Interoperable UPI QR and merchant loans.
Made in IndiaFree
Starts at
Free
Free plan · 19 of 103 in payment gateways & upi
Free Payment gateways & UPI in India
App Advisor lists 19 payment gateways & upi products with free plan, out of 103 in the category. 6 are made in India, 19 have a free plan and 14 offer a free trial. Most compared right now: BharatPe, Google Pay for Business, Bluevine.
Compared
Payment gateways & UPI — free plan
Ranked by how much buyers compare them. Not a paid ranking.
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Free UPI QR acceptance for merchants.
Free
Starts at
Free
Online business checking with no monthly fees plus lines of credit and term loans.
Free plan
Starts at
Free plan
Business checking for small business owners with built-in bookkeeping, invoicing and tax tools.
Free plan
Starts at
Free plan
Business banking for small businesses with checking, savings, cards and built-in financial tools.
Free planMobile app
Starts at
Free plan
Merchant UPI and wallet acceptance.
Made in IndiaFree
Starts at
Free
No-fee business checking with invoicing, payment acceptance and reserves for small businesses.
Free
Starts at
Free
Business banking with multiple checking accounts, unlimited users and spend controls.
Free plan
Starts at
Free plan
The Unified Payments Interface itself, operated by NPCI.
Made in IndiaFree
Starts at
Free
Global financial platform with multi-currency accounts, FX transfers, cards and payments.
Free plan
Starts at
Free plan
RBI-authorised payment aggregator offering payment gateway, payment links, forms and eNACH.
Made in IndiaFree plan
Starts at
Free plan
Free chit fund management software for India. Track members, collect payments, run auctions, generate PDF reports. 100% free, no download, no credit card.
NewMade in IndiaFree plan
Starts at
Free plan
EazyUdhar is a digital udhar (credit) management platform for shopkeepers, retailers and wholesalers.
Made in IndiaFree plan
Starts at
Free plan
Payment platform for SMBs to accept online and in-store payments, send invoices and manage payouts
Free plan
Starts at
Free plan
Payment processing and billing software for small businesses to accept cards and recurring payments
Free plan
Starts at
Free plan
Chargeback prevention tool with real-time alerts and automated dispute recovery for merchants
Free plan
Starts at
Free plan
Payfac-as-a-service platform for vertical SaaS companies to embed card and bank payments
Free plan
Starts at
Free plan
Payment processing platform for small businesses and SaaS companies with subscription-based pricing
Free plan
Starts at
Free plan
Payment facilitation platform for software companies to embed and monetise merchant payments
Free plan
Starts at
Free plan
Before you buy
What to check before you buy
“Free” usually means one of four things
A permanently free tier with hard limits; a free trial that expires; a free plan for a single user that breaks the moment a second person joins; or open-source software that is free to licence but costs money to host and maintain. Establish which one you are being offered before you build a process on it.
Check the limit that will actually bite you
Free tiers are limited by the thing you will run out of first — invoices per month, contacts, users, storage, or the one feature your workflow depends on. Find that number before you migrate data in, because migrating out later is the expensive part.
Confirm your data is portable
The cost of a free plan is switching cost. Before committing, export everything and look at what you get. If the export is a PDF rather than structured data, treat the product as harder to leave than it appears.
FAQs
Free Payment gateways & UPI in India — questions buyers ask
Which payment gateways & upi is free in India?+
19 products on App Advisor match. The most compared are BharatPe, Google Pay for Business, Bluevine. 6 are built in India, which usually means GST, TDS and statutory updates ship as routine releases and support runs in your timezone. Every listing shows the vendor's own published pricing.
Does App Advisor charge for this shortlist?+
No. App Advisor is free for buyers and takes no payment for ranking. Products are ordered by how much buyers compare them and by our rating, never by what a vendor pays.
How current is this list?+
The list is generated from our live catalogue, so it changes as products, pricing and free plans change. Pricing shown is the vendor's own published figure — always confirm current terms directly before you buy.
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