Skip to content

Free, independent software advice for Indian businesses

App Advisor logoApp Advisor
PhonePe logo

PhonePe

by PhonePe · Bengaluru, Karnataka · Since 2015

India's largest UPI app for payments, bills and recharges.

UPI & payment appsRecommendedMade in IndiaFreeMobile app
Visit website
Starting price
Free
Free trial / plan
Always free
Start without a card
Deployment
Cloud
Web, Android & iOS
App Advisor rating
4.6
transparency & India fit

What is PhonePe?

PhonePe is upi & payment apps from PhonePe, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2015. India's largest UPI app for payments, bills and recharges.

UPI and payment apps handle person-to-person transfers, bill payments, recharges and merchant payments. For businesses, the merchant apps add QR codes, soundboxes, settlements and simple ledgers.

It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.

What works well

  • +Completely free to use
  • +Built in India with GST-ready workflows and local support hours
  • +11 years in business — a mature, stable product
  • +Native mobile apps for work on the go
  • +One of the top-ranked upi & payment apps options in our catalogue

What to watch out for

  • Feature depth for your specific workflow should still be verified in a demo

Best suited for: Startup · Small business · SMB

AI analysis of PhonePe

Analysing PhonePe — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

PhonePe features

Category-standard capabilities plus what PhonePe adds. Verify depth in a demo.

  • UPI transfers and QR payments
  • Bill payments and recharges
  • Merchant soundbox and settlements
  • Credit on UPI and RuPay cards
  • Wallet and gift cards
  • Transaction history and reports
  • Security and device binding
  • International UPI
  • Mobile apps for Android and iOS
  • Free plan to start without a card
  • INR pricing and India-based support

PhonePe pricing

Entry price

Free

No paid plan required

How PhonePe charges. PhonePe is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.

Read from the vendor's official website. Prices change — confirm on phonepe.com.

PhonePe screenshots

Specifications

Category
UPI & payment apps
Vendor
PhonePe
Headquarters
Bengaluru, Karnataka
Founded
2015
Pricing model
Free
Starting price
Free
Deployment
Cloud
Platforms
Web, Android, iOS
Best for
Startup, Small business, SMB
Made in India
Yes

More software like PhonePe

Alternatives, the same vendor's other products and India-first picks.

Compare all PhonePe alternatives with pricing →

PhonePe — frequently asked questions

What is PhonePe?+

PhonePe is upi & payment apps by PhonePe, an Indian company from Bengaluru. India's largest UPI app for payments, bills and recharges.

How much does PhonePe cost?+

PhonePe is free to use.

Does PhonePe offer a free trial or free plan?+

Yes — PhonePe offers a free plan you can start with.

Is PhonePe made in India?+

Yes. PhonePe is built by PhonePe, headquartered in Bengaluru, Karnataka.

Who is PhonePe best suited for?+

PhonePe suits startup, small business, smb buyers looking for upi & payment apps.

What are the best alternatives to PhonePe?+

Popular alternatives in upi & payment apps include Paytm, Freecharge, CRED Pay. Use App Advisor's compare tool to see them side by side.

How is PhonePe deployed?+

PhonePe is available as a cloud (SaaS) product, with web, Android and iOS apps.

About PhonePe

PhonePe logo

PhonePe · Bengaluru, Karnataka · Founded 2015 · 7 products in our catalogue · Indian company

Get an instant demo

See PhonePe live, with an App Advisor discount