Skip to content

Free, independent software advice for Indian businesses

App Advisor logoApp Advisor
Xref logo

Xref

by Xref · Sydney, Australia

Automated reference checking, background checks and employee pulse and exit surveys.

Visit website
Starting price
$70/month USD billed annually (Starter)
Free trial / plan
Free trial
Deployment
Cloud
Web
App Advisor rating
4.0
transparency & India fit

What is Xref?

Xref is background verification & kyc from Xref, based in Sydney, Australia. Automated reference checking, background checks and employee pulse and exit surveys.

Background-verification and KYC platforms verify identity, employment, education, address and criminal records for hiring, and run digital KYC for customer onboarding in fintech and lending. Most are API-first with dashboards for HR teams.

Pricing is quoted per organisation, so ask the vendor for a proposal that matches your size.

What works well

    What to watch out for

    • No permanently free plan
    • Global vendor — check India-specific compliance (GST, TDS) and support hours before you commit

    Best suited for: Small business · SMB · Mid-market

    AI analysis of Xref

    Analysing Xref — pricing, features, reviews and alternatives…

    Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

    Xref features

    Category-standard capabilities plus what Xref adds. Verify depth in a demo.

    • Aadhaar, PAN and DL verification
    • Employment and education checks
    • Address and criminal record checks
    • Video KYC and liveness
    • Bank account and UPI verification
    • GSTIN and company verification
    • Bulk and API workflows
    • Consent capture and DPDP compliance

    Xref pricing

    Entry price

    $70/month USD billed annually (Starter)

    Published subscription pricing, taxes extra

    How Xref charges. Plans scale with users or features. Annual billing is usually 15–25% cheaper than monthly, and GST is added on top of listed prices in India.

    Read from the vendor's official website. Prices change — confirm on xref.com.

    Specifications

    Category
    Background verification & KYC
    Vendor
    Xref
    Headquarters
    Sydney, Australia
    Founded
    Not published
    Pricing model
    Subscription
    Starting price
    $70/month USD billed annually (Starter)
    Deployment
    Cloud
    Platforms
    Web
    Best for
    Small business, SMB, Mid-market
    Made in India
    No

    More software like Xref

    Alternatives, the same vendor's other products and India-first picks.

    Compare all Xref alternatives with pricing →

    Xref — frequently asked questions

    What is Xref?+

    Xref is background verification & kyc by Xref. Automated reference checking, background checks and employee pulse and exit surveys.

    How much does Xref cost?+

    Xref does not publish a price list; pricing is quoted per organisation. Request a demo through App Advisor and we will ask the vendor for a written quote.

    Does Xref offer a free trial or free plan?+

    Xref typically offers a free trial before you commit to a paid plan.

    Is Xref made in India?+

    No. Xref is developed by Xref in Sydney, Australia, though it is used by Indian businesses.

    Who is Xref best suited for?+

    Xref suits small business, smb, mid-market buyers looking for background verification & kyc.

    What are the best alternatives to Xref?+

    Popular alternatives in background verification & kyc include Shufti, BeFiSc, Digio. Use App Advisor's compare tool to see them side by side.

    How is Xref deployed?+

    Xref is available as a cloud (SaaS) product, with web access.

    About Xref

    Xref logo

    Xref · Sydney, Australia · 1 product in our catalogue

    Get an instant demo

    See Xref live, with an App Advisor discount