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Banking, lending & fintech · Alternatives

Best Fi alternatives in India (2026)

Fi is a banking, lending & fintech product from Fi, Bengaluru, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 17 are built in India.

Fi review

Quick answer

The closest alternatives to Fi are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free), Bank of Baroda bob World (Free) and Canara ai1 (Free). ICICI iMobile Pay is the top-ranked option with a free plan.

Fi alternatives compared

Ranked by how closely each product matches Fi's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
Fi logoFi (current)FreeYesWeb, Android, iOSYes4.5/5
1ICICI iMobile Pay logoICICI iMobile PayFreeYesWeb, Android, iOSYes4.6/5
2Jupiter logoJupiterFreeYesWeb, Android, iOSYes4.6/5
3IndusInd IndusMobile logoIndusInd IndusMobileFreeYesWeb, Android, iOSYes4.6/5
4Bank of Baroda bob World logoBank of Baroda bob WorldFreeYesWeb, Android, iOSYes4.6/5
5Canara ai1 logoCanara ai1FreeYesWeb, Android, iOSYes4.6/5
6Federal Bank FedMobile logoFederal Bank FedMobileFreeYesWeb, Android, iOSYes4.6/5
7IDFC FIRST Bank App logoIDFC FIRST Bank AppFreeYesWeb, Android, iOSYes4.5/5
8AU 0101 logoAU 0101FreeYesWeb, Android, iOSYes4.6/5
9Airtel Payments Bank logoAirtel Payments BankFreeYesWeb, Android, iOSYes4.5/5
10Bajaj Finserv EMI Network logoBajaj Finserv EMI NetworkFreeYesWeb, Android, iOSYes4.5/5
11ICICI InstaBIZ logoICICI InstaBIZFreeYesWeb, Android, iOSYes4.5/5
12TrueBalance logoTrueBalanceFreeYesWeb, Android, iOSYes4.4/5
13SBI YONO Business logoSBI YONO BusinessFreeYesWeb, Android, iOSYes4.3/5
14Freo logoFreoFreeYesWeb, Android, iOSYes4.3/5
15OneCard logoOneCardFreeYesWeb, Android, iOSYes4.2/5
16Chime logoChimeFreeYesWeb, Android, iOSNo4.2/5
17Mercury logoMercuryFreeYesWeb, Android, iOSNo4.2/5
18Tide India logoTide IndiaFreeYesWeb, Android, iOSNo4.2/5
19Lendingkart logoLendingkartPay as you goNoWeb, Android, iOSYes4.3/5
20Indifi logoIndifiPay as you goNoWeb, Android, iOSYes4.3/5

Top 10 Fi alternatives in detail

Jupiter logo

2. Jupiter

Jupiter · Mumbai · Banking, lending & fintech · 4.6/5

Digital banking app with savings insights.

Free

Free plan available

AU 0101 logo

8. AU 0101

AU Small Finance Bank · Jaipur · Banking, lending & fintech · 4.6/5

AU Bank's video banking and mobile app.

Free

Free plan available

Fi alternatives by what you need

How to choose a Fi alternative

  • For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
  • Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
  • Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.

Fi alternatives — FAQs

What is the best alternative to Fi in 2026?+

The closest matches to Fi on App Advisor are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Fi, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Fi?+

Yes. 18 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

Is there an Indian alternative to Fi?+

Yes. 17 alternatives are built in India, including ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Fi vs ICICI iMobile Pay: which is better?+

ICICI iMobile Pay is the closest match to Fi in our catalogue. Compare them side by side before you book a demo.

How were these Fi alternatives chosen?+

Every product listed sits in banking, lending & fintech or a category Fi also covers, and Fi's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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