Head to head · Banking, lending & fintech
ICICI iMobile Pay vs RazorpayX
Pricing, features, India readiness and rating compared. ICICI iMobile Pay rates highest.
ICICI Bank's mobile app with UPI for any bank.
Made in IndiaFreeMobile app
| Compare | ICICI iMobile Pay | RazorpayX |
|---|---|---|
| Category | Banking, lending & fintech | Banking, lending & fintech |
| Vendor | ICICI Bank | Razorpay |
| Headquarters | Mumbai, Maharashtra | Bengaluru, Karnataka |
| Made in India | Yes | Yes |
| Starting price | Free | Free |
| Free plan | Yes | Yes |
| Free trial | No | No |
| Published pricing | Yes | Yes |
| Deployment | cloud | cloud |
| Mobile apps | Yes | Yes |
| Founded | 1994 | 2014 |
| Best for | Startup, Small business, SMB | Startup, Small business, SMB |
| App Advisor rating | 4.6 / 5 | 4.6 / 5 |
ICICI iMobile Pay: pros & cons
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +32 years in business — a mature, stable product
- +Native mobile apps for work on the go
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- Current account with bulk payouts
- Connected banking with accounting sync
- Business credit line or working-capital loans
- Invoice discounting and trade finance
- Corporate cards and spend controls
- GST-linked lending eligibility
RazorpayX: pros & cons
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +12 years in business — a mature, stable product
- +Native mobile apps for work on the go
- +One of the top-ranked banking, lending & fintech options in our catalogue
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- Current account with bulk payouts
- Connected banking with accounting sync
- Business credit line or working-capital loans
- Invoice discounting and trade finance
- Corporate cards and spend controls
- GST-linked lending eligibility
Get an instant demo
See ICICI iMobile Pay live, with an App Advisor discount
Frequently asked questions
Which is better, ICICI iMobile Pay or RazorpayX?+
ICICI iMobile Pay scores higher on App Advisor's rating (4.6/5) for pricing transparency, India readiness and maturity. The right choice depends on your workflow — request demos of both.
Is ICICI iMobile Pay cheaper than RazorpayX?+
ICICI iMobile Pay starts at Free and RazorpayX at Free. Compare per-user costs at your team size, and remember GST is added on top.
Can I switch from ICICI iMobile Pay to RazorpayX?+
Most banking, lending & fintech products import CSV or Excel data; check whether historical records, attachments and integrations move too before you switch.
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