Payment gateways & UPI · Pricing

Paytm Payment Gateway pricing in India (2027)

Paytm Payment Gateway has 2 published plans. Below is the full price list exactly as Paytm publishes it, what each plan includes, and the costs people miss when budgeting.

Full Paytm Payment Gateway review

Starting price

1.99% per transaction

Standard plan, plus 18% GST

Free plan / trial

No setup or annual fee

Pay only per transaction

Paytm Payment Gateway price list

Every price below is quoted from Paytm's official pricing page. We never convert or estimate prices.

Plan	Price	Billing	What it adds
Standard	1.99% per transaction	platform fee on all transactions, plus 18% GST	Zero setup fee and no annual maintenance charge No software upgrade charges Real-time bank settlement listed as a feature Aimed at startups and SMBs
Enterprise	Custom quote	—	For large businesses Pricing set after consultation with Paytm Same API and plugin stack as Standard

Before you budget for Paytm Payment Gateway

The 1.99% platform fee is published as applying to all transactions; no separate rates are shown for UPI, cards, net banking or EMI.
Paytm's pricing terms say the website shows standard rates, that merchants on hosted ecommerce platforms or bank integrations may get different pricing, and that the final rate is the one communicated after account creation.
18% GST applies on top of the fee.

Is Paytm Payment Gateway free?

No. Paytm Payment Gateway has no free plan. Ask the vendor for a trial or a pilot before you commit.

Prices change. Confirm the current price on Paytm's pricing page before you sign.

Paytm Payment Gateway pricing FAQs

What is Paytm Payment Gateway pricing in India in 2027?+

Paytm Payment Gateway has 2 plans: Standard at 1.99% per transaction, Enterprise at Custom quote. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Is Paytm Payment Gateway free?+

No. Paytm Payment Gateway has no free plan. Ask the vendor for a trial or a pilot before you commit.

Does Paytm Payment Gateway have a free trial?+

Paytm Payment Gateway has no free trial in the usual sense, but it has no setup or annual fee either, so you pay only the 1.99% plus GST fee on live transactions. Developers can test integrations with testing credentials listed in Paytm's docs before going live, without paying anything.

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