Made in IndiaFree
Starts at
Free
Cashfree Payment Links
by Cashfree Payments · Bengaluru, Karnataka · Since 2015
Collect invoice payments with links, UPI and auto-reconciliation.
Invoicing softwareMade in India
- Starting price
- 1.95% + GST per transaction
- Standard platform fee, zero setup fee
- Free trial / plan
- Free to sign up
- Festive offer: 0% fee on first Rs 20 lakh GMV for new merchants
- Deployment
- Cloud
- Web
- App Advisor rating
- 4.6
- transparency & India fit
What is Cashfree Payment Links?
Cashfree Payment Links is the no-code collection tool inside the Cashfree Payments gateway account. You create a link from the dashboard, by CSV or Excel upload, or through the API, then send it to a customer on SMS, email or WhatsApp. The customer pays by UPI, cards, net banking, wallets, EMI or pay later, and the money settles to your bank like any other gateway payment. It suits Indian freelancers, coaching institutes, B2B suppliers, clinics and D2C sellers who bill over the phone or on chat and do not have a website checkout.
The useful parts are the details. Partial payments let a customer clear an invoice in instalments above a minimum you set, which helps with fee collection and large B2B dues. Auto reminders can go out on up to three chosen days, for example 1, 3 and 7 days after creation or before expiry, and are sent between 12 PM and 6 PM. Webhooks fire on full payment, partial payment, cancellation and expiry, and a Payment Link Transactions report shows the settlement UTR, which makes reconciliation with your books simpler.
There are limits to know before you commit. UPI-only links are capped at Rs 1 lakh per link and do not allow partial payments, so larger UPI collections need the all-methods link type. Auto reminders and bulk upload are not switched on by default; reminders need your account manager and batch upload needs a support request. A link cannot be deleted, only cancelled, and its status can show EXPIRED even after a successful payment, so finance teams should reconcile at order level.
Pricing is per transaction, not a subscription. Cashfree states zero setup fee and says Payment Links come at no extra cost on top of the gateway. The published standard platform fee is 1.95% plus 18% GST for most domestic methods, international cards are 2.99%, Amex 2.95%, and UPI follows the applicable law. A festive offer for new merchants waives fees on the first Rs 20 lakh of GMV, though GST still applies on the waived fee. If you collect under a few lakh a month, this is usually cheaper than paying a monthly invoicing subscription.
What works well
- +Zero setup fee and no monthly charge, you pay only the per-transaction platform fee
- +Partial payments with a minimum amount suit school fees and large B2B invoices
- +Links can be sent on SMS, email and WhatsApp, or printed as a QR or on an invoice
- +Bulk creation from a CSV or Excel file saves time for monthly fee or dues runs
- +Webhooks for paid, partially paid, cancelled and expired links help automate reconciliation
- +Payment Link Transactions report includes the settlement UTR for matching bank entries
- +Cashfree states it is an RBI-authorised payment aggregator with PCI DSS and ISO 27001
What to watch out for
- −UPI-only links are capped at Rs 1 lakh each and cannot take partial payments
- −Auto reminders must be activated by your account manager rather than self-serve
- −Batch upload needs a support form request before it works in live mode
- −Links cannot be deleted, and link status may read EXPIRED after a successful payment
- −Exact net banking and wallet rates and the premium support fee are not listed publicly
Best suited for: Businesses that collect payments over WhatsApp or phone without a website checkout · Schools, coaching centres and societies that collect fees in instalments · B2B suppliers who want UPI and card payment options on invoices · Developers who need to create and track links programmatically through an API
Cashfree Payment Links at a glance
Analysing Cashfree Payment Links — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Cashfree Payment Links features
Researched from Cashfree Payment Links's official product pages · updated October 2026.
