1. ICICI Direct
ICICI Securities · Mumbai · Personal finance & investing apps · 4.5/5
Full-service broking and research linked to ICICI Bank.
Pay as you go
Free trial
Personal finance & investing apps · Alternatives
Best KreditBee alternatives in India (2026)
KreditBee is a personal finance & investing apps product from KreditBee, Bengaluru, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 4 have a free plan, 17 are built in India.
Quick answer
The closest alternatives to KreditBee are ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go), Sharekhan (Pay as you go), Acko (Pay as you go) and Digit Insurance (Pay as you go). Angel One is the top-ranked option with a free plan. Published prices in this list start at ₹800/month.
Why businesses look for a KreditBee alternative
There is no free plan
KreditBee has no free tier. 4 alternatives do, which lets you test with real data before you pay.
KreditBee alternatives compared
Ranked by how closely each product matches KreditBee's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | KreditBee (current) | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | — |
| 1 | ICICI Direct | Pay as you go | No | Web, Android, iOS | Yes | 4.5/5 | |
| 2 |  Motilal Oswal | Pay as you go | No | Web, Android, iOS | Yes | 4.5/5 | |
| 3 |  Sharekhan | Pay as you go | No | Web, Android, iOS | Yes | 4.4/5 | |
| 4 |  Acko | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 5 |  Digit Insurance | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 6 |  CoinDCX | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 7 |  ZebPay | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 8 |  WazirX | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 9 |  Mudrex | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 10 |  SBI Securities | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 11 |  IIFL Securities | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 12 |  Axis Direct | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 13 |  YNAB | ₹1,200/mo | No | Web, Android, iOS | No | 4.2/5 | |
| 14 |  Interactive Brokers | Pay as you go | No | Web, Android, iOS | No | 4.2/5 | |
| 15 |  Angel One | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 16 |  Zerodha Kite | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  Kuvera | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 18 |  Monarch Money | ₹800/mo | No | Web, Android, iOS | No | 4.1/5 | |
| 19 |  Kotak Securities | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 20 |  Nuvama Markets | On request | No | Web, Android, iOS | Yes | 3.8/5 |
Top 10 KreditBee alternatives in detail
2. Motilal Oswal
Motilal Oswal Financial Services · Mumbai · Personal finance & investing apps · 4.5/5
Full-service broking, research and wealth.
Pay as you go
Free trial
3. Sharekhan
Sharekhan (Mirae Asset) · Mumbai · Personal finance & investing apps · 4.4/5
Full-service broking with education.
Pay as you go
Free trial
4. Acko
Acko · Bengaluru · Personal finance & investing apps · 4.3/5
Digital-first car, bike and health insurance.
Pay as you go
Free trial
5. Digit Insurance
Go Digit General Insurance · Bengaluru · Personal finance & investing apps · 4.3/5
Simple digital general insurance.
Pay as you go
Free trial
6. CoinDCX
CoinDCX · Mumbai · Personal finance & investing apps · 4.2/5
Cryptocurrency exchange app for Indian investors.
Pay as you go
Free trial
7. ZebPay
ZebPay · Ahmedabad · Personal finance & investing apps · 4.2/5
Long-running Indian crypto exchange.
Pay as you go
Free trial
8. WazirX
WazirX · Mumbai · Personal finance & investing apps · 4.2/5
Cryptocurrency exchange with INR pairs.
Pay as you go
Free trial
9. Mudrex
Mudrex · Bengaluru · Personal finance & investing apps · 4.2/5
Crypto investing with curated baskets.
Pay as you go
Free trial
10. SBI Securities
SBI Securities · Mumbai · Personal finance & investing apps · 4.2/5
Broking from State Bank of India group.
Pay as you go
Free trial
KreditBee alternatives by what you need
Lowest published price
Free KreditBee alternatives
How to choose a KreditBee alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
KreditBee alternatives — FAQs
What is the best alternative to KreditBee in 2026?+
The closest matches to KreditBee on App Advisor are ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go), Sharekhan (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match KreditBee, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to KreditBee?+
Yes. 4 of the 20 alternatives listed have a free plan or are free: Angel One (Free plan), Zerodha Kite (Free plan), Kuvera (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to KreditBee?+
Among alternatives that publish a price, Monarch Money starts lowest at ₹800/mo. Angel One also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to KreditBee?+
Yes. 17 alternatives are built in India, including ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go), Sharekhan (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
KreditBee vs ICICI Direct: which is better?+
ICICI Direct is the closest match to KreditBee in our catalogue. Compare them side by side before you book a demo.
How were these KreditBee alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category KreditBee also covers, and KreditBee's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which KreditBee alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
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