvals on Standard and above
- Zoho Expense MCP listed on all plans
Zoho Expense pricing (INR)
SourceEvery edition as published by the vendor · free trial: 14 days, no credit card required. Prices exclude GST unless stated. Full Zoho Expense pricing breakdown
Free
₹0
- Up to 3 users
- 20 receipt scans per user per month
- 5 GB receipt storage
- Email support
Standard
₹79 per user (annual) / ₹99 (monthly)
per user per month, minimum 5 users
- Corporate card management
- Cash advances and petty cash
- Direct bank reimbursements
- Call support, SSO
- 200 scans per user per month
Premium
₹149 per user (annual) / ₹199 (monthly)
per user per month, minimum 5 users
- Employee self-booking for flights, hotels and buses
- Live budget and mileage tracking
- Multi-entity and multi-country management
- 1,000 scans per user per month
Other pricing options & add-ons
ERP/HRMS integrations
Paid add-on on Standard
Not published
All-in-one Spend Management
Not published
- • Prices exclude GST.
- • Annual billing saves up to 25%.
Buying for a team? App Advisor can get you a volume quote and any partner discount available.
Integrations, security & India
Integrations
- Zoho Books
- Zoho CRM
- Zoho People
- Zoho Payroll
- SAP
- Oracle
- Microsoft Teams
- Slack
- Uber for Business
Security & compliance
- Encryption in transit and at rest
- Role-based access, MFA and SSO
- Audit logs
- Zoho runs its own data centres
For Indian businesses
- India-specific INR pricing
- UPI-enabled prepaid cards
- Bank connections with Indian banks such as ICICI and Axis
Trust, compliance & who uses Zoho Expense
Is Zoho Expense the best choice for you?
Best choice if you are…
- Indian SMBs that reimburse field or sales staff regularly
- Companies already on Zoho Books or Zoho One
- Teams that want corporate card feeds and petty cash in one place
Look elsewhere if you are…
- Two or three person teams who'll outgrow the free scan limit but don't want a five-user minimum
- Tally-centric businesses that need a ready connector
Still comparing? Get an unbiased shortlist and demos arranged for free.
Sources (2) · updated October 2026
Zoho Expense screenshots
Zoho Expense video
Zoho Expense - In a Nutshell
Specifications
- Category
- Expense management software, GST software
- Vendor
- Zoho Corporation
- Headquarters
- Chennai, Tamil Nadu
- Founded
- 1996
- Pricing model
- Freemium
- Starting price
- ₹79 · per user per month, Standard billed annually, excl. GST
- Deployment
- Cloud
- Platforms
- Web
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like Zoho Expense
Alternatives, the same vendor's other products and India-first picks.
Zoho Expense vs Karbon BusinessZoho Expense vs KodoZoho Expense vs Zoho Expense India EditionZoho Expense vs FyleZoho Expense vs Volopay
Compare all Zoho Expense alternatives with pricing →Zoho Expense — frequently asked questions
Is Zoho Expense free?+
Yes, for up to three users. The free plan includes 20 receipt scans per user a month and 5 GB of storage, with email support.
What does Zoho Expense cost in India?+
Standard is ₹79 per user a month billed annually (₹99 monthly) and Premium is ₹149 annually (₹199 monthly). Both need at least five users.
Does Zoho Expense pricing include GST?+
No. The India pricing page says prices exclude GST, so add 18% to your budget.
Is there a free trial?+
Yes, 14 days, and Zoho says no credit card is needed.
Does Zoho Expense work with Tally?+
Tally isn't listed on the product page. Zoho Books is supported natively, and other ERPs connect through a paid add-on, so ask Zoho about Tally before buying.
Is there a mobile app?+
Yes, on Android and iOS. Staff can snap receipts and log mileage from their phone.
Is my data secure?+
Zoho states ISO 27001 and SOC 2 certification and GDPR compliance, and encrypts data in transit and at rest.
Where is the Zoho Expense login page?+
Zoho Expense's login is at https://accounts.zoho.com/signin?servicename=ZohoExpense&signupurl=https://www.zoho.com%2fin/expense/signup/, linked from its official website.
How do I sign up for Zoho Expense?+
New accounts are created at https://www.zoho.com/in/expense/signup/ on Zoho Expense's official site.
How much does Zoho Expense cost?+
Zoho Expense publishes its plans at https://www.zoho.com/in/expense/pricing/?src=expense-header. It offers a free plan. Check that page for current prices, as plans change.
Does Zoho Expense have a free trial?+
Yes. Zoho Expense's official site offers a free trial.
Does Zoho Expense have a mobile app?+
Yes. Zoho Expense's official website links to its Android and iOS app.
Is Zoho Expense secure and compliant?+
Zoho Expense's official site states SOC 2, ISO 27001, GDPR compliance.
What is Zoho Expense?+
Zoho Expense is expense management software by Zoho Corporation, an Indian company from Chennai. Expense reporting, corporate cards and travel management with GST capture.
How much does Zoho Expense cost?+
Zoho Corporation publishes: ₹79 · per user per month, Standard billed annually, excl. GST. Confirm current plans and taxes on the official pricing page.
Does Zoho Expense offer a free trial or free plan?+
Yes — Zoho Expense offers a free plan you can start with.
Is Zoho Expense made in India?+
Yes. Zoho Expense is built by Zoho Corporation, headquartered in Chennai, Tamil Nadu.
Who is Zoho Expense best suited for?+
Zoho Expense suits startup, small business, smb buyers looking for expense management software with gst software.
What are the best alternatives to Zoho Expense?+
Popular alternatives in expense management software include Karbon Business, Kodo, Zoho Expense India Edition. Use App Advisor's compare tool to see them side by side.
How is Zoho Expense deployed?+
Zoho Expense is available as a cloud (SaaS) product, with web access.
Guides that mention Zoho Expense
Can You Claim GST Input Credit on SaaS? (2027)How to claim GST input tax credit on SaaS: Indian-invoice vs foreign reverse-charge lanes, Section 16 conditions, GSTR-2B and 3B. Checked Oct 2026.SaaS Spend & Shadow IT Tools for 2027SaaS spend optimization and shadow IT detection tools for Indian firms: Zluri, CloudEagle, Sastrify, Cledara and more, plus a no-software start (Oct 2026).How Zoho Books Helps Small Businesses Grow (2026)How Zoho Books helps small businesses grow: cloud accounting, GST, e-invoicing, bank feeds, published India pricing, who it suits and alternatives.RazorpayX Payroll vs Zoho Payroll (2026)Comparing RazorpayX Payroll and Zoho Payroll for Indian businesses — automated salary disbursal versus suite integration, statutory compliance coverage, pricing models, and when a full HRMS such as greytHR or Keka is the better answer.
About Zoho Corporation
Zoho Corporation · Chennai, Tamil Nadu · Founded 1996 · 128 products in our catalogue · Indian company
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