FeaturedMade in India
Starts at
₹749/mo
Zoho Finance Plus
by Zoho Corporation · Chennai, Tamil Nadu · Since 1996
Bundled accounting, invoicing, expense, inventory and subscriptions.
- Starting price
- Rs 6,999/org/month (yearly)
- Rs 8,499 monthly; 10 users included; GST extra
- Free trial / plan
- 14-day free trial
- No credit card required; no free plan
- Deployment
- Cloud
- Web
- App Advisor rating
- 4.7
- transparency & India fit
What is Zoho Finance Plus?
Zoho Finance Plus bundles Zoho's finance apps under one subscription and one admin panel: Books, Inventory, Billing, Expense, Checkout, Payroll and Commerce. It suits Indian SMEs that already use two or three of these apps separately and want one bill, shared data and one place to manage users. A company with 20 to 50 staff that sells goods, runs subscriptions or an online store, and processes payroll in-house will get the most from it.
Zoho doesn't give you entry-level editions in this bundle. Books, Inventory, Billing and Expense come on their Premium plans. Checkout, Payroll and Commerce come on Professional. In practice that means GST-ready accounting with bank feeds and approvals, inventory across up to six locations with batch and serial tracking, subscription billing with dunning, AI-assisted expense control, and payroll that handles PF, ESI, PT, LWF, TDS worksheets and Form 16. The Payroll app is available only in the India edition, which makes the bundle better value here than abroad.
Zoho prices the bundle per organisation. The India price is Rs 8,499 a month on monthly billing or Rs 6,999 a month on yearly billing, and both include 10 users. Extra users cost Rs 120 a month, or Rs 100 a month on yearly billing. Add-ons include extra locations at Rs 720 a month, advanced warehousing at Rs 4,999 a month and 50 extra receipt scans at Rs 299 a month. Prices exclude GST. You can try it free for 14 days without a credit card.
Watch the limits. Books is capped at 7,500 orders and Inventory at six locations, so a high-volume distributor may outgrow the bundle. If you only need accounting and GST invoicing, Zoho Books alone costs far less. The bundle pays off once you would otherwise buy three or more of these apps separately.
What works well
- +One subscription covers seven Zoho finance apps, with 10 users shared across them
- +Includes Zoho Payroll with PF, ESI, PT, LWF, TDS worksheets and Form 16, which is available only in the India edition
- +Books, Inventory, Billing and Expense are on their Premium plans, not the cheaper tiers
- +Admins can assign users and service admins per app from one admin panel
- +Yearly billing brings the price down from Rs 8,499 to Rs 6,999 a month
- +14-day trial without a credit card, and no long-term contract
What to watch out for
- −At Rs 8,499 a month plus GST, it costs too much for a firm that only needs accounting
- −Zoho Books inside the bundle is capped at 7,500 orders
- −Inventory covers only six locations before you pay Rs 720 per extra location
- −Advanced warehousing is a costly Rs 4,999-a-month add-on
- −No single app for the bundle; each Zoho app has its own interface to learn
Best suited for: Indian SMEs already using several Zoho finance apps that want one bill and admin panel · Product companies needing accounts, inventory and payroll together for up to 10 users · Subscription or D2C businesses using Billing, Checkout and Commerce alongside Books · Firms that want India payroll compliance tied directly to their accounting
Zoho Finance Plus at a glance
Analysing Zoho Finance Plus — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Zoho Finance Plus features
Researched from Zoho Finance Plus's official product pages · updated October 2026.
Accounting (Zoho Books Premium)
- GST tax compliance
- Bank and credit card feeds
- Sales and purchase approvals
- Up to 7,500 orders
- P&L, balance sheet and tax reports
Inventory (Zoho Inventory Premium)
- Up to six locations
- Composite items
- Batch and serial number tracking
- Barcode generation
Billing and payments
- Recurring and one-time billing
- Dunning for failed payments
- MRR, LTV and ARPU metrics
- Hosted payment pages via Checkout
Payroll (India edition)
- Automatic payroll calculation
- PF, ESI, PT and LWF
- Online IT declarations and proofs
- Payslips, Form 16 and TDS worksheets
Expenses and commerce
- Expense report automation
- AI-assisted spend control
- Online travel booking
- Online store builder with B2B quotes
Administration
- Central admin panel
- Users shared across apps
- Per-app service admins
- Integration with Zoho CRM
Zoho Finance Plus pricing (INR)
SourceEvery edition as published by the vendor · free trial: 14 days, no credit card required. Prices exclude GST unless stated. Full Zoho Finance Plus pricing breakdown
Finance Plus (monthly)
Rs 8,499 /org/month
Billed monthly
- 10 users included
- Books, Inventory, Billing and Expense on Premium
- Payroll, Checkout and Commerce on Professional
- Extra users Rs 120/month
Finance Plus (yearly)
Rs 6,999 /org/month
Billed annually
- Same apps and 10 users
- Extra users Rs 100/month
- Bank or cheque transfer accepted for yearly plans
Other pricing options & add-ons
Additional location
Rs 600/month on yearly billing
Rs 720/month
Advanced warehousing
Rs 4,165.83/month on yearly billing
Rs 4,999/month
50 additional scans
Rs 249.16/month on yearly billing
Rs 299/month
- • Prices exclude local taxes; GST is added.
