Navi

by Navi Technologies · Bengaluru, Karnataka · Since 2018

Loans, mutual funds, UPI and insurance in one app.

Personal finance & investing appsMade in IndiaFree planMobile app

Starting price: Free plan
Free trial / plan: Free plan; Start without a card
Deployment: Cloud; Web, Android & iOS
App Advisor rating: 4.2; transparency & India fit

What is Navi?

Navi is personal finance & investing apps from Navi Technologies, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2018. Loans, mutual funds, UPI and insurance in one app.

Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.

A free plan is available, with paid plans for growing teams. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.

What works well

+Free plan available to evaluate at zero cost
+Built in India with GST-ready workflows and local support hours
+Native mobile apps for work on the go

What to watch out for

−Feature depth for your specific workflow should still be verified in a demo

Best suited for: Startup · Small business · SMB

AI analysis of Navi

Analysing Navi — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

Navi features

Category-standard capabilities plus what Navi adds. Verify depth in a demo.

SEBI-registered broking or MF distribution
Direct mutual funds with zero commission
Expense tracking from SMS and bank feeds
Credit score monitoring
SIP automation and goal planning
Tax-saving and capital-gains reports
Insurance comparison and claims
Two-factor security and device binding
Mobile apps for Android and iOS
Free plan to start without a card
INR pricing and India-based support

Navi pricing

Entry price

Free plan

Free plan, paid tiers for more users and features

How Navi charges. Plans scale with users or features. Annual billing is usually 15–25% cheaper than monthly, and GST is added on top of listed prices in India.

Read from the vendor's official website. Prices change — confirm on navi.com.

Specifications

Category: Personal finance & investing apps
Vendor: Navi Technologies
Headquarters: Bengaluru, Karnataka
Founded: 2018
Pricing model: Freemium
Starting price: Free plan
Deployment: Cloud
Platforms: Web, Android, iOS
Best for: Startup, Small business, SMB
Made in India: Yes

Free plan

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Navi — frequently asked questions

What is Navi?+

Navi is personal finance & investing apps by Navi Technologies, an Indian company from Bengaluru. Loans, mutual funds, UPI and insurance in one app.

How much does Navi cost?+

Navi has a free plan. Check the vendor's pricing page for current plans.

Does Navi offer a free trial or free plan?+

Yes — Navi offers a free plan you can start with.

Is Navi made in India?+

Yes. Navi is built by Navi Technologies, headquartered in Bengaluru, Karnataka.

Who is Navi best suited for?+

Navi suits startup, small business, smb buyers looking for personal finance & investing apps.

What are the best alternatives to Navi?+

Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.

How is Navi deployed?+

Navi is available as a cloud (SaaS) product, with web, Android and iOS apps.