Made in IndiaFree
Starts at
Free
Open
by Open Financial Technologies · Bengaluru, Karnataka · Since 2017
Neobank for SMEs with banking, payments and accounting.
- Starting price
- Free plan
- Free trial / plan
- Free plan
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.5
- transparency & India fit
What is Open?
Open is banking, lending & fintech from Open Financial Technologies, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2017. Neobank for SMEs with banking, payments and accounting.
Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.
A free plan is available, with paid plans for growing teams. Beyond banking, lending & fintech, Open also covers accounting software. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Free plan available to evaluate at zero cost
- +Built in India with GST-ready workflows and local support hours
- +Native mobile apps for work on the go
- +One of the top-ranked banking, lending & fintech options in our catalogue
- +Covers more than one software category, reducing the number of tools you run
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of Open
Analysing Open — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Open features
Category-standard capabilities plus what Open adds. Verify depth in a demo.
- Current account with bulk payouts
- Connected banking with accounting sync
- Business credit line or working-capital loans
- Invoice discounting and trade finance
- Corporate cards and spend controls
- GST-linked lending eligibility
- APIs for payouts and collections
- Cash-flow forecasting
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
Open pricing
Entry price
Free plan
Free plan, paid tiers for more users and features
How Open charges. Plans scale with users or features. Annual billing is usually 15–25% cheaper than monthly, and GST is added on top of listed prices in India.
Read from the vendor's official website. Prices change — confirm on open.money.
Specifications
- Category
- Banking, lending & fintech, Accounting software
- Vendor
- Open Financial Technologies
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2017
- Pricing model
- Freemium
- Starting price
- Free plan
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like Open
Alternatives, the same vendor's other products and India-first picks.
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Open — frequently asked questions
What is Open?+
Open is banking, lending & fintech by Open Financial Technologies, an Indian company from Bengaluru. Neobank for SMEs with banking, payments and accounting.
How much does Open cost?+
Open has a free plan. Check the vendor's pricing page for current plans.
Does Open offer a free trial or free plan?+
Yes — Open offers a free plan you can start with.
Is Open made in India?+
Yes. Open is built by Open Financial Technologies, headquartered in Bengaluru, Karnataka.
Who is Open best suited for?+
Open suits startup, small business, smb buyers looking for banking, lending & fintech with accounting software.
What are the best alternatives to Open?+
Popular alternatives in banking, lending & fintech include ICICI iMobile Pay, IndusInd IndusMobile, RazorpayX. Use App Advisor's compare tool to see them side by side.
How is Open deployed?+
Open is available as a cloud (SaaS) product, with web, Android and iOS apps.
About Open Financial Technologies
Open Financial Technologies · Bengaluru, Karnataka · Founded 2017 · 3 products in our catalogue · Indian company
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