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Background verification & KYC · Alternatives

Best Xref alternatives in India (2027)

Xref is a background verification & kyc product from Xref, Sydney, priced at $70/month USD billed annually (Starter). We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 2 have a free plan, 9 are built in India.

Xref review

Quick answer

The closest alternatives to Xref are GoodHire (From $29.99 per check (Basic)), Fundsmart (Paid plans), Ferretly (Free plan), Zinc (On request) and Pietos (On request). Ferretly is the top-ranked option with a free plan.

Why businesses look for a Xref alternative

There is no free plan

Xref has no free tier. 2 alternatives do, which lets you test with real data before you pay.

Indian support and GST

Xref is built in Australia. 9 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

Xref alternatives compared

Ranked by how closely each product matches Xref's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—Xref logoXref (current)$70/month USD billed annually (Starter)NoWebNo4/5—
1GoodHire logoGoodHireFrom $29.99 per check (Basic)NoWebNo4.1/5
2Fundsmart logoFundsmartPaid plansNoWebYes4.1/5
3Ferretly logoFerretlyFree planYesWebNo4.2/5
4Zinc logoZincOn requestNoWebNo4.1/5
5Pietos logoPietosOn requestNoWebYes4.2/5
6CrimeCheck logoCrimeCheckOn requestNoWebYes4.1/5
7Certn logoCertnPay per check; OneID from $4.99, credit report $12.99NoWebNo4.1/5
8Verified First logoVerified FirstOn requestNoWebNo3.9/5
9RefNow logoRefNowOn requestNoWebNo3.9/5
10ComplyCube logoComplyCube$99/month (Starter) converted to usage creditsNoWebNo4/5
11Shufti logoShuftiFree planYesWebNo4.5/5
12Ondato logoOndatoUsage-based pricing in EUR per verificationNoWebNo4.1/5
13BeFiSc logoBeFiScQuote on requestNoWebYes4.4/5
14FRS Labs logoFRS LabsPrice on request · Per transaction or annual subscriptionNoWebYes4.3/5
15Trulioo logoTruliooOn requestNoWebNo4/5
16Accurate Background logoAccurate BackgroundOn requestNoWebNo3.9/5
17SpringVerify logoSpringVerifyPay as you goNoWebYes4.3/5
18Surepass logoSurepassPay as you goNoWebYes4.3/5
19Zoop logoZoopPay as you goNoWebYes4.3/5
20Digio logoDigioQuote-based · Commercials shared by sales; no public price listNoWebYes4.4/5

Top 10 Xref alternatives in detail

GoodHire logo

1. GoodHire

GoodHire (a Checkr company) · San Francisco · Background verification & KYC · 4.1/5

FCRA-compliant employment background checks for US employers, priced per check without contracts.

From $29.99 per check (Basic)

Free trial

Fundsmart logo

2. Fundsmart

Fundsmart · Pune · Background verification & KYC · 4.1/5

Hero Slider Preview Your Growth Partner Personalized wealth management solutions for business owners, professionals and families seeking clarity.

Paid plans

Free trial

Compared with Xref

  • Built in India (Pune)
Ferretly logo

3. Ferretly

Ferretly International, LLC · Easton · Background verification & KYC · 4.2/5

Social media background screening service that flags risky online behaviour for safer hiring decisions

Free plan

Free plan available

Compared with Xref

  • Has a free plan — Xref does not
Zinc logo

4. Zinc

Zinc Work Ltd · London · Background verification & KYC · 4.1/5

Automated pre-employment checks covering criminal records, right to work, references and education.

On request

Quote-based

Pietos logo

5. Pietos

Pietos Solutions Private Limited · Delhi · Background verification & KYC · 4.2/5

Employee background verification covering education, employment, address, court records and EPFO.

On request

Quote-based

Compared with Xref

  • Built in India (Delhi)
CrimeCheck logo

6. CrimeCheck

CrimeCheck (an IDfy company) · Bengaluru · Background verification & KYC · 4.1/5

Criminal and legal history checks drawing on 400M+ Indian court, FIR and tribunal records.

On request

Quote-based

Compared with Xref

  • Built in India (Bengaluru)
Certn logo

7. Certn

Certn Holdings Inc. · Victoria · Background verification & KYC · 4.1/5

Online background screening with criminal, credit, identity and credential checks in 200+ countries.

Pay per check; OneID from $4.99, credit report $12.99

Free trial

Verified First logo

8. Verified First

Verified First · Meridian · Background verification & KYC · 3.9/5

Background screening, drug testing and MVR checks integrated with 150+ HR and ATS platforms.

On request

Quote-based

RefNow logo

9. RefNow

RefNow Ltd · Background verification & KYC · 3.9/5

Automated reference checking software that collects candidate references online for hiring teams

On request

Quote-based

ComplyCube logo

10. ComplyCube

Teemo Technology Ltd · London · Background verification & KYC · 4/5

Identity verification, KYC, KYB and AML screening platform with document and biometric checks.

$99/month (Starter) converted to usage credits

Free trial

Xref alternatives by what you need

How to choose a Xref alternative

  • Decide between employee BGV (turnaround time, coverage) and customer KYC (APIs, uptime, RBI compliance).
  • Check consent and data-retention practices against the DPDP Act.
  • Compare per-check pricing; bundles differ widely.

Xref alternatives — FAQs

What is the best alternative to Xref in 2027?+

The closest matches to Xref on App Advisor are GoodHire (From $29.99 per check (Basic)), Fundsmart (Paid plans), Ferretly (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Xref, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Xref?+

Yes. 2 of the 20 alternatives listed have a free plan or are free: Ferretly (Free plan), Shufti (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

Is there an Indian alternative to Xref?+

Yes. 9 alternatives are built in India, including Fundsmart (Paid plans), Pietos (On request), CrimeCheck (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Xref vs GoodHire: which is better?+

GoodHire is the closest match to Xref in our catalogue. Compare them side by side before you book a demo.

How were these Xref alternatives chosen?+

Every product listed sits in background verification & kyc or a category Xref also covers, and Xref's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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