Open

Open Money is a corporate internet banking workspace for finance teams. It connects existing bank accounts across 40+ banks into one AI-native workspace, and the site says no bank or ERP replacement is required. Agents reconcile, forecast, chase, match, draft and flag exceptions, while humans approve every rupee. It suits finance teams that run several bank accounts or entities and want one view of cash, payments and books, with the option to begin with one module.

Modules include multi-bank connectivity, Smart Statement, Smart Ledger, treasury with forecasts, sweeps and FD laddering, and agentic spend control on corporate cards. Workflows cover payments, receivables, payables with invoice OCR and three-way match, GST compliance with GSTR-1, 3B, 9 and ITC reconciliation, and escrow with virtual accounts. Controls include vendor verification, maker-checker approvals and limits, and the platform supports cross-border payments with FX visibility.

Prices are not published. The site says pricing is shaped around banks, entities, users, transaction volumes, workflows, integrations, automation depth and support needs, and that a plan is recommended after a short scoping conversation. Three setups are described: Essential, Growth and Enterprise, each adding more reconciliation, payables and integration capability. The site states no forced bundles and no surprise pricing, so buyers should request a quote based on their own setup.

Open lists 40+ Indian banks as supported out of the box and integrates with Tally, Zoho, SAP, NetSuite, Oracle and Microsoft Dynamics. The site says it is headquartered in Bangalore, India, and licensed by the Reserve Bank of India under the PA / PG regime. Check that your bank list, ERP and approval structure are covered, and confirm onboarding scope, which includes bank account setup, user access, approval flows, integrations and training.