Cashfree Payments

Cashfree Payments is a Bengaluru-based payments and API banking company founded in 2015 by Akash Sinha and Reeju Datta. It gives Indian businesses the tools to collect payments online, pay out money to vendors, customers and employees, and verify identities, mainly through APIs that developers build into their own apps and websites.

The products listed on appadvisor.in cover common collection needs. Cashfree Payment Links let a business collect money without a website. Cashfree Subscriptions handles recurring charges through UPI AutoPay, e-mandates and cards. The core payment gateway supports UPI, cards, net banking, wallets and pay-later options. Other product lines include bulk payouts, cross-border collections and SecureID, which checks identity and business credentials.

Cashfree sells directly to merchants and platforms, with self-serve sign-up for smaller businesses and custom pricing for larger ones. Fees are mostly charged per transaction and differ by payment method. The company is regulated by the Reserve Bank of India. Its website lists a Payment Aggregator authorisation (certificate no. 266/2025) and a Prepaid Payment Instrument issuer authorisation (certificate no. 209/2024).

The company says it processes about USD 80 billion a year for more than one million businesses. Its website names SBI, Y Combinator, Krafton and Apis Partners as investors and says Cashfree was incubated by PayPal. All these figures are the company's own claims. The leadership team listed on its About page includes CFO Vikas Guru, Chief Business Officer Arun Tikoo, CTO Ramkumar M Venkatesan and Chief Revenue Officer Harsh Gupta. The company says its platform can handle 12,000 transactions per second.