- • No long-term contract; upgrade, downgrade or cancel from subscription settings.
- • Non-profit pricing available on request via sales@zohocorp.com.
Buying for a team? App Advisor can get you a volume quote and any partner discount available.
Integrations, security & India
Integrations
- Zoho CRM
- MailChimp (via Checkout)
- Zoho Campaigns
- Global payment gateways via Checkout
- E-commerce integrations in Zoho Books
Security & compliance
- 24/7 physical security at Zoho data facilities, per the pricing FAQ
- Network encryption with intrusion detection and prevention
- Admins and per-app service admins for role-based control
For Indian businesses
- India pricing is published in rupees: Rs 8,499/month monthly or Rs 6,999/month yearly per organisation, excluding GST.
- Zoho Payroll, with PF, ESI, PT, LWF, Form 16 and TDS worksheets, is included only in the India edition.
- Zoho lists an India toll-free support number, 1800 572 6671, available 24 x 5.
- Zoho's compliance page lists a SOC 1 audit trail covering its Indian data centres.
- The resources page includes a GST guide for Indian businesses.
Support, resources & partner network
Support & learning
- India toll-free support line 1800 572 6671, listed as 24 x 5
- Email support at support@zohofinanceplus.com
- User guide, administrator guide, GST guide and FAQs on the resources page
Trust, compliance & who uses Zoho Finance Plus
Certifications & compliance
- ISO/IEC 27001 — Valid to 21 Aug 2028 Source
- ISO/IEC 27701, 27017 and 27018 — Valid to 21 Aug 2028 Source
- SOC 2 Type 2 Source
- SOC 1 Type 2 — SOC 1 audit trail covers Indian data centres Source
- PCI DSS (SAQ-D self-assessment) — Valid to 14 Oct 2026 Source
Each claim links to the vendor's own published statement. Always confirm current certificate validity directly with the vendor.
Is Zoho Finance Plus the best choice for you?
Best choice if you are…
- Indian SMEs already using several Zoho finance apps that want one bill and admin panel
- Product companies needing accounts, inventory and payroll together for up to 10 users
- Subscription or D2C businesses using Billing, Checkout and Commerce alongside Books
- Firms that want India payroll compliance tied directly to their accounting
Look elsewhere if you are…
- Small traders who only need GST billing; Zoho Books or Vyapar alone is cheaper
- Distributors with more than 7,500 orders a month or many warehouses; compare an ERP such as ERPNext
Still comparing? Get an unbiased shortlist and demos arranged for free.
Sources (5) · updated October 2026
Zoho Finance Plus screenshots
Specifications
- Category
- Accounting software, Inventory software
- Vendor
- Zoho Corporation
- Headquarters
- Chennai, Tamil Nadu
- Founded
- 1996
- Pricing model
- Subscription
- Starting price
- ₹2,599/mo
- Deployment
- Cloud
- Platforms
- Web
- Best for
- Small business, SMB, Mid-market
- Made in India
- Yes
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Zoho Finance Plus — frequently asked questions
What is the price of Zoho Finance Plus in India?+
Zoho Finance Plus costs Rs 8,499 per organisation per month on monthly billing, or Rs 6,999 a month on yearly billing. Both prices include 10 users. Extra users cost Rs 120 a month, or Rs 100 a month on yearly billing. Add-ons include extra locations at Rs 720 a month and advanced warehousing at Rs 4,999 a month.
Is GST included in Zoho Finance Plus pricing?+
No. Zoho's India pricing page for Finance Plus says the prices exclude local taxes, so GST is added at checkout. On the yearly plan, Rs 6,999 a month plus 18% GST works out to about Rs 8,259 a month before any extra users or add-ons. Zoho issues a tax invoice, so a GST-registered business can usually claim input tax credit.
Does Zoho Finance Plus have a free trial or free plan?+
Zoho Finance Plus has no free plan, but it offers a 14-day free trial and doesn't ask for a credit card. When the trial ends, you need a paid subscription to keep using the account. Your data and settings are kept, and Zoho suspends the account rather than deleting it, so you can reactivate it later by upgrading.
