Identity verification, KYC and AML screening platform covering users in 240+ countries.
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HR & Payroll · Background verification & KYC
Best KYC Software for Indian Businesses (2026)
Any regulated business — a bank, NBFC, insurer, broker or payment company — has to prove it knows who its customers are, and do so without slowing down onboarding to a crawl. KYC software automates document collection, identity checks and risk scoring so a compliant customer record gets built the moment someone signs up, rather than days later through manual paperwork.
34 products compared16 made in India1 with a free plan
KYC Software products
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KYC, KYB, fraud and background verification APIs for onboarding and underwriting users in India.
RecommendedMade in India
Starts at
On request
eSign, eKYC and e-mandate APIs built in Bengaluru.
RecommendedMade in India
Starts at
On request
Identity verification, fraud prevention and privacy management APIs used by Indian banks and insurers.
RecommendedMade in India
Starts at
On request
Background verification built in Bengaluru.
Made in India
Starts at
Pay as you go
Identity verification APIs built in Pune.
Made in India
Starts at
Pay as you go
KYC and verification APIs built in Delhi.
Made in India
Starts at
Pay as you go
Digital onboarding and KYC for payment businesses.
Made in India
Starts at
On request
Background verification built in Gurugram.
Made in India
Starts at
On request
Employee background verification covering education, employment, address, court records and EPFO.
Made in India
Starts at
On request
Identity verification built in Mumbai.
Made in India
Starts at
On request
Online background screening with criminal, credit, identity and credential checks in 200+ countries.
Starts at
Pay per check; OneID from $4.99, credit report $12.99
FCRA-compliant employment background checks for US employers, priced per check without contracts.
Starts at
From $29.99 per check (Basic)
Digital KYC and onboarding.
Made in India
Starts at
On request
Automated pre-employment checks covering criminal records, right to work, references and education.
Starts at
On request
KYC and financial data APIs built in Bengaluru.
Made in India
Starts at
On request
Embedded fintech products for identity verification, payment collection and card issuance.
Made in India
Starts at
On request
Criminal and legal history checks drawing on 400M+ Indian court, FIR and tribunal records.
Made in India
Starts at
On request
AI KYC and identity verification built in Bengaluru.
AI poweredMade in India
Starts at
On request
KYC, KYB and AML compliance software for identity verification during customer onboarding.
Trending
Starts at
Usage-based pricing in EUR per verification
Indian enterprise email hosting with calendar and chat, aligned to RBI, SEBI and IRDAI guidelines.
Made in IndiaEnterprise ready
Starts at
On request
Global identity and business verification network for KYC, KYB and AML checks in 195+ countries.
Starts at
On request
Passwordless authentication and identity verification platform for workforce identity assurance.
Starts at
On request
Automated reference checking, background checks and employee pulse and exit surveys.
Starts at
$70/month USD billed annually (Starter)
See all 34 background verification & kyc products
Beyond compliance, this shows up directly in growth: faster, cleaner onboarding means fewer drop-offs, and a proper audit trail means fewer headaches when a regulator or auditor asks questions.
What is KYC Software?
KYC (Know Your Customer) software automates the process of collecting a customer's identity documents, verifying them against official sources, screening for risk factors, and maintaining an auditable record of the whole process. It typically bundles document verification, face match, database checks and risk scoring into one onboarding flow, and keeps records that satisfy RBI, SEBI or IRDAI-style compliance requirements.
Key features to look for
- Aadhaar, PAN and document verification – core to any India-focused KYC flow
- Video KYC support – required or preferred for several regulated categories
- Risk scoring and rule engine – route low-risk customers to auto-approval, flag the rest
- Sanctions and PEP screening – checks against watchlists where relevant to your sector
- Periodic re-KYC workflows – regulations often require refreshing checks, not just a one-time check
- Audit trail and reporting – exportable records for regulator or auditor review
- API and no-code onboarding forms – to fit into your existing signup flow
- Data residency and encryption – identity data is sensitive and regulated
What Indian regulated businesses should check
Confirm the vendor explicitly supports the KYC norms relevant to your regulator, since RBI, SEBI and IRDAI requirements differ in detail. Ask whether video KYC is built in or a separate add-on, and whether it meets the specific technical requirements (geo-tagging, liveness, randomised prompts) that some regulators expect. Check how re-KYC campaigns are triggered and tracked, since this is often where compliance gaps appear during audits.
How to choose (and what to ask in a demo)
Ask to see the exact audit report format it produces, and whether it maps to what your compliance team already reports to the regulator. Get a real number on average onboarding time and rejection rate, not just accuracy claims. Check how the system handles a customer who fails on the first attempt — is there a clear retry path, or does the flow just dead-end and lose the customer?
At a glance
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India fit16 of 34 are built in India, with GST and rupee billing handled natively.
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KYC Software — frequently asked questions
Is KYC software mandatory for Indian fintechs?+
Regulated financial entities are required to perform KYC under RBI, SEBI or IRDAI guidelines; software is not mandated by name but is the practical way to meet the requirement at scale.
What is the difference between KYC and eKYC?+
KYC is the overall compliance process; eKYC specifically refers to doing that process digitally, often using Aadhaar-based verification instead of physical documents.
Does KYC software support video KYC?+
Many platforms built for Indian regulated businesses include video KYC as a module, since several categories require or strongly prefer it for higher-risk onboarding.
How long should automated KYC take?+
A well-built flow typically completes in a few minutes for straightforward cases; complex or flagged cases route to manual review and take longer.
Can small businesses use KYC software, or is it only for banks?+
Any business that needs to verify customer or vendor identity reliably can use it, though the heaviest regulatory requirements apply specifically to BFSI and similar regulated sectors.
Related searches
Reference Check SoftwareDigital Identity Verification SoftwareeKYC SoftwareVideo KYC SoftwareAI KYC SoftwareCustomer Verification SoftwareBusiness Verification SoftwareKYB SoftwareBackground verification softwareEmployee background check softwareKYC employee verification softwareIdentity verification software
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