Skip to content

Free, independent software advice for Indian businesses

App Advisor logoApp Advisor
CRED Pay logo

CRED Pay

by CRED · Bengaluru, Karnataka · Since 2018

UPI payments with CRED rewards.

UPI & payment appsTrendingMade in IndiaFreeMobile app
Visit website
Starting price
Free
Free trial / plan
Always free
Start without a card
Deployment
Cloud
Web, Android & iOS
App Advisor rating
4.5
transparency & India fit

What is CRED Pay?

CRED Pay is upi & payment apps from CRED, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2018. UPI payments with CRED rewards.

UPI and payment apps handle person-to-person transfers, bill payments, recharges and merchant payments. For businesses, the merchant apps add QR codes, soundboxes, settlements and simple ledgers.

It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.

What works well

  • +Completely free to use
  • +Built in India with GST-ready workflows and local support hours
  • +Native mobile apps for work on the go

What to watch out for

  • Feature depth for your specific workflow should still be verified in a demo

Best suited for: Startup · Small business · SMB

AI analysis of CRED Pay

Analysing CRED Pay — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

CRED Pay features

Category-standard capabilities plus what CRED Pay adds. Verify depth in a demo.

  • UPI transfers and QR payments
  • Bill payments and recharges
  • Merchant soundbox and settlements
  • Credit on UPI and RuPay cards
  • Wallet and gift cards
  • Transaction history and reports
  • Security and device binding
  • International UPI
  • Mobile apps for Android and iOS
  • Free plan to start without a card
  • INR pricing and India-based support

CRED Pay pricing

Entry price

Free

No paid plan required

How CRED Pay charges. CRED Pay is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.

Read from the vendor's official website. Prices change — confirm on cred.club.

CRED Pay screenshots

Specifications

Category
UPI & payment apps
Vendor
CRED
Headquarters
Bengaluru, Karnataka
Founded
2018
Pricing model
Free
Starting price
Free
Deployment
Cloud
Platforms
Web, Android, iOS
Best for
Startup, Small business, SMB
Made in India
Yes

More software like CRED Pay

Alternatives, the same vendor's other products and India-first picks.

Compare all CRED Pay alternatives with pricing →

CRED Pay — frequently asked questions

What is CRED Pay?+

CRED Pay is upi & payment apps by CRED, an Indian company from Bengaluru. UPI payments with CRED rewards.

How much does CRED Pay cost?+

CRED Pay is free to use.

Does CRED Pay offer a free trial or free plan?+

Yes — CRED Pay offers a free plan you can start with.

Is CRED Pay made in India?+

Yes. CRED Pay is built by CRED, headquartered in Bengaluru, Karnataka.

Who is CRED Pay best suited for?+

CRED Pay suits startup, small business, smb buyers looking for upi & payment apps.

What are the best alternatives to CRED Pay?+

Popular alternatives in upi & payment apps include Paytm, PhonePe, Freecharge. Use App Advisor's compare tool to see them side by side.

How is CRED Pay deployed?+

CRED Pay is available as a cloud (SaaS) product, with web, Android and iOS apps.

About CRED

CRED logo

CRED · Bengaluru, Karnataka · Founded 2018 · 2 products in our catalogue · Indian company

Get an instant demo

See CRED Pay live, with an App Advisor discount