Which apps are included in Zoho Finance Plus?+
Zoho Finance Plus includes Zoho Books, Inventory, Billing, Expense, Checkout, Payroll and Commerce. Books, Inventory, Billing and Expense come on their Premium plans. Checkout, Payroll and Commerce come on Professional. The 10 included users can be assigned to any of these apps from the central admin panel.
Zoho Finance Plus vs Zoho Books: which should I buy?+
Buy Zoho Books alone if you only need GST accounting and invoicing, because it costs much less. Zoho Finance Plus makes sense when you would otherwise pay separately for Inventory, Payroll, Expense or Billing. Bundled together, those apps share data and users under one Rs 6,999-a-month yearly subscription, which usually works out cheaper than buying three or more apps one by one.
Does Zoho Finance Plus handle Indian payroll compliance?+
Yes. Zoho Finance Plus includes Zoho Payroll on its Professional plan, and that app is available only in the India edition. It calculates payroll automatically, handles PF, ESI, PT, LWF and income tax, and collects IT declarations and proofs online. It also tracks employee loans and generates payslips, Form 16 and TDS worksheets.
What are the limits in Zoho Finance Plus?+
The bundled Zoho Books plan is capped at 7,500 orders. Zoho Inventory supports up to six locations, and each extra location costs Rs 720 a month. The plan includes 10 users, with more at Rs 120 a month each. If you scan many receipts, extra scans cost Rs 299 a month for each block of 50.
Is data safe in Zoho Finance Plus?+
Zoho says its facilities have round-the-clock physical security and that its network uses encryption with intrusion detection and prevention. Zoho's compliance page lists ISO 27001, ISO 27701, SOC 2 Type 2 and a SOC 1 audit trail covering its Indian data centres. Inside Finance Plus, admins can limit service admins to specific apps.
Does Zoho Finance Plus have a mobile app?+
Zoho Finance Plus has no single bundle app. Each included product, such as Zoho Books, Zoho Expense or Zoho Inventory, has its own mobile app, and your Finance Plus users sign in with the same Zoho account. Check which apps your staff will actually need on their phones before you roll the bundle out.
What support does Zoho give Finance Plus customers in India?+
Zoho lists an India toll-free number for Finance Plus, 1800 572 6671, available 24 x 5, and an email address, support@zohofinanceplus.com. The resources page has a user guide for each app, an administrator guide for first-time setup, a GST guide and FAQs. Setup is mostly do-it-yourself, and the help pages walk admins through adding users and service admins.
Where is the Zoho Finance Plus login page?+
Zoho Finance Plus's login is at https://accounts.zoho.com/signin?servicename=ZohoFinancePlus&signupurl=https://www.zoho.com/in/financeplus/signup/index.html, linked from its official website.
How do I sign up for Zoho Finance Plus?+
New accounts are created at https://www.zoho.com/in/financeplus/signup/ on Zoho Finance Plus's official site.
How much does Zoho Finance Plus cost?+
Zoho Finance Plus publishes its plans at https://www.zoho.com/in/financeplus/pricing/. Check that page for current prices, as plans change.
Does Zoho Finance Plus have a free trial?+
Yes. Zoho Finance Plus's official site offers a free trial of 14 days.
Is Zoho Finance Plus secure and compliant?+
Zoho Finance Plus's official site states GDPR compliance.
What is Zoho Finance Plus?+
Zoho Finance Plus is accounting software by Zoho Corporation, an Indian company from Chennai. Bundled accounting, invoicing, expense, inventory and subscriptions.
How much does Zoho Finance Plus cost?+
Zoho Finance Plus's published pricing starts at ₹2,599/mo. Plans and taxes vary, so confirm on the official site.
Does Zoho Finance Plus offer a free trial or free plan?+
App Advisor's listing records a free trial for Zoho Finance Plus. Confirm the current trial terms on Zoho Corporation's official site.
Is Zoho Finance Plus made in India?+
Yes. Zoho Finance Plus is built by Zoho Corporation, headquartered in Chennai, Tamil Nadu.
Who is Zoho Finance Plus best suited for?+
Zoho Finance Plus suits small business, smb, mid-market buyers looking for accounting software with inventory software.
What are the best alternatives to Zoho Finance Plus?+
Popular alternatives in accounting software include Zoho Books, Frappe Books, ERPNext. Use App Advisor's compare tool to see them side by side.
How is Zoho Finance Plus deployed?+
Zoho Finance Plus is available as a cloud (SaaS) product, with web access.
About Zoho Corporation
Zoho Corporation · Chennai, Tamil Nadu · Founded 1996 · 128 products in our catalogue · Indian company
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