1. CredAble
CredAble · Mumbai · Banking, lending & fintech · 4/5
Working capital platform for enterprises and suppliers.
On request
Quote-based
Banking, lending & fintech · Alternatives
Best Muthoot FinCorp ONE alternatives in India (2026)
Muthoot FinCorp ONE is a banking, lending & fintech product from Muthoot FinCorp Ltd, Thiruvananthapuram, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 6 have a free plan, 20 are built in India, and 6 start cheaper or free.
Quick answer
The closest alternatives to Muthoot FinCorp ONE are CredAble (On request), Perfios (On request), Kaleidofin (On request), FinBox (On request) and CreditVidya (On request). ICICI iMobile Pay is the top-ranked option with a free plan.
Why businesses look for a Muthoot FinCorp ONE alternative
There is no free plan
Muthoot FinCorp ONE has no free tier. 6 alternatives do, which lets you test with real data before you pay.
Muthoot FinCorp ONE alternatives compared
Ranked by how closely each product matches Muthoot FinCorp ONE's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Muthoot FinCorp ONE (current) | On request | No | Web, Android, iOS | Yes | 4/5 | — |
| 1 | CredAble | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 2 |  Perfios | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 3 |  Kaleidofin | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 4 |  FinBox | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 5 |  CreditVidya | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 6 |  Finflux | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 7 |  Lentra | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 8 |  Hero FinCorp | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 9 |  L&T Finance Planet | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 10 |  Vivriti Capital | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 11 |  Yubi | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 12 |  Poonawalla Fincorp | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 13 |  IIFL Loans | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 14 |  Shriram One | On request | No | Web, Android, iOS | Yes | 3.8/5 | |
| 15 |  ICICI iMobile Pay | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 16 |  Jupiter | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  IndusInd IndusMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 18 |  Fi | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 19 |  Bank of Baroda bob World | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 20 |  Canara ai1 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 |
Top 10 Muthoot FinCorp ONE alternatives in detail
2. Perfios
Perfios · Bengaluru · Banking, lending & fintech · 4/5
Financial data analytics for lenders.
On request
Quote-based
3. Kaleidofin
Kaleidofin · Chennai · Banking, lending & fintech · 3.9/5
Financial inclusion platform for informal-sector customers.
On request
Quote-based
4. FinBox
FinBox · Bengaluru · Banking, lending & fintech · 3.9/5
Embedded finance and credit infrastructure.
On request
Quote-based
5. CreditVidya
CreditVidya (CRED) · Mumbai · Banking, lending & fintech · 3.9/5
Alternative credit scoring and underwriting.
On request
Quote-based
6. Finflux
Finflux · Bengaluru · Banking, lending & fintech · 3.9/5
Cloud lending management for NBFCs and MFIs.
On request
Quote-based
7. Lentra
Lentra · Pune · Banking, lending & fintech · 3.9/5
Loan origination platform for banks and NBFCs.
On request
Quote-based
8. Hero FinCorp
Hero FinCorp Ltd. · New Delhi · Banking, lending & fintech · 4/5
Lender with apps for instant personal loans, two-wheeler, car, home and business financing.
On request
Quote-based
9. L&T Finance Planet
L&T Finance Limited · Mumbai · Banking, lending & fintech · 3.9/5
L&T Finance's Planet app for personal, two-wheeler, home, gold and farm loans with account servicing.
On request
Quote-based
10. Vivriti Capital
Vivriti Capital · Chennai · Banking, lending & fintech · 3.9/5
Mid-market lending platform.
On request
Quote-based
Muthoot FinCorp ONE alternatives by what you need
Cheaper than Muthoot FinCorp ONE
Free Muthoot FinCorp ONE alternatives
Indian alternatives to Muthoot FinCorp ONE
How to choose a Muthoot FinCorp ONE alternative
- For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
- Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
- Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
Muthoot FinCorp ONE alternatives — FAQs
What is the best alternative to Muthoot FinCorp ONE in 2026?+
The closest matches to Muthoot FinCorp ONE on App Advisor are CredAble (On request), Perfios (On request), Kaleidofin (On request). They are ranked by how closely their category, pricing model, platforms and target business size match Muthoot FinCorp ONE, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Muthoot FinCorp ONE?+
Yes. 6 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Muthoot FinCorp ONE?+
Yes. 20 alternatives are built in India, including CredAble (On request), Perfios (On request), Kaleidofin (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Muthoot FinCorp ONE vs CredAble: which is better?+
CredAble is the closest match to Muthoot FinCorp ONE in our catalogue. Compare them side by side before you book a demo.
How were these Muthoot FinCorp ONE alternatives chosen?+
Every product listed sits in banking, lending & fintech or a category Muthoot FinCorp ONE also covers, and Muthoot FinCorp Ltd's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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