Razorpay Subscriptions

by Razorpay · Bengaluru, Karnataka · Since 2014

Recurring payments with UPI AutoPay, cards and e-mandates.

Subscription billing software Workflow automation & integrationRecommendedMade in India

Starting price: 0.9% + platform fee; Per card subscription transaction; UPI and e-mandate on request
Free trial / plan: No setup fee; Rs 0 setup and annual maintenance
Deployment: Cloud; Web
App Advisor rating: 4.7; transparency & India fit

What is Razorpay Subscriptions?

Razorpay Subscriptions is the recurring-billing layer on top of a Razorpay payment gateway account. You define a plan (amount and billing frequency), create a subscription for each customer, and Razorpay debits them on schedule through UPI AutoPay, card mandates or bank e-mandates. It suits Indian SaaS companies, OTT and content apps, gyms, coaching institutes, D2C subscription boxes and anyone collecting a fixed or usage-based amount every week, month or year.

Its strength is Indian payment rails. UPI AutoPay works with savings, current and overdraft accounts. E-mandates can be registered by Aadhaar, net banking or debit card, and cards are tokenised under RBI rules. Plans support trials, upfront charges, add-ons and quantity-based billing, and upgrades and downgrades are prorated. You do not need code to start: plans and subscription links can be created in the Dashboard and sent by SMS or email. WooCommerce, Magento and OpenCart plugins support subscriptions.

Pricing is per transaction, with no setup fee and no annual maintenance charge. Razorpay's pricing page lists subscriptions on cards at 0.9% plus the platform fee per transaction, and the standard domestic platform fee is 2%. Rates for UPI, NACH and e-mandate subscriptions are given on request. GST at 18% applies to Razorpay's fee, not to the amount your customer pays. In practice, negotiate UPI AutoPay rates before launch if most of your customers pay by UPI.

The limits come from RBI rules more than from Razorpay, but you still have to design around them. UPI AutoPay and card debits above Rs 15,000 need extra authentication for most merchant categories, and PhonePe and BHIM do not support UPI mandates above Rs 15,000. Customers can pause or cancel UPI subscriptions from their UPI app, and you cannot resume one they paused. E-mandate subscriptions can take until T+1 to become active. Plans cannot be edited once created, so you duplicate and change them.

What works well

+UPI AutoPay, card mandates and bank e-mandates are all handled from one Razorpay integration
+No setup fee, no annual maintenance charge and no integration fee on Razorpay's pricing page
+Fixed, quantity-based and usage-based billing models, with prorated upgrades and downgrades
+Subscription links can be created in the Dashboard and shared by SMS or email without writing code
+Trial periods, upfront charges, add-ons and discounts are built into plans
+WooCommerce, Magento and OpenCart plugins support subscriptions, and webhooks report every status change

What to watch out for

−UPI, NACH and e-mandate subscription rates are not published; you must ask sales
−Card subscriptions cost 0.9% on top of the platform fee, more than a one-time card payment
−Debits above Rs 15,000 need extra customer authentication in most merchant categories
−Customers can pause UPI subscriptions from their app and merchants cannot resume them
−Plans cannot be edited after creation, and UPI-authorised subscriptions cannot be updated or charged manually

Best suited for: Indian SaaS, OTT and edtech businesses billing customers monthly or yearly · Gyms, coaching centres and clubs collecting fixed monthly fees by UPI AutoPay · WooCommerce stores selling subscription boxes or memberships · Businesses already on Razorpay that want recurring billing without a second vendor

Razorpay Subscriptions: quick answers

The questions people most often search for, answered from Razorpay Subscriptions's own pages.

Does Razorpay support monthly subscriptions?: Yes. Razorpay Subscriptions supports daily, weekly, monthly, quarterly and yearly billing plans.
What does Razorpay Subscriptions cost?: Razorpay charges a 0.5% add-on on every subscription payment. Standard platform fees still apply to the underlying transaction, and GST is extra.
Which payment methods work for subscriptions?: UPI AutoPay, credit, debit and prepaid cards (under RBI guidelines), e-mandate bank debits, and international cards in nearly 100 currencies.

How Razorpay Subscriptions works

Razorpay Subscriptions runs billing cycles, retries failed payments, handles card updates and changes subscription status automatically, so recurring billing needs no manual follow-up.

UPI AutoPay works with apps such as PhonePe, Google Pay, Amazon Pay, Paytm and BHIM, and with 40+ banks.

Sources:razorpay.com

Razorpay Subscriptions at a glance

Analysing Razorpay Subscriptions — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

Razorpay Subscriptions features

Researched from Razorpay Subscriptions's official product pages · updated October 2026.

