EnKash

by EnKash · Mumbai, Maharashtra · Since 2017

Corporate cards and spend management for businesses.

Expense management softwareMade in India

Starting price: Price on request; No prices published on enkash.com
Free trial / plan: Not advertised
Deployment: Cloud; Web
App Advisor rating: 4.4; transparency & India fit

What is EnKash?

EnKash is a spend platform run by Nehat Tech Solutions Pvt. Ltd. It was founded in 2018, has its registered office in Mumbai and other offices in Gurugram and Pune. It started by paying suppliers through corporate cards. Today it sells five product lines under one login: prepaid and credit corporate cards, expense management, payables (vendor, rent, GST and bill payments), receivables and payment collection, and employee rewards and vouchers. The company reports $23M in funding from investors including Mayfield, Axilor and Baring Private Equity Partners India, and says more than 5,000 businesses use it.

It fits Indian companies with 50 to a few thousand staff whose finance team handles many small spends: field sales travel, fuel, branch petty cash, ad budgets and SaaS subscriptions. EnKash holds its own RBI authorisations as a Payment Aggregator and a Prepaid Payment Instrument issuer, which few expense apps can say. Prepaid cards can be locked to merchant categories, so a fuel card works only at fuel merchants, and the site says a card can be issued in under 60 seconds. On the expense side, the GST handling is genuinely India-specific. It splits CGST, SGST and IGST on each claim, validates GSTINs and tags input-credit data at the point of spend.

The weak spots are transparency and focus. No price appears anywhere on enkash.com. Cards, expenses and the payment gateway are all quoted through a Talk to Sales form, so you can't compare costs before a call. The product menu is very wide, and some pages are thin or partly broken. When we checked, the payables page showed a 'Category not found' message, and some corporate-card FAQ answers sat under the wrong questions. We also couldn't find a clearly listed EnKash expense app on Google Play, even though the site mentions mobile receipt upload and approvals.

In practice, buying works like a banking product. You talk to sales, complete business KYC, agree a commercial deal (card fees, gateway rates, wallet loads), and then connect your ERP. Our advice: if you only need expense reports and reimbursements, also price a pure expense tool such as Zoho Expense, which publishes its rates. EnKash makes the most sense when you want cards, petty-cash wallets and vendor payouts from one provider that is also the RBI-licensed issuer.

What works well

+Holds its own RBI Payment Aggregator and Prepaid Payment Instrument authorisations, not just a bank tie-up
+Prepaid corporate cards reload up to Rs 2,00,000 and can be locked to specific merchant categories
+Expense claims split CGST, SGST and IGST automatically and validate the supplier GSTIN
+Employees can submit receipts on WhatsApp or email as well as in the app, with OCR extraction
+Direct accounting integrations with Tally, SAP, Zoho Books and QuickBooks, plus APIs and webhooks
+Per diems are calculated automatically from city tier and employee designation, which matches how Indian travel policies work
+Claims SOC 2 Type II and PCI DSS Level 1 certification on its about page

What to watch out for

−No prices are published for any product, so every module needs a sales conversation
−The product menu is very broad, and some pages were thin or showed errors when we checked
−We found no clearly identifiable EnKash expense app on Google Play during research
−Card issuing banks are not named on the cards page, only described as RBI-licensed partners
−Smaller firms that only need reimbursement workflows may be paying for far more than they use

Best suited for: Mid-size Indian companies issuing fuel, travel or meal cards to many field employees · Multi-branch businesses that want digital petty cash on UPI wallets instead of cash floats · Finance teams that want GST input credit data captured at the moment of spend · Companies that want card spend, vendor payouts and collections from one RBI-regulated provider

EnKash at a glance

Analysing EnKash — pricing, features, reviews and alternatives…

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EnKash features

Researched from EnKash's official product pages · updated October 2026.

