Payment gateways & UPI · Pricing

Razorpay pricing in India (2026)

Razorpay has 2 published plans. Below is the full price list exactly as Razorpay publishes it, what each plan includes, and the costs people miss when budgeting.

Full Razorpay review

Starting price

2% per transaction

Standard plan; ₹0 setup and AMC; 18% GST on fee

Free plan / trial

Free trial

Razorpay price list

Every price below is quoted from Razorpay's official pricing page. We never convert or estimate prices.

Plan	Price	Billing	What it adds
Standard	2% per successful transaction	Pay per transaction; ₹0 setup, ₹0 AMC	Domestic cards, UPI, netbanking, wallets, Pay Later, EMI: 2% Corporate/business cards: 2.15% International cards: up to 3% ₹0 refund processing fee
Enterprise	Custom	For businesses processing over ₹5,00,000/month	Custom pricing via sales

Other Razorpay pricing options

QR Codes (UPI)

0.99%

Smart Collect

1% or ₹10 per transaction, whichever is lower

Instant Refund

₹7.99–₹14.99

Depends on amount

International bank transfers

Before you budget for Razorpay

18% GST on platform fee
UPI carries zero MDR but a 2% platform fee applies on Standard

Is Razorpay free?

No. Razorpay has no free plan. Ask the vendor for a trial or a pilot before you commit.

Prices change. Confirm the current price on Razorpay's pricing page before you sign.

Razorpay pricing FAQs

What is Razorpay pricing in India in 2026?+

Razorpay has 2 plans: Standard at 2% per successful transaction, Enterprise at Custom. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Is Razorpay free?+

No. Razorpay has no free plan. Ask the vendor for a trial or a pilot before you commit.

What else costs extra on Razorpay?+

QR Codes (UPI) (0.99%); Smart Collect (1% or ₹10 per transaction, whichever is lower); Instant Refund (₹7.99–₹14.99); International bank transfers (1%). Add these to any budget before you compare it with another product.

Is there a free payment gateway in India?+

Razorpay has no setup fee or AMC, but it charges a per-transaction platform fee. On the Standard plan that is 2%, including on UPI.

Free help