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Expense management software · Alternatives

Best SAP Concur alternatives in India (2027)

SAP Concur is an expense management software product from SAP, Bellevue, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 9 are built in India.

SAP Concur review

Quick answer

The closest alternatives to SAP Concur are Happay (Price on request · No prices published on happay.com), EnKash (Price on request · No prices published on enkash.com), Darwinbox Expense (On request), Zaggle Save (On request) and Spendesk (On request).

Why businesses look for a SAP Concur alternative

Indian support and GST

SAP Concur is built in United States. 9 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

SAP Concur alternatives compared

Ranked by how closely each product matches SAP Concur's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—SAP Concur logoSAP Concur (current)On requestNoWebNo4.2/5—
1Happay logoHappayPrice on request · No prices published on happay.comNoWebYes4.4/5
2EnKash logoEnKashPrice on request · No prices published on enkash.comNoWebYes4.4/5
3Darwinbox Expense logoDarwinbox ExpenseOn requestNoWebYes4.2/5
4Zaggle Save logoZaggle SaveOn requestNoWebYes4.2/5
5Spendesk logoSpendeskOn requestNoWebNo4.1/5
6Dice by Dice Tech logoDice by Dice TechOn requestNoWebYes4.2/5
7IRIS logoIRISOn requestNoWebYes4.3/5
8Airbase logoAirbaseOn requestNoWebNo4.1/5
9Finkraft logoFinkraftOn requestNoWebYes4.2/5
10M1xchange logoM1xchangeOn requestNoWebYes4.1/5
11Bujeti logoBujetiOn requestNoWebNo4/5
12Embat logoEmbatOn requestNoWebNo4/5
13finway logofinwayOn requestNoWebNo4/5
14Fraxion logoFraxionOn requestNoWebNo4/5
15Payhawk logoPayhawkOn requestNoWebNo4/5
16Hylobiz logoHylobizOn requestNoWebYes4.1/5
17Optimus logoOptimusOn requestNoWebNo4/5
18Center logoCenterOn requestNoWebNo4/5
19LogiSense logoLogiSenseOn requestNoWebNo4/5
20Nomentia logoNomentiaOn requestNoWebNo3.9/5

Top 10 SAP Concur alternatives in detail

Happay logo

1. Happay

Happay (CRED) · Bengaluru · Expense management software · 4.4/5

Expense management, corporate cards and travel for mid-size and enterprise companies.

Price on request · No prices published on happay.com

Quote-based

Compared with SAP Concur

  • Built in India (Bengaluru)

Key features

  • Receipt capture by OCR, WhatsApp, email and route
  • One-tap and scheduled expense filing
  • Automated audits (SmartAudit)
  • Mobile approvals with audit trail (ApprovNow)
  • Reimbursements
EnKash logo

2. EnKash

EnKash · Mumbai · Expense management software · 4.4/5

Corporate cards and spend management for businesses.

Price on request · No prices published on enkash.com

Quote-based

Compared with SAP Concur

  • Built in India (Mumbai)

Key features

  • Prepaid, credit, virtual, fuel, meal, T&E, purchase, SaaS and digital-marketing cards
  • Card issued in under 60 seconds (vendor claim)
  • POS, online, ATM and contactless toggles per card
  • Instant block and reactivation from the dashboard
  • Individual or consolidated statements and one-click settlement
Zaggle Save logo

4. Zaggle Save

Zaggle · Hyderabad · Expense management software · 4.2/5

Tax-saving benefits cards and expense tracking.

On request

Quote-based

Compared with SAP Concur

  • Built in India (Hyderabad)
Dice by Dice Tech logo

6. Dice by Dice Tech

Dice Enterprises · Bengaluru · Expense management software · 4.2/5

Spend management with cards, travel and vendor payments.

On request

Quote-based

Compared with SAP Concur

  • Built in India (Bengaluru)
IRIS logo

7. IRIS

IRIS RegTech Solutions Limited · Navi Mumbai · Expense management software · 4.3/5

RegTech SaaS for XBRL-based regulatory filing, tax and compliance reporting.

On request

Quote-based

Compared with SAP Concur

  • Built in India (Navi Mumbai)
Airbase logo

8. Airbase

Airbase (Paylocity) · San Francisco · Expense management software · 4.1/5

Spend management with AP, cards and reimbursements.

On request

Quote-based

Finkraft logo

9. Finkraft

Finkraft · Bengaluru · Expense management software · 4.2/5

Finance platform combining tax compliance, payables and expense management for teams in India and the UAE.

On request

Quote-based

Compared with SAP Concur

  • Built in India (Bengaluru)
M1xchange logo

10. M1xchange

Mynd Online National Exchange · Gurugram · Expense management software · 4.1/5

RBI-licensed TReDS platform for invoice discounting between MSME suppliers, buyers and financiers.

On request

Quote-based

Compared with SAP Concur

  • Built in India (Gurugram)

SAP Concur alternatives by what you need

How to choose a SAP Concur alternative

  • Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
  • Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
  • Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.

SAP Concur alternatives — FAQs

What is the best alternative to SAP Concur in 2027?+

The closest matches to SAP Concur on App Advisor are Happay (Price on request · No prices published on happay.com), EnKash (Price on request · No prices published on enkash.com), Darwinbox Expense (On request). They are ranked by how closely their category, pricing model, platforms and target business size match SAP Concur, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to SAP Concur?+

None of the 20 closest alternatives to SAP Concur has a free plan. Most offer a free trial instead, so ask for one before you commit.

Is there an Indian alternative to SAP Concur?+

Yes. 9 alternatives are built in India, including Happay (Price on request · No prices published on happay.com), EnKash (Price on request · No prices published on enkash.com), Darwinbox Expense (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

SAP Concur vs Happay: which is better?+

Happay is the closest match to SAP Concur in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.

How were these SAP Concur alternatives chosen?+

Every product listed sits in expense management software or a category SAP Concur also covers, and SAP's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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