YNAB

by You Need A Budget · Lehi, United States · Since 2004

Zero-based budgeting app.

Personal finance & investing appsMobile app

Starting price: ₹1,200/mo; per month, billed by vendor
Free trial / plan: Free trial
Deployment: Cloud; Web, Android & iOS
App Advisor rating: 4.2; transparency & India fit

What is YNAB?

YNAB is personal finance & investing apps from You Need A Budget, based in Lehi, United States and has been building software since 2004. Zero-based budgeting app.

Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.

Pricing is published and starts at roughly ₹1,200 per month.

What works well

+34-day free trial
+Developer API documented on the official site

What to watch out for

−No permanently free plan
−Global vendor — check India-specific compliance (GST, TDS) and support hours before you commit

Best suited for: Small business · SMB · Mid-market

YNAB at a glance

Analysing YNAB — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

YNAB features

As listed on YNAB's official website.

Always ad-free
Bank-grade security
World-class support
Category Templates
Apple Card Import
Customizable Views
Mobile Widgets

YNAB pricing

Entry price

₹1,200/mo

Published subscription pricing, taxes extra

How YNAB charges. Plans scale with users or features. Annual billing is usually 15–25% cheaper than monthly, and GST is added on top of listed prices in India.

Read from the vendor's official website. Prices change — confirm on ynab.com.

YNAB screenshots

YNAB video

What Is Zero-Based Budgeting? How to Give Every Dollar a Job with YNAB

Specifications

Category: Personal finance & investing apps
Vendor: You Need A Budget
Headquarters: Lehi, United States
Founded: 2004
Pricing model: Subscription
Starting price: ₹1,200/mo
Deployment: Cloud
Platforms: Web, Android, iOS
Best for: Small business, SMB, Mid-market
Made in India: No

Free plan

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Compare all YNAB alternatives with pricing →

YNAB — frequently asked questions

Where is the YNAB login page?+

YNAB's login is at https://app.ynab.com/users/sign_in, linked from its official website.

How do I sign up for YNAB?+

New accounts are created at https://www.ynab.com/guide/the-ultimate-get-started-guide on YNAB's official site.

How much does YNAB cost?+

YNAB publishes its plans at https://www.ynab.com/pricing. Check that page for current prices, as plans change.

Does YNAB have a free trial?+

Yes. YNAB's official site offers a free trial of 34 days.

What is YNAB?+

YNAB is personal finance & investing apps by You Need A Budget. Zero-based budgeting app.

How much does YNAB cost?+

YNAB's published pricing starts at ₹1,200/mo. Plans and taxes vary, so confirm on the official site.

Does YNAB offer a free trial or free plan?+

App Advisor's listing records a free trial for YNAB. Confirm the current trial terms on You Need A Budget's official site.

Is YNAB made in India?+

No. YNAB is developed by You Need A Budget in Lehi, United States.

Who is YNAB best suited for?+

YNAB suits small business, smb, mid-market buyers looking for personal finance & investing apps.

What are the best alternatives to YNAB?+

Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.

How is YNAB deployed?+

YNAB is available as a cloud (SaaS) product, with web, Android and iOS apps.