Corporate cards

Prepaid, credit, virtual, fuel, meal, T&E, purchase, SaaS and digital-marketing cards
Card issued in under 60 seconds (vendor claim)
POS, online, ATM and contactless toggles per card
Instant block and reactivation from the dashboard
Individual or consolidated statements and one-click settlement

Expense management

OCR receipt capture via WhatsApp, email or app
Travel requests, per diems and GPS or manual mileage
UPI-based petty cash wallets with caps
Multi-level approvals, duplicate and policy-violation flags
Budget vs actual dashboards and PDF, Excel, CSV export

Payables and receivables

Vendor, rent and business bill payments
GST payment and payroll processing
Digital invoicing with auto reconciliation
Collection reminders on email, SMS and WhatsApp

Collect payments

Payment gateway, links, button and hosted page
UPI payments and QR codes
e-NACH and auto collect
EMI and BNPL affordability options

Rewards

Employee rewards
Channel partner incentives
Gift cards
Brand vouchers across food, apparel and entertainment

EnKash pricing (INR)

Source

Every edition as published by the vendor. Prices exclude GST unless stated. Full EnKash pricing breakdown

Corporate Cards (prepaid, credit, virtual, fuel, meal, T&E, SaaS, ad-spend)

Quote from sales

Prepaid cards reloadable up to Rs 2,00,000
MCC, channel and daily/weekly/monthly limits per card
Maker-checker approvals with an audit trail

Expense Management

Quote from sales

Receipt capture by WhatsApp, email or app with OCR
Per diem by city tier and designation, GPS mileage
GST split and GSTIN validation on claims

Payables and Collections

Quote from sales

Vendor, rent, GST and business bill payments, bulk pay
Payment gateway, links, UPI QR, e-NACH
Collection reminders on email, SMS and WhatsApp

• Every product page sends buyers to Talk to Sales; there is no pricing page.
• GST on fees is not mentioned on the site.

Buying for a team? App Advisor can get you a volume quote and any partner discount available.

Integrations, security & India

Integrations

Tally
SAP
Oracle
Zoho Books
QuickBooks
Workday
REST APIs and webhooks

Security & compliance

SOC 2 Type II certification (stated on the about page)
PCI DSS Level 1 certification
Maker-checker approvals and audit trail for card actions
Role-based permissions in expense management

For Indian businesses

Holds RBI Payment Aggregator and PPI authorisations and partners with NPCI, Visa and Mastercard
Expense claims split CGST, SGST and IGST and validate GSTINs for input tax credit
Petty cash runs on UPI-based wallets; collections support UPI QR and e-NACH
Offices in Mumbai (registered), Gurugram and Pune; support on +91 8530490475
Integrates with Tally and Zoho Books

Support, resources & partner network

Support & learning

Phone support: +91 8530490475
Email: support@enkash.com
Developer documentation at docs.enkash.com

Expense management Corporate cards About EnKash Developer docs

Trust, compliance & who uses EnKash

5,000+ businesses

Customers

2018

In business since

Certifications & compliance

RBI Payment Aggregator authorisation Source
RBI Prepaid Payment Instrument authorisation Source
PCI DSS Level 1 Source
SOC 2 Type II Source

Each claim links to the vendor's own published statement. Always confirm current certificate validity directly with the vendor.

Is EnKash the best choice for you?

Best choice if you are…

Mid-size Indian companies issuing fuel, travel or meal cards to many field employees
Multi-branch businesses that want digital petty cash on UPI wallets instead of cash floats
Finance teams that want GST input credit data captured at the moment of spend
Companies that want card spend, vendor payouts and collections from one RBI-regulated provider

Look elsewhere if you are…

Small teams that want a self-serve expense app with published monthly pricing
Businesses outside India, since the product is built around Indian GST, UPI and RBI rules
Buyers who only need a payment gateway and want to compare published MDR rates online

Still comparing? Get an unbiased shortlist and demos arranged for free.

Sources (5) · updated October 2026

EnKash screenshots

Specifications

Category: Expense management software
Vendor: EnKash
Headquarters: Mumbai, Maharashtra
Founded: 2017
Pricing model: Quote-based
Starting price: Price on request · No prices published on enkash.com
Deployment: Cloud
Platforms: Web
Best for: Mid-market, Enterprise
Made in India: Yes

Price on request · No prices on volopay.com/in/pricing

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EnKash — frequently asked questions

How much does EnKash cost?+

EnKash does not publish prices for its corporate cards, expense management, payables or payment gateway. Every product page leads to a Talk to Sales form, and pricing is agreed after business KYC. The deal depends on things like card volumes, wallet loads and gateway transaction rates. Ask for the card issuance fee, any annual fee, gateway MDR and whether GST is charged on top, so you can compare like for like.

Does EnKash have a free plan or free trial?+

No free plan or self-serve trial is advertised on enkash.com. Like most regulated card and payment providers in India, EnKash onboards businesses through a sales representative and a KYC process, with pricing agreed during that conversation. If you want to try it first, ask sales for a pilot on one team, such as field sales fuel cards, before rolling it out company-wide.