Link creation
- Create from dashboard in under a minute
- Bulk creation by CSV or Excel upload
- Create, manage and track via API
- Reusable or single-customer links
- Optional expiry date
- UPI-only or all payment methods
Collection options
- Partial payments with minimum amount
- 180+ payment methods
- International payments on request
- PayPal as a checkout option
- Custom thank-you message
Sharing and reminders
- SMS, email and WhatsApp sharing
- Branded WhatsApp widget
- QR codes and invoices
- Up to three auto reminders before or after expiry
Tracking and reconciliation
- Webhooks for paid, partial, cancelled and expired
- Payment Link Transactions report with settlement UTR
- Order filters by status and date
- Cancel active links from dashboard or API
- Custom link ID of up to 50 characters
Cashfree Payment Links pricing (INR)
SourceEvery edition as published by the vendor. Prices exclude GST unless stated. Full Cashfree Payment Links pricing breakdown
Standard
1.95% per transaction + 18% GST
per transaction
- Payment Links, Payment Forms and softPOS at no additional cost
- Zero setup fee
- Most domestic cards, wallets and net banking
- International cards 2.99%, Amex 2.95%
Enterprise
Custom
by quote
- Custom rates through sales
- Premium services with dedicated account manager
- 30-minute response and dispute support for an annual charge
Other pricing options & add-ons
Instant settlements
0.30% + GST
Credit card EMI
2.2%
Debit card EMI
1.5%
- • UPI charges follow applicable law, as stated by Cashfree
- • Exact net banking and wallet rates and the premium services fee are not published
Buying for a team? App Advisor can get you a volume quote and any partner discount available.
Integrations, security & India
Integrations
- Shopify
- WooCommerce
- Magento
- OpenCart
- PrestaShop
- WHMCS
- PayPal (as a checkout option)
Security & compliance
- RBI-authorised payment aggregator
- PCI DSS compliant
- ISO 27001 certified
- 99.99% uptime stated by Cashfree
For Indian businesses
- Accepts UPI with customers choosing any installed UPI app, with a Rs 1 lakh cap on UPI-only links
- 18% GST is charged on platform fees, including on fees waived under the festive offer
- Cashfree states it is authorised by the RBI as a payment aggregator
- Links can be shared on WhatsApp, where they show as a branded widget
- Settlements from 15 minutes for eligible businesses, with instant settlement at 0.30% plus GST
Mobile apps
The Android app lets you create payment links and send them by SMS, email or WhatsApp, track collections and issue refunds. A separate softPOS app on Google Play turns an Android 6.0+ phone into a POS. iOS availability was not confirmed.
Support, resources & partner network
Support & learning
- Support form and help centre in the merchant dashboard
- Dedicated account manager listed for the payment links product
- Premium services with 30-minute response for an annual charge
Is Cashfree Payment Links the best choice for you?
Best choice if you are…
- Businesses that collect payments over WhatsApp or phone without a website checkout
- Schools, coaching centres and societies that collect fees in instalments
- B2B suppliers who want UPI and card payment options on invoices
- Developers who need to create and track links programmatically through an API
Look elsewhere if you are…
- Businesses wanting a full invoicing and accounting package, a tool like Zoho Books fits better
- Merchants needing large single UPI collections above Rs 1 lakh per link
Still comparing? Get an unbiased shortlist and demos arranged for free.
Sources (7) · updated October 2026
- https://www.cashfree.com/payment-links/
- https://www.cashfree.com/payment-gateway-charges/
- https://www.cashfree.com/docs/payments/no-code/payment-link
- https://www.cashfree.com/docs/help/payment-links/faqs/faqs.md
- https://www.cashfree.com/docs/help/payments/integrations/integrations
- https://www.cashfree.com/blog/cashfree-payments-merchant-dashboard-mobile-app/
- https://cashfree.com/docs/help/softpos/softpos
Cashfree Payment Links screenshots
Specifications
- Category
- Invoicing software
- Vendor
- Cashfree Payments
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2015
- Pricing model
- Subscription
- Starting price
- 1.95% + GST per transaction · Standard platform fee, zero setup fee
- Deployment
- Cloud
- Platforms
- Web
- Best for
- Small business, SMB, Mid-market
- Made in India
- Yes
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Cashfree Payment Links — frequently asked questions
How much does Cashfree Payment Links cost in India?+
Cashfree Payment Links has no setup fee and no monthly subscription. You pay the gateway platform fee on each successful payment, which Cashfree lists as 1.95% plus 18% GST as standard for most domestic methods. International cards are 2.99% and Amex 2.95%. Payment Links itself is included with the gateway at no additional cost, so the only charge is per transaction.
Is GST charged on Cashfree fees?+
Yes. Cashfree charges 18% GST on its platform fees for Payment Links and other gateway products. Its pricing page also notes that GST still applies under the festive offer where fees on the first Rs 20 lakh of GMV are waived, because GST is computed on the standard 1.95% rate. Ask Cashfree for a GST invoice for input tax credit.
Is there a free plan or free trial for Cashfree Payment Links?+
Cashfree Payment Links does not have a time-limited trial because it is pay per transaction. Signing up is free and there is zero setup fee, so you only pay when a customer pays you. New merchants signing up during Cashfree's festive campaign get 0% platform fees on the first Rs 20 lakh of GMV, with GST payable on the waived fee.
