1. Kotak Securities
Kotak Securities · Mumbai · Personal finance & investing apps · 4.6/5
Broking with Trade Free plans and research.
Free plan
Free plan available
Personal finance & investing apps · Alternatives
Best Navi alternatives in India (2027)
Navi is a personal finance & investing apps product from Navi Technologies, Bengaluru, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 20 are built in India.
Quick answer
The closest alternatives to Navi are Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan), Scripbox (Free plan) and HDFC Sky (Free plan). Kotak Securities is the top-ranked option with a free plan.
Navi alternatives compared
Ranked by how closely each product matches Navi's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Navi (current) | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | — |
| 1 | Kotak Securities | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  ET Money | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 3 |  5paisa | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 4 |  Scripbox | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  HDFC Sky | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 6 |  Moneycontrol | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 7 |  Value Research | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 8 |  Opstra | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 9 |  Sensibull | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 10 |  Kuvera | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 11 |  Choice FinX | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 12 |  Shoonya by Finvasia | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 13 |  Alice Blue | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 14 |  BankBazaar | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 15 |  CreditMantri | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 16 |  Policybazaar | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 17 |  Bigul | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 18 |  CRED | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 19 |  PowerUp Money | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 20 |  Jar | Free | Yes | Web, Android, iOS | Yes | 4.5/5 |
Top 10 Navi alternatives in detail
2. ET Money
ET Money (Times Internet) · Gurugram · Personal finance & investing apps · 4.5/5
Mutual funds, insurance and expense tracking.
Free plan
Free plan available
3. 5paisa
5paisa Capital · Mumbai · Personal finance & investing apps · 4.5/5
Low-cost broking with mutual funds and loans.
Free plan
Free plan available
4. Scripbox
Scripbox · Bengaluru · Personal finance & investing apps · 4.5/5
Mutual fund investing with advisory.
Free plan
Free plan available
5. HDFC Sky
HDFC Securities · Mumbai · Personal finance & investing apps · 4.4/5
Flat-fee broking app from HDFC Securities.
Free plan
Free plan available
6. Moneycontrol
Network18 · Mumbai · Personal finance & investing apps · 4.4/5
Markets news, portfolio tracking and data.
Free plan
Free plan available
7. Value Research
Value Research · New Delhi · Personal finance & investing apps · 4.4/5
Mutual fund ratings and research.
Free plan
Free plan available
8. Opstra
Definedge · Pune · Personal finance & investing apps · 4.3/5
Options analytics and strategy tools.
Free plan
Free plan available
9. Sensibull
Sensibull · Bengaluru · Personal finance & investing apps · 4.3/5
Options trading analytics and strategy builder.
Free plan
Free plan available
10. Kuvera
Kuvera (CRED) · Bengaluru · Personal finance & investing apps · 4.6/5
Free direct mutual fund investing with family accounts.
Free
Free plan available
Navi alternatives by what you need
How to choose a Navi alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
Navi alternatives — FAQs
What is the best alternative to Navi in 2027?+
The closest matches to Navi on App Advisor are Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Navi, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Navi?+
Yes. 20 of the 20 alternatives listed have a free plan or are free: Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Navi?+
Yes. 20 alternatives are built in India, including Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Navi vs Kotak Securities: which is better?+
Kotak Securities is the closest match to Navi in our catalogue. Compare them side by side before you book a demo.
How were these Navi alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category Navi also covers, and Navi Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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