1. Upstox
Upstox · Mumbai · Personal finance & investing apps · 4.6/5
Discount broking app for stocks, F&O and mutual funds.
Free plan
Free plan available
Personal finance & investing apps · Alternatives
Best Paytm Money alternatives in India (2026)
Paytm Money is a personal finance & investing apps product from Paytm, Noida, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 19 have a free plan, 18 are built in India.
Quick answer
The closest alternatives to Paytm Money are Upstox (Free plan), Groww (Free plan), INDmoney (Free plan), Smallcase (Free plan) and Fisdom (Free plan). Upstox is the top-ranked option with a free plan.
Paytm Money alternatives compared
Ranked by how closely each product matches Paytm Money's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Paytm Money (current) | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | — |
| 1 | Upstox | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  Groww | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 3 |  INDmoney | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 4 |  Smallcase | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  Fisdom | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 6 |  Screener.in | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 7 |  Stockal | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 8 |  Tickertape | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 9 |  Trendlyne | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 10 |  StockEdge | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 11 |  Tijori Finance | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 12 |  Samco | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 13 |  Univest | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 14 |  Appreciate | Free plan | Yes | Web, Android, iOS | Yes | 4.1/5 | |
| 15 |  Lemonn | Free plan | Yes | Web, Android, iOS | Yes | 4.1/5 | |
| 16 |  Robinhood | Free plan | Yes | Web, Android, iOS | No | 4.2/5 | |
| 17 |  Vested Finance | Free plan | Yes | Web, Android, iOS | No | 4.2/5 | |
| 18 |  CoinSwitch | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 19 |  Angel One | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 20 |  Zerodha Kite | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 |
Top 10 Paytm Money alternatives in detail
2. Groww
Groww · Bengaluru · Personal finance & investing apps · 4.5/5
Stocks, mutual funds, ETFs and FDs in a simple investing app.
Free plan
Free plan available
3. INDmoney
INDmoney · Gurugram · Personal finance & investing apps · 4.5/5
Track all investments with US stocks and mutual funds.
Free plan
Free plan available
4. Smallcase
Smallcase · Bengaluru · Personal finance & investing apps · 4.5/5
Thematic stock portfolios via your broker.
Free plan
Free plan available
5. Fisdom
Fisdom · Bengaluru · Personal finance & investing apps · 4.4/5
Wealth management app for mutual funds, stocks and tax.
Free plan
Free plan available
6. Screener.in
Mittal Analytics · New Delhi · Personal finance & investing apps · 4.4/5
Fundamental stock screening for Indian equities.
Free plan
Free plan available
7. Stockal
Stockal · Bengaluru · Personal finance & investing apps · 4.3/5
Global investing platform for Indians.
Free plan
Free plan available
8. Tickertape
Tickertape (Smallcase) · Bengaluru · Personal finance & investing apps · 4.3/5
Stock research, screeners and market data.
Free plan
Free plan available
9. Trendlyne
Trendlyne · Bengaluru · Personal finance & investing apps · 4.3/5
Stock analytics, screeners and alerts.
Free plan
Free plan available
10. StockEdge
StockEdge Fintech Private Limited · Kolkata · Personal finance & investing apps · 4.3/5
Stock market analysis app with scans, fundamentals, charts and daily market data for Indian investors.
Free plan
Free plan available
Paytm Money alternatives by what you need
Free Paytm Money alternatives
Indian alternatives to Paytm Money
How to choose a Paytm Money alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
Paytm Money alternatives — FAQs
What is the best alternative to Paytm Money in 2026?+
The closest matches to Paytm Money on App Advisor are Upstox (Free plan), Groww (Free plan), INDmoney (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Paytm Money, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Paytm Money?+
Yes. 19 of the 20 alternatives listed have a free plan or are free: Upstox (Free plan), Groww (Free plan), INDmoney (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Paytm Money?+
Yes. 18 alternatives are built in India, including Upstox (Free plan), Groww (Free plan), INDmoney (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Paytm Money vs Upstox: which is better?+
Upstox is the closest match to Paytm Money in our catalogue. Compare them side by side before you book a demo.
How were these Paytm Money alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category Paytm Money also covers, and Paytm's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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