1. ICICI iMobile Pay
ICICI Bank · Mumbai · Banking, lending & fintech · 4.6/5
ICICI Bank's mobile app with UPI for any bank.
Free
Free plan available
Banking, lending & fintech · Alternatives
Best OneCard alternatives in India (2026)
OneCard is a banking, lending & fintech product from FPL Technologies Pvt. Ltd., Pune, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 17 are built in India.
Quick answer
The closest alternatives to OneCard are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free), Fi (Free) and Bank of Baroda bob World (Free). ICICI iMobile Pay is the top-ranked option with a free plan.
OneCard alternatives compared
Ranked by how closely each product matches OneCard's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | OneCard (current) | Free | Yes | Web, Android, iOS | Yes | 4.2/5 | — |
| 1 | ICICI iMobile Pay | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  Jupiter | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 3 |  IndusInd IndusMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  Fi | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  Bank of Baroda bob World | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 6 |  Canara ai1 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 7 |  Federal Bank FedMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 8 |  IDFC FIRST Bank App | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 9 |  AU 0101 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 10 |  Airtel Payments Bank | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 11 |  Bajaj Finserv EMI Network | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 12 |  ICICI InstaBIZ | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 13 |  TrueBalance | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 14 |  SBI YONO Business | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 15 |  Freo | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 16 |  Chime | Free | Yes | Web, Android, iOS | No | 4.2/5 | |
| 17 |  Mercury | Free | Yes | Web, Android, iOS | No | 4.2/5 | |
| 18 |  Tide India | Free | Yes | Web, Android, iOS | No | 4.2/5 | |
| 19 |  Lendingkart | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 20 |  Indifi | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 |
Top 10 OneCard alternatives in detail
2. Jupiter
Jupiter · Mumbai · Banking, lending & fintech · 4.6/5
Digital banking app with savings insights.
Free
Free plan available
3. IndusInd IndusMobile
IndusInd Bank · Mumbai · Banking, lending & fintech · 4.6/5
IndusInd mobile banking.
Free
Free plan available
Free
Free plan available
5. Bank of Baroda bob World
Bank of Baroda · Vadodara · Banking, lending & fintech · 4.6/5
Bank of Baroda's digital banking app.
Free
Free plan available
6. Canara ai1
Canara Bank · Bengaluru · Banking, lending & fintech · 4.6/5
Canara Bank's all-in-one banking app.
Free
Free plan available
7. Federal Bank FedMobile
Federal Bank · Kochi · Banking, lending & fintech · 4.6/5
Federal Bank mobile banking.
Free
Free plan available
8. IDFC FIRST Bank App
IDFC FIRST Bank · Mumbai · Banking, lending & fintech · 4.5/5
Mobile banking with monthly interest credit.
Free
Free plan available
9. AU 0101
AU Small Finance Bank · Jaipur · Banking, lending & fintech · 4.6/5
AU Bank's video banking and mobile app.
Free
Free plan available
10. Airtel Payments Bank
Airtel Payments Bank · New Delhi · Banking, lending & fintech · 4.5/5
Payments bank inside Airtel Thanks app.
Free
Free plan available
OneCard alternatives by what you need
Free OneCard alternatives
Indian alternatives to OneCard
How to choose a OneCard alternative
- For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
- Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
- Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
OneCard alternatives — FAQs
What is the best alternative to OneCard in 2026?+
The closest matches to OneCard on App Advisor are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). They are ranked by how closely their category, pricing model, platforms and target business size match OneCard, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to OneCard?+
Yes. 18 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to OneCard?+
Yes. 17 alternatives are built in India, including ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
OneCard vs ICICI iMobile Pay: which is better?+
ICICI iMobile Pay is the closest match to OneCard in our catalogue. Compare them side by side before you book a demo.
How were these OneCard alternatives chosen?+
Every product listed sits in banking, lending & fintech or a category OneCard also covers, and FPL Technologies Pvt. Ltd.'s own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which OneCard alternative fits?
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Related alternatives
ICICI iMobile Pay alternativesJupiter alternativesIndusInd IndusMobile alternativesFi alternativesBank of Baroda bob World alternativesCanara ai1 alternativesFederal Bank FedMobile alternativesIDFC FIRST Bank App alternativesAU 0101 alternativesAirtel Payments Bank alternativesBajaj Finserv EMI Network alternativesICICI InstaBIZ alternativesAll banking, lending & fintech alternativesBrowse all alternatives