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PhonePe Payment Gateway pricing in India (2027)
PhonePe Payment Gateway has 2 published plans. Below is the full price list exactly as PhonePe publishes it, what each plan includes, and the costs people miss when budgeting.
Starting price
1.99% per transaction
Currently free under a limited-period offer (T&C apply)
Free plan / trial
Zero setup and AMC
No setup or annual maintenance fee
PhonePe Payment Gateway price list
Every price below is quoted from PhonePe's official pricing page. We never convert or estimate prices.
| Plan | Price | Billing | What it adds |
|---|---|---|---|
| Standard | 1.99% (offer: free*) | Per successful transaction |
|
| Enterprise | Custom | For high-volume businesses |
|
Before you budget for PhonePe Payment Gateway
- PhonePe advertises a limited-period zero transaction fee offer; its terms are not shown on the public page.
- The FAQ says merchants pay only on successful payments, with no setup or hidden charges.
- GST on gateway fees and settlement timing are not stated publicly.
Is PhonePe Payment Gateway free?
No. PhonePe Payment Gateway has no free plan. Ask the vendor for a trial or a pilot before you commit.
Prices change. Confirm the current price on PhonePe's pricing page before you sign.
PhonePe Payment Gateway pricing FAQs
What is PhonePe Payment Gateway pricing in India in 2027?+
PhonePe Payment Gateway has 2 plans: Standard at 1.99% (offer: free*), Enterprise at Custom. Indian prices are usually quoted excluding GST — confirm on the vendor's page.
Is PhonePe Payment Gateway free?+
No. PhonePe Payment Gateway has no free plan. Ask the vendor for a trial or a pilot before you commit.
Is there a free trial for PhonePe Payment Gateway?+
PhonePe Payment Gateway has no trial in the usual sense, because there is no subscription. You pay only per successful transaction, and setup and annual maintenance are free. During the current limited-period offer the advertised 1.99% transaction fee is waived. Developers can also test everything free in PhonePe's UAT sandbox before going live.
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