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Best Zoho Payments alternatives in India (2026)

Zoho Payments is a subscription billing software product from Zoho Corporation, Chennai, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 1 have a free plan, 5 are built in India.

Zoho Payments review

Quick answer

The closest alternatives to Zoho Payments are Cashfree Subscriptions (Pay as you go), Pabbly Subscriptions (₹1,500/mo), PayU Subscriptions (Pay as you go), Stripe Billing (Pay as you go) and Paddle (Pay as you go). Instamojo Subscriptions is the top-ranked option with a free plan. Published prices in this list start at ₹1,500/month.

Why businesses look for a Zoho Payments alternative

There is no free plan

Zoho Payments has no free tier. 1 alternatives do, which lets you test with real data before you pay.

Zoho Payments alternatives compared

Ranked by how closely each product matches Zoho Payments's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
Zoho Payments logoZoho Payments (current)Pay as you goNoWebYes4.5/5
1Cashfree Subscriptions logoCashfree SubscriptionsPay as you goNoWebYes4.6/5
2Pabbly Subscriptions logoPabbly Subscriptions₹1,500/moNoWebYes4.6/5
3PayU Subscriptions logoPayU SubscriptionsPay as you goNoWebYes4.6/5
4Stripe Billing logoStripe BillingPay as you goNoWebNo4.5/5
5Paddle logoPaddlePay as you goNoWebNo4.4/5
6FastSpring logoFastSpringPay as you goNoWebNo4.5/5
7Lemon Squeezy logoLemon SqueezyPay as you goNoWebNo4.3/5
8Billsby logoBillsbyPay as you goNoWebNo4.3/5
92Checkout (Verifone) logo2Checkout (Verifone)Pay as you goNoWebNo4.3/5
10Baremetrics logoBaremetrics₹9,000/moNoWebNo4.2/5
11Instamojo Subscriptions logoInstamojo SubscriptionsFree planYesWebYes4.6/5
12Recharge logoRechargePay as you goNoWebNo4.2/5
13Bold Subscriptions logoBold Subscriptions₹4,000/moNoWebNo4.2/5
14Rebilly logoRebilly$15/mo + 1% of collected revenue (Basic)NoWebNo4/5
15Skio logoSkio₹40,000/moNoWebNo4.1/5
16ChargeOver logoChargeOverStarts at $229/monthNoWebNo3.9/5
17Memberful logoMemberful$49/month + 4.9% transaction feeNoWebNo3.9/5
18Sticky.io logoSticky.io$499/month + 1% of gross salesNoWebNo3.9/5
19ChargeDesk logoChargeDesk$29/month (Hobby)NoWebNo3.9/5
20Razorpay Subscriptions logoRazorpay SubscriptionsPay as you goNoWebYes4.7/5

Top 10 Zoho Payments alternatives in detail

Paddle logo

5. Paddle

Paddle · London · Subscription billing software · 4.4/5

Merchant of record for SaaS with billing and tax handled.

Pay as you go

Free trial

FastSpring logo

6. FastSpring

FastSpring · Santa Barbara · Subscription billing software · 4.5/5

Merchant of record e-commerce for software companies.

Pay as you go

Free trial

Lemon Squeezy logo

7. Lemon Squeezy

Lemon Squeezy (Stripe) · Wilmington · Subscription billing software · 4.3/5

Merchant of record for selling software and digital products.

Pay as you go

Free trial

Billsby logo

8. Billsby

Billsby · London · Subscription billing software · 4.3/5

Subscription billing with low percentage fees.

Pay as you go

Free trial

Baremetrics logo

10. Baremetrics

Baremetrics · Chattanooga · Subscription billing software · 4.2/5

Subscription analytics and dunning for Stripe businesses.

₹9,000/mo

Free trial

Zoho Payments alternatives by what you need

How to choose a Zoho Payments alternative

  • Start with your billing complexity. If you have three plans and monthly cycles, your payment gateway's built-in subscriptions may be enough.
  • Check gateway support in India — Razorpay, Cashfree and PayU — alongside Stripe for international customers.
  • Understand pricing: a percentage of revenue looks small at launch and large at scale; negotiate a cap early.

Zoho Payments alternatives — FAQs

What is the best alternative to Zoho Payments in 2026?+

The closest matches to Zoho Payments on App Advisor are Cashfree Subscriptions (Pay as you go), Pabbly Subscriptions (₹1,500/mo), PayU Subscriptions (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match Zoho Payments, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Zoho Payments?+

Yes. 1 of the 20 alternatives listed have a free plan or are free: Instamojo Subscriptions (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

What is the cheapest alternative to Zoho Payments?+

Among alternatives that publish a price, Pabbly Subscriptions starts lowest at ₹1,500/mo. Instamojo Subscriptions also has a free plan. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to Zoho Payments?+

Yes. 5 alternatives are built in India, including Cashfree Subscriptions (Pay as you go), Pabbly Subscriptions (₹1,500/mo), PayU Subscriptions (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Zoho Payments vs Cashfree Subscriptions: which is better?+

Cashfree Subscriptions is the closest match to Zoho Payments in our catalogue. Compare them side by side before you book a demo.

How were these Zoho Payments alternatives chosen?+

Every product listed sits in subscription billing software or a category Zoho Payments also covers, and Zoho Corporation's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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