Billing software · Pricing

OkCredit pricing in India (2027)

OkCredit has 4 published plans. Below is the full price list exactly as OkCredit publishes it, what each plan includes, and the costs people miss when budgeting.

Full OkCredit review

Starting price

Free

Paid packs from Rs 30 per 30 days

Free plan / trial

Free Basic plan

Has ads; SMS sent from your own SIM

OkCredit price list

Every price below is quoted from OkCredit's official pricing page. We never convert or estimate prices.

Plan	Price	Billing	What it adds
Basic	Free	—	Digital udhar khata for customers and suppliers Shows ads Transaction SMS sent from your phone's SIM
Unlimited Transactions	Rs 30	per 30 days	Unlimited ledger transactions every day Still shows ads Works out to about Rs 1 per day
Ads Free++	Rs 75	per 30 days	No ads, plus multi-device and desktop access Normal and GST bills, plus stock management Defaulters view and priority support
Premium	Rs 99	per 30 days	Everything in Ads Free++ Unlimited transaction SMS sent by OkCredit Lifetime access to transaction bills

Before you budget for OkCredit

The pricing page does not state whether GST is included.
Plans are 30-day packs; the pricing page lists no quarterly or yearly option.

Is OkCredit free?

Yes — OkCredit has a free option. Free Basic plan (Has ads; SMS sent from your own SIM). Paid plans add the rest.

Prices change. Confirm the current price on OkCredit's pricing page before you sign.

OkCredit pricing FAQs

What is OkCredit pricing in India in 2027?+

OkCredit has 4 plans: Basic at Free, Unlimited Transactions at Rs 30, Ads Free++ at Rs 75, Premium at Rs 99. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Is OkCredit free?+

Yes — OkCredit has a free option. Free Basic plan (Has ads; SMS sent from your own SIM). Paid plans add the rest.

How much does OkCredit cost in India?+

The OkCredit Basic plan is free, with ads, and sends transaction SMS from your own SIM. Paid plans are sold as 30-day packs. Unlimited Transactions costs Rs 30, Ads Free++ costs Rs 75 and Premium costs Rs 99. The official pricing page does not say whether GST is included, so check the amount at checkout.

Is OkCredit really free?+

Yes. OkCredit's Basic plan costs nothing and covers customer ledgers, entries, reminders and cloud backup. The trade-offs are ads in the app and reminder SMS sent from your own phone. Most small kirana stores can run on the free plan and only pay once they want GST bills, desktop access or ad-free use.

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