Payment gateway with EMI, BNPL and enterprise integrations.
RecommendedMade in India
Starts at
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Payment gateways & UPI · Pricing
Razorpay pricing in India (2027)
Razorpay has 2 published plans. Below is the full price list exactly as Razorpay publishes it, what each plan includes, and the costs people miss when budgeting.
Starting price
2% per transaction
Standard plan; ₹0 setup and AMC; 18% GST on fee
Free plan / trial
Free trial
Razorpay price list
Every price below is quoted from Razorpay's official pricing page. We never convert or estimate prices.
| Plan | Price | Billing | What it adds |
|---|---|---|---|
| Standard | 2% per successful transaction | Pay per transaction; ₹0 setup, ₹0 AMC |
|
| Enterprise | Custom | For businesses processing over ₹5,00,000/month |
|
Other Razorpay pricing options
QR Codes (UPI)
0.99%
Smart Collect
1% or ₹10 per transaction, whichever is lower
Instant Refund
₹7.99–₹14.99
Depends on amount
International bank transfers
1%
Before you budget for Razorpay
- 18% GST on platform fee
- UPI carries zero MDR but a 2% platform fee applies on Standard
Is Razorpay free?
No. Razorpay has no free plan. Ask the vendor for a trial or a pilot before you commit.
Prices change. Confirm the current price on Razorpay's pricing page before you sign.
Razorpay pricing FAQs
What is Razorpay pricing in India in 2027?+
Razorpay has 2 plans: Standard at 2% per successful transaction, Enterprise at Custom. Indian prices are usually quoted excluding GST — confirm on the vendor's page.
Is Razorpay free?+
No. Razorpay has no free plan. Ask the vendor for a trial or a pilot before you commit.
What else costs extra on Razorpay?+
QR Codes (UPI) (0.99%); Smart Collect (1% or ₹10 per transaction, whichever is lower); Instant Refund (₹7.99–₹14.99); International bank transfers (1%). Add these to any budget before you compare it with another product.
Is there a free payment gateway in India?+
Razorpay has no setup fee or AMC, but it charges a per-transaction platform fee. On the Standard plan that is 2%, including on UPI.
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