Made in IndiaFree plan
Starts at
Free plan
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.3
- transparency & India fit
What is Niyo?
Niyo is personal finance & investing apps from Niyo Solutions, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2015. Zero-forex travel cards and savings.
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +11 years in business — a mature, stable product
- +Native mobile apps for work on the go
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of Niyo
Analysing Niyo — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Niyo features
Category-standard capabilities plus what Niyo adds. Verify depth in a demo.
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
- Insurance comparison and claims
- Two-factor security and device binding
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
Niyo pricing
Entry price
Free
No paid plan required
How Niyo charges. Niyo is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on goniyo.com.
Specifications
- Category
- Personal finance & investing apps
- Vendor
- Niyo Solutions
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2015
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
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Niyo — frequently asked questions
What is Niyo?+
Niyo is personal finance & investing apps by Niyo Solutions, an Indian company from Bengaluru. Zero-forex travel cards and savings.
How much does Niyo cost?+
Niyo is free to use.
Does Niyo offer a free trial or free plan?+
Yes — Niyo offers a free plan you can start with.
Is Niyo made in India?+
Yes. Niyo is built by Niyo Solutions, headquartered in Bengaluru, Karnataka.
Who is Niyo best suited for?+
Niyo suits startup, small business, smb buyers looking for personal finance & investing apps.
What are the best alternatives to Niyo?+
Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.
How is Niyo deployed?+
Niyo is available as a cloud (SaaS) product, with web, Android and iOS apps.
About Niyo Solutions
Niyo Solutions · Bengaluru, Karnataka · Founded 2015 · 1 product in our catalogue · Indian company
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