Payment gateways & UPI · Pricing

PayU pricing in India (2027)

PayU has 2 published plans. Below is the full price list exactly as PayU India publishes it, what each plan includes, and the costs people miss when budgeting.

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Starting price

2% per transaction

Domestic cards, net banking, wallets, BNPL; GST 18% extra

Free plan / trial

No setup fee

No onboarding or annual fees

PayU price list

Every price below is quoted from PayU India's official pricing page. We never convert or estimate prices.

Plan	Price	Billing	What it adds
Pay-as-you-use	2% per transaction	Per successful transaction, plus 18% GST	Domestic Visa and Mastercard cards, net banking, wallets and BNPL at 2% Diners, Amex, EMI and international transactions at 3% UPI P2P at zero MDR No setup, onboarding or annual fees Standard T+2 settlement
Custom pricing	On request	Volume-based MDR slabs	Pricing based on volume, industry and business model Custom workflows and checkout experiences Dedicated account manager and priority support

Other PayU pricing options

Same-day / Priority Settlements

Nominal fee may apply

Availability depends on business category

UPI merchant transactions

Varies

Depends on business type and volume

Before you budget for PayU

GST at 18% is charged on top of the MDR.
PayU states it may change pricing at its discretion.
No free trial is mentioned; there is no subscription fee to trial, as charges apply only per transaction.

Is PayU free?

No. PayU has no free plan. Ask the vendor for a trial or a pilot before you commit.

Prices change. Confirm the current price on PayU India's pricing page before you sign.

PayU pricing FAQs

What is PayU pricing in India in 2027?+

PayU has 2 plans: Pay-as-you-use at 2% per transaction, Custom pricing at On request. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Is PayU free?+

No. PayU has no free plan. Ask the vendor for a trial or a pilot before you commit.

What else costs extra on PayU?+

Same-day / Priority Settlements (Nominal fee may apply); UPI merchant transactions (Varies). Add these to any budget before you compare it with another product.

Does PayU have a free trial?+

PayU does not advertise a free trial. Since there is no fixed fee, you only pay MDR when you actually receive payments.

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