Head to head · Personal finance & investing apps
Upstox vs Kuvera
Pricing, features, India readiness and rating compared. Upstox rates highest.
| Compare | Upstox | Kuvera |
|---|---|---|
| Category | Personal finance & investing apps | Personal finance & investing apps |
| Vendor | Upstox | Kuvera (CRED) |
| Headquarters | Mumbai, Maharashtra | Bengaluru, Karnataka |
| Made in India | Yes | Yes |
| Starting price | Free plan | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | No |
| Published pricing | Yes | Yes |
| Deployment | cloud | cloud |
| Mobile apps | Yes | Yes |
| Founded | 2009 | 2016 |
| Best for | Startup, Small business, SMB | Startup, Small business, SMB |
| App Advisor rating | 4.6 / 5 | 4.6 / 5 |
Upstox: pros & cons
- +Free plan available to evaluate at zero cost
- +Built in India with GST-ready workflows and local support hours
- +17 years in business — a mature, stable product
- +Native mobile apps for work on the go
- +One of the top-ranked personal finance & investing apps options in our catalogue
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
Kuvera: pros & cons
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +10 years in business — a mature, stable product
- +Native mobile apps for work on the go
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
Get an instant demo
See Upstox live, with an App Advisor discount
Frequently asked questions
Which is better, Upstox or Kuvera?+
Upstox scores higher on App Advisor's rating (4.6/5) for pricing transparency, India readiness and maturity. The right choice depends on your workflow — request demos of both.
Is Upstox cheaper than Kuvera?+
Upstox starts at Free plan and Kuvera at Free. Compare per-user costs at your team size, and remember GST is added on top.
Can I switch from Upstox to Kuvera?+
Most personal finance & investing apps products import CSV or Excel data; check whether historical records, attachments and integrations move too before you switch.
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