Can customers pay a Cashfree payment link in instalments?+
Yes. When creating a Cashfree payment link you can turn on partial payments and set a minimum amount. The customer can then pay several amounts between that minimum and the full link value, and you are notified after each payment. This does not work on UPI-only links, so choose the all payment methods link type if you need instalments.
Can I send Cashfree payment links on WhatsApp?+
Yes. Cashfree Payment Links can be shared by SMS, email and WhatsApp, and also through social media, QR codes and invoices. On WhatsApp the link appears as a branded widget. Automatic reminders are available too, with up to three reminders on days you choose, but your Cashfree account manager has to activate the reminder feature first.
Cashfree Payment Links vs Razorpay Payment Links: which is better?+
Both Cashfree and Razorpay offer no-code payment links with UPI, cards, partial payments and API access at similar standard fees around 2% plus GST. Cashfree's edge is bulk link creation by CSV, branded WhatsApp links and its festive fee waiver for new merchants. Compare the exact rate each offers your business category, settlement speed and support before deciding.
Does Cashfree Payment Links have a mobile app?+
Yes. The Cashfree Merchant Dashboard app on Android (package com.cashfree.merchant) lets you generate payment links and send them by SMS, email or WhatsApp, view collections, track settlements and issue full or partial refunds. Cashfree also has a free softPOS app on Google Play for accepting in-person payments on an Android phone.
Is Cashfree safe for collecting customer payments?+
Cashfree Payments states it is an RBI-authorised payment aggregator, PCI DSS compliant and ISO 27001 certified, and quotes 99.99% uptime. Card and UPI details are entered on Cashfree's hosted page, not stored by you. For app integrations Cashfree Integrity only accepts payments from apps installed through Google Play or the Apple App Store.
How long does it take to start using Cashfree Payment Links?+
Creating a Cashfree payment link takes under a minute once your account is active, and Cashfree says a link can be made in 30 seconds. The longer step is KYC and account activation for the gateway. Features such as bulk upload and auto reminders need a separate support or account manager request, so plan a few extra days for those.
Is there a maximum amount for a Cashfree payment link?+
Cashfree caps UPI-only payment links at Rs 1 lakh per link. For larger amounts, create a link with all payment methods enabled, or split the amount across several links or partial payments. Other limits depend on your account and transaction limits, and you can raise an increase request through the Cashfree support form.
What is Cashfree Payment Links?+
Cashfree Payment Links is invoicing software by Cashfree Payments, an Indian company from Bengaluru. Collect invoice payments with links, UPI and auto-reconciliation.
How much does Cashfree Payment Links cost?+
Cashfree Payments publishes: 1.95% + GST per transaction · Standard platform fee, zero setup fee. Confirm current plans and taxes on the official pricing page.
Does Cashfree Payment Links offer a free trial or free plan?+
App Advisor's listing records a free trial for Cashfree Payment Links. Confirm the current trial terms on Cashfree Payments's official site.
Is Cashfree Payment Links made in India?+
Yes. Cashfree Payment Links is built by Cashfree Payments, headquartered in Bengaluru, Karnataka.
Who is Cashfree Payment Links best suited for?+
Cashfree Payment Links suits small business, smb, mid-market buyers looking for invoicing software.
What are the best alternatives to Cashfree Payment Links?+
Popular alternatives in invoicing software include Zoho Invoice Generator, Razorpay Invoices, Instamojo. Use App Advisor's compare tool to see them side by side.
How is Cashfree Payment Links deployed?+
Cashfree Payment Links is available as a cloud (SaaS) product, with web access.
Guides that mention Cashfree Payment Links
Razorpay vs Cashfree: Fees Compared (2027)Razorpay vs Cashfree transaction charges from both pricing pages: 2% + GST vs 1.95%, EMI, UPI, payouts and the ₹20 lakh offer, checked Oct 2026.How to Set Up Razorpay: Step-by-Step (2027)How to set up Razorpay payment gateway: documents, website pages, live keys, integration, B2B payment links and Rize startup perks, checked Oct 2026.Bulk Vendor Payouts in India: Payout APIs 2027Compare Cashfree and RazorpayX for bulk vendor payouts: batch API limits, per-transfer fees, plan prices, bank account verification and reminders.
About Cashfree Payments
Cashfree Payments · Bengaluru, Karnataka · Founded 2015 · 3 products in our catalogue · Indian company
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