Made in IndiaFree
Starts at
Free
RazorpayX
by Razorpay · Bengaluru, Karnataka · Since 2014
Business banking with payouts, vendor payments and payroll.
Banking, lending & fintechPayroll softwareWorkflow automation & integrationRecommendedMade in IndiaFreeMobile app
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.6
- transparency & India fit
What is RazorpayX?
RazorpayX is banking, lending & fintech from Razorpay, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2014. Business banking with payouts, vendor payments and payroll.
Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.
It is completely free to use. Beyond banking, lending & fintech, RazorpayX also covers payroll software, workflow automation & integration. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +12 years in business — a mature, stable product
- +Native mobile apps for work on the go
- +One of the top-ranked banking, lending & fintech options in our catalogue
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of RazorpayX
Analysing RazorpayX — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
RazorpayX features
Category-standard capabilities plus what RazorpayX adds. Verify depth in a demo.
- Current account with bulk payouts
- Connected banking with accounting sync
- Business credit line or working-capital loans
- Invoice discounting and trade finance
- Corporate cards and spend controls
- GST-linked lending eligibility
- APIs for payouts and collections
- Cash-flow forecasting
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
RazorpayX pricing
Entry price
Free
No paid plan required
How RazorpayX charges. RazorpayX is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on razorpay.com.
RazorpayX screenshots
Specifications
- Category
- Banking, lending & fintech, Payroll software, Workflow automation & integration
- Vendor
- Razorpay
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2014
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like RazorpayX
Alternatives, the same vendor's other products and India-first picks.
RazorpayX vs ICICI iMobile PayRazorpayX vs IndusInd IndusMobileRazorpayX vs Bank of Baroda bob WorldRazorpayX vs Canara ai1RazorpayX vs Federal Bank FedMobile
Compare all RazorpayX alternatives with pricing →RazorpayX — frequently asked questions
What is RazorpayX?+
RazorpayX is banking, lending & fintech by Razorpay, an Indian company from Bengaluru. Business banking with payouts, vendor payments and payroll.
How much does RazorpayX cost?+
RazorpayX is free to use.
Does RazorpayX offer a free trial or free plan?+
Yes — RazorpayX offers a free plan you can start with.
Is RazorpayX made in India?+
Yes. RazorpayX is built by Razorpay, headquartered in Bengaluru, Karnataka.
Who is RazorpayX best suited for?+
RazorpayX suits startup, small business, smb buyers looking for banking, lending & fintech with payroll software and workflow automation & integration.
What are the best alternatives to RazorpayX?+
Popular alternatives in banking, lending & fintech include ICICI iMobile Pay, IndusInd IndusMobile, Bank of Baroda bob World. Use App Advisor's compare tool to see them side by side.
How is RazorpayX deployed?+
RazorpayX is available as a cloud (SaaS) product, with web, Android and iOS apps.
Guides that mention RazorpayX
Easebuzz Payment Gateway Charges in India (2026)What Easebuzz offers Indian businesses — payment gateway, payment links, subscriptions and payouts, how charges are structured by payment method, settlement cycles, onboarding requirements, and how it compares with Razorpay, Cashfree, PayU and Instamojo.Cashfree Payments: Pricing, Subscriptions & PayoutsA guide to Cashfree Payments for Indian businesses — the payment gateway, payouts, subscriptions and e-mandate, how charges are structured by method, settlement and onboarding, and how it compares with Razorpay, Easebuzz and PayU.Razorpay Pricing, Invoices & Subscriptions (2026)A guide to the Razorpay ecosystem for Indian businesses — gateway pricing by payment method, payment links and invoices, subscriptions and e-mandate, RazorpayX banking and payroll, POS, and how it compares with Cashfree, PayU and Easebuzz.
About Razorpay
Razorpay · Bengaluru, Karnataka · Founded 2014 · 9 products in our catalogue · Indian company
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