1. CredAble
CredAble · Mumbai · Banking, lending & fintech · 4/5
Working capital platform for enterprises and suppliers.
On request
Quote-based
Banking, lending & fintech · Alternatives
Best Perfios alternatives in India (2026)
Perfios is a banking, lending & fintech product from Perfios, Bengaluru, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 6 have a free plan, 20 are built in India, and 6 start cheaper or free.
Quick answer
The closest alternatives to Perfios are CredAble (On request), Kaleidofin (On request), FinBox (On request), CreditVidya (On request) and Muthoot FinCorp ONE (On request). ICICI iMobile Pay is the top-ranked option with a free plan.
Why businesses look for a Perfios alternative
There is no free plan
Perfios has no free tier. 6 alternatives do, which lets you test with real data before you pay.
Perfios alternatives compared
Ranked by how closely each product matches Perfios's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Perfios (current) | On request | No | Web, Android, iOS | Yes | 4/5 | — |
| 1 | CredAble | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 2 |  Kaleidofin | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 3 |  FinBox | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 4 |  CreditVidya | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 5 |  Muthoot FinCorp ONE | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 6 |  Finflux | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 7 |  Lentra | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 8 |  Hero FinCorp | On request | No | Web, Android, iOS | Yes | 4/5 | |
| 9 |  L&T Finance Planet | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 10 |  Vivriti Capital | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 11 |  Yubi | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 12 |  Poonawalla Fincorp | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 13 |  IIFL Loans | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 14 |  Shriram One | On request | No | Web, Android, iOS | Yes | 3.8/5 | |
| 15 |  ICICI iMobile Pay | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 16 |  Jupiter | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  IndusInd IndusMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 18 |  Fi | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 19 |  Bank of Baroda bob World | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 20 |  Canara ai1 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 |
Top 10 Perfios alternatives in detail
2. Kaleidofin
Kaleidofin · Chennai · Banking, lending & fintech · 3.9/5
Financial inclusion platform for informal-sector customers.
On request
Quote-based
3. FinBox
FinBox · Bengaluru · Banking, lending & fintech · 3.9/5
Embedded finance and credit infrastructure.
On request
Quote-based
4. CreditVidya
CreditVidya (CRED) · Mumbai · Banking, lending & fintech · 3.9/5
Alternative credit scoring and underwriting.
On request
Quote-based
5. Muthoot FinCorp ONE
Muthoot FinCorp Ltd · Thiruvananthapuram · Banking, lending & fintech · 4/5
Muthoot FinCorp's app for gold loans, savings, investments and bill payments in one place.
On request
Quote-based
6. Finflux
Finflux · Bengaluru · Banking, lending & fintech · 3.9/5
Cloud lending management for NBFCs and MFIs.
On request
Quote-based
7. Lentra
Lentra · Pune · Banking, lending & fintech · 3.9/5
Loan origination platform for banks and NBFCs.
On request
Quote-based
8. Hero FinCorp
Hero FinCorp Ltd. · New Delhi · Banking, lending & fintech · 4/5
Lender with apps for instant personal loans, two-wheeler, car, home and business financing.
On request
Quote-based
9. L&T Finance Planet
L&T Finance Limited · Mumbai · Banking, lending & fintech · 3.9/5
L&T Finance's Planet app for personal, two-wheeler, home, gold and farm loans with account servicing.
On request
Quote-based
10. Vivriti Capital
Vivriti Capital · Chennai · Banking, lending & fintech · 3.9/5
Mid-market lending platform.
On request
Quote-based
Perfios alternatives by what you need
Cheaper than Perfios
Free Perfios alternatives
How to choose a Perfios alternative
- For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
- Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
- Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
Perfios alternatives — FAQs
What is the best alternative to Perfios in 2026?+
The closest matches to Perfios on App Advisor are CredAble (On request), Kaleidofin (On request), FinBox (On request). They are ranked by how closely their category, pricing model, platforms and target business size match Perfios, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Perfios?+
Yes. 6 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Perfios?+
Yes. 20 alternatives are built in India, including CredAble (On request), Kaleidofin (On request), FinBox (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Perfios vs CredAble: which is better?+
CredAble is the closest match to Perfios in our catalogue. Compare them side by side before you book a demo.
How were these Perfios alternatives chosen?+
Every product listed sits in banking, lending & fintech or a category Perfios also covers, and Perfios's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
CredAble alternativesKaleidofin alternativesFinBox alternativesCreditVidya alternativesMuthoot FinCorp ONE alternativesFinflux alternativesLentra alternativesHero FinCorp alternativesL&T Finance Planet alternativesVivriti Capital alternativesYubi alternativesPoonawalla Fincorp alternativesAll banking, lending & fintech alternativesBrowse all alternatives