Is EnKash a bank? Is my money safe with EnKash?+

EnKash is not a bank, and its site says so clearly. It holds RBI authorisations as a Payment Aggregator and as a Prepaid Payment Instrument issuer, and some cards are issued with RBI-licensed partner banks. The company says it holds SOC 2 Type II and PCI DSS Level 1 certification. Before you load large wallet balances, check which entity issues the cards you plan to use.

Does EnKash handle GST on employee expenses?+

Yes. EnKash expense management splits each claim into CGST, SGST and IGST, validates the supplier GSTIN, and captures input tax details for credit. Corporate card spends are also tagged with GST metadata at the point of purchase, and data can be exported in ITC-ready formats. This saves an Indian accounts team a lot of manual work at month-end when claiming input tax credit on travel and vendor bills.

Does EnKash integrate with Tally?+

Yes. EnKash lists direct integrations with Tally, SAP, Oracle, Zoho Books and QuickBooks for posting expense and card entries to the ledger, and Workday for employee data. Journal entries and custom fields can be mapped to your general ledger codes. For other ERPs, EnKash offers APIs, webhooks and custom export formats. Confirm during the demo that your Tally version and voucher types are supported.

Does EnKash have a mobile app?+

The EnKash site says employees can upload receipts from a mobile app and managers can track and approve spends on the go. Receipts can also be sent by WhatsApp or email, which helps staff who rarely open apps. During our research we could not find a clearly identifiable EnKash expense app on Google Play, so ask sales to show the mobile experience in the demo.

EnKash vs Zoho Expense: which is better?+

Zoho Expense is a self-serve expense reporting tool with published per-user pricing and tight Zoho Books integration. EnKash is broader: it issues its own prepaid and corporate cards, runs UPI petty cash wallets, pays vendors and collects payments, all under RBI authorisations. If you mainly need claims and reimbursements, Zoho Expense is simpler to buy. EnKash makes more sense when you want company cards and expense control from one provider.

What types of corporate cards does EnKash offer?+

EnKash offers prepaid corporate cards that reload up to Rs 2,00,000, corporate credit cards, virtual cards, and purpose-built fuel, meal, travel and entertainment, purchase, SaaS subscription and digital-marketing cards. Each card can be limited by merchant category, channel (POS, online, ATM, contactless) and daily, weekly or monthly amount, and blocked instantly from the dashboard. EnKash says a card can be issued in under 60 seconds.

How long does EnKash take to set up?+

EnKash does not publish a standard implementation timeline. Setup involves a sales agreement, business KYC, configuring approval hierarchies and spend policies, and connecting your accounting system such as Tally or SAP. Card issuance itself is fast, as EnKash says under 60 seconds per card. The ERP mapping and policy setup usually take longest, so plan time for your finance team to define categories and GL codes.

Where is EnKash based and how do I contact support?+

EnKash is the trade name of Nehat Tech Solutions Pvt. Ltd. It was founded in 2018 by Hemant Vishnoi, Naveen Bindal and Yadvendra Tyagi, and is registered in Mumbai with offices in Gurugram and Pune. Support is available on +91 8530490475 and at support@enkash.com, and developers can use the documentation portal at docs.enkash.com.

Where is the EnKash login page?+

EnKash's login is at https://home.enkash.com/login?source=nav-bar, linked from its official website.

Is EnKash secure and compliant?+

EnKash's official site states PCI DSS compliance.

What is EnKash?+

EnKash is expense management software by EnKash, an Indian company from Mumbai. Corporate cards and spend management for businesses.

How much does EnKash cost?+

EnKash publishes: Price on request · No prices published on enkash.com. Confirm current plans and taxes on the official pricing page.

Does EnKash offer a free trial or free plan?+

EnKash does not advertise a free plan; ask the vendor for a trial or a guided demo.

Is EnKash made in India?+

Yes. EnKash is built by EnKash, headquartered in Mumbai, Maharashtra.

Who is EnKash best suited for?+

EnKash suits mid-market, enterprise buyers looking for expense management software.

What are the best alternatives to EnKash?+

Popular alternatives in expense management software include Zoho Expense, Karbon Business, Kodo. Use App Advisor's compare tool to see them side by side.

How is EnKash deployed?+

EnKash is available as a cloud (SaaS) product, with web access.