Business banking with payouts, vendor payments and payroll.
RecommendedMade in IndiaFree
Starts at
Free
Free plan · 24 of 56 in banking, lending & fintech
Free Banking, lending & fintech in India
App Advisor lists 24 banking, lending & fintech products with free plan, out of 56 in the category. 18 are made in India, 24 have a free plan and 4 offer a free trial. Most compared right now: RazorpayX, Open, Jupiter.
Compared
Banking, lending & fintech — free plan
Ranked by how much buyers compare them. Not a paid ranking.
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Neobank for SMEs with banking, payments and accounting.
RecommendedMade in IndiaFree plan
Starts at
Free plan
Digital banking app with savings insights.
RecommendedTrendingMade in India
Starts at
Free
Neobank app on Federal Bank.
TrendingMade in IndiaFree
Starts at
Free
ICICI Bank's mobile app with UPI for any bank.
Made in IndiaFreeMobile app
Starts at
Free
Mobile banking with monthly interest credit.
Made in IndiaFreeMobile app
Starts at
Free
IndusInd mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
Bank of Baroda's digital banking app.
Made in IndiaFreeMobile app
Starts at
Free
Canara Bank's all-in-one banking app.
Made in IndiaFreeMobile app
Starts at
Free
Federal Bank mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
AU Bank's video banking and mobile app.
Made in IndiaFreeMobile app
Starts at
Free
Payments bank inside Airtel Thanks app.
Made in IndiaFreeMobile app
Starts at
Free
Recharges, bill pay and small loans.
Made in IndiaFreeMobile app
Starts at
Free
No-cost EMI card network across stores.
Made in IndiaFreeMobile app
Starts at
Free
Business banking app for MSMEs.
Made in IndiaFreeMobile app
Starts at
Free
Corporate internet banking from SBI.
Made in IndiaFreeMobile app
Starts at
Free
Global neobank with multi-currency accounts.
Free planMobile app
Starts at
Free plan
European mobile bank.
Free planMobile app
Starts at
Free plan
Banking for US startups.
FreeMobile app
Starts at
Free
US consumer neobank.
FreeMobile app
Starts at
Free
Business banking app, also operating in India.
Free planMobile app
Starts at
Free plan
Business accounts and invoicing for Indian SMEs on RBL Bank.
FreeMobile app
Starts at
Free
App-first metal credit card with no joining or annual fee, managed fully from a mobile app.
Made in IndiaFreeMobile app
Starts at
Free
Credit-led neobank with savings and cards.
Made in IndiaFreeMobile app
Starts at
Free
Before you buy
What to check before you buy
“Free” usually means one of four things
A permanently free tier with hard limits; a free trial that expires; a free plan for a single user that breaks the moment a second person joins; or open-source software that is free to licence but costs money to host and maintain. Establish which one you are being offered before you build a process on it.
Check the limit that will actually bite you
Free tiers are limited by the thing you will run out of first — invoices per month, contacts, users, storage, or the one feature your workflow depends on. Find that number before you migrate data in, because migrating out later is the expensive part.
Confirm your data is portable
The cost of a free plan is switching cost. Before committing, export everything and look at what you get. If the export is a PDF rather than structured data, treat the product as harder to leave than it appears.
FAQs
Free Banking, lending & fintech in India — questions buyers ask
Which banking, lending & fintech is free in India?+
24 products on App Advisor match. The most compared are RazorpayX, Open, Jupiter. 18 are built in India, which usually means GST, TDS and statutory updates ship as routine releases and support runs in your timezone. Every listing shows the vendor's own published pricing.
Does App Advisor charge for this shortlist?+
No. App Advisor is free for buyers and takes no payment for ranking. Products are ordered by how much buyers compare them and by our rating, never by what a vendor pays.
How current is this list?+
The list is generated from our live catalogue, so it changes as products, pricing and free plans change. Pricing shown is the vendor's own published figure — always confirm current terms directly before you buy.
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