Payment gateway with EMI, BNPL and enterprise integrations.
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Startup · Finance & Accounting
Best payment gateways & upi for startups in India
Payment gateways let you collect money online through UPI, cards, net banking, wallets and EMI, and settle it to your bank. In India the gateway choice affects success rates, settlement speed and the fees you pay on every rupee, so it deserves more attention than the sign-up flow suggests. For startups specifically, every rupee of software spend competes with runway.
What startups need from payment gateways & upi
- Every rupee of software spend competes with runway
- Compliance (GST, PF, ESI, TDS) starts on day one whether or not there is a finance team
- Tools must scale from a founding team to a hundred people without migration
- Investor reporting needs clean books and metrics
- Hiring and onboarding remote talent is continuous
Products that deliver it
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Payment gateway, payment links, payouts and business banking for Indian businesses.
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Gateway with Paytm wallet, UPI and card acceptance.
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Payment gateway and payouts with high UPI success rates.
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Simple payment gateway and links for micro businesses.
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Payment gateway and bill collection for enterprises.
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Free UPI QR acceptance for merchants.
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Cross-border payments for Indian exporters and freelancers.
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Global payments infrastructure with APIs for online businesses.
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Cross-border receivables for freelancers and exporters.
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Low-cost international transfers and multi-currency accounts.
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Enterprise global payments platform.
Enterprise ready
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On request
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Frequently asked questions
Which payment gateways & upi is best for startups?+
For most startups, PayU, Razorpay, Paytm Payment Gateway are the strongest starting points — they handle every rupee of software spend competes with runway. Use the advisor with your budget for a precise ranking.
What should startups check in a payment gateways & upi demo?+
Every rupee of software spend competes with runway. Compliance (GST, PF, ESI, TDS) starts on day one whether or not there is a finance team. Tools must scale from a founding team to a hundred people without migration. Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
Which payment gateway has the lowest fees in India?+
UPI is free of MDR on every gateway. For cards and net banking, most mainstream gateways charge around 2% plus GST; volume businesses negotiate lower rates. Compare success rates before fees — a 3% drop in success costs more than a 0.3% fee difference.
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Payment gateways & UPI for your startup
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