Billing models

Fixed schedule plans
Quantity-based billing per user or unit
Usage-based billing
Trials, upfront charges, add-ons and discounts
Prorated upgrades and downgrades

Payment methods

UPI AutoPay on savings, current and overdraft accounts
Card mandates on credit, debit and prepaid cards
E-mandate by Aadhaar, net banking or debit card
International cards with settlement in INR

Operations

Automatic payment retries and email alerts
Pause and cancel from Dashboard or API
Subscription links shared by SMS or email
Dashboard reports and webhook notifications

Developer tools

Subscriptions APIs for web and app
Test mode before going live
Methods API for live list of supported banks
WooCommerce, Magento and OpenCart plugins

Razorpay Subscriptions pricing (INR)

Source

Every edition as published by the vendor. Prices exclude GST unless stated. Full Razorpay Subscriptions pricing breakdown

Subscriptions on cards

0.9% + platform fee per transaction

Visa, Mastercard, Amex and Diners cards
Card tokenisation under RBI guidelines
Debits up to Rs 15,000 run without customer action

Subscriptions on UPI, NACH and e-mandate

On request

UPI AutoPay with major UPI apps
E-mandate via Aadhaar, net banking or debit card
Daily, weekly, monthly, quarterly and yearly frequencies

Standard payment gateway (base account)

2% per transaction

Domestic cards, UPI, net banking and wallets
International cards up to 3%
Rs 0 setup fee and annual maintenance

• GST at 18% applies to Razorpay's fee, not to the transaction amount.
• The pricing page does not define whether 'platform fee' for card subscriptions equals the standard 2%; confirm with sales.
• Corporate credit cards carry a 2.15% platform fee on the standard plan.
• A Rs 5 authorisation payment validates a card or UPI ID and is auto-refunded.

Buying for a team? App Advisor can get you a volume quote and any partner discount available.

Integrations, security & India

Integrations

WooCommerce
Magento
OpenCart
Webhooks
Razorpay Subscriptions API
Razorpay Dashboard

Security & compliance

Card details are tokenised in line with RBI guidelines

For Indian businesses

Supports UPI AutoPay; UPI mandates above Rs 15,000 work on Google Pay, Paytm and Amazon Pay but not PhonePe or BHIM
Card recurring follows RBI rules: debits up to Rs 15,000 need no customer action, higher amounts need additional authentication for most businesses
E-mandate registration is available through Aadhaar, net banking or debit card, with the bank list served by the Methods API
Settlements are always made in INR, and 18% GST is charged on Razorpay's fee

Support, resources & partner network

Support & learning

Developer documentation and FAQs
Razorpay Dashboard support

Product page Pricing Docs FAQs

Is Razorpay Subscriptions the best choice for you?

Best choice if you are…

Indian SaaS, OTT and edtech businesses billing customers monthly or yearly
Gyms, coaching centres and clubs collecting fixed monthly fees by UPI AutoPay
WooCommerce stores selling subscription boxes or memberships
Businesses already on Razorpay that want recurring billing without a second vendor

Look elsewhere if you are…

Companies that need full subscription management with dunning, revenue recognition and quotes; consider a dedicated billing tool on top
Businesses whose typical recurring charge is well above Rs 15,000 and who cannot ask customers to approve each debit

Still comparing? Get an unbiased shortlist and demos arranged for free.

Sources (5) · updated October 2026

Razorpay Subscriptions screenshots

Specifications

Category: Subscription billing software, Workflow automation & integration
Vendor: Razorpay
Headquarters: Bengaluru, Karnataka
Founded: 2014
Pricing model: Subscription
Starting price: 0.9% + platform fee · Per card subscription transaction; UPI and e-mandate on request
Deployment: Cloud
Platforms: Web
Best for: Small business, SMB, Mid-market
Made in India: Yes

Pay as you go

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Razorpay Subscriptions — frequently asked questions

Does Razorpay support monthly subscriptions?+

Yes. Razorpay Subscriptions supports daily, weekly, monthly, quarterly and yearly billing plans.

What does Razorpay Subscriptions cost?+

Razorpay charges a 0.5% add-on on every subscription payment. Standard platform fees still apply to the underlying transaction, and GST is extra.

Which payment methods work for subscriptions?+

UPI AutoPay, credit, debit and prepaid cards (under RBI guidelines), e-mandate bank debits, and international cards in nearly 100 currencies.

What does Razorpay Subscriptions cost?+

Razorpay Subscriptions has no setup fee or annual maintenance charge. Its pricing page lists card subscriptions at 0.9% plus the platform fee per transaction, where the standard domestic platform fee is 2%. Rates for UPI, NACH and e-mandate subscriptions are shared on request. Razorpay adds 18% GST on its fee, not on the amount your customer pays.

Does Razorpay Subscriptions support UPI AutoPay?+

Yes. Razorpay Subscriptions supports UPI AutoPay on savings, current and overdraft accounts with daily to yearly frequencies. UPI shows at checkout only for amounts under Rs 15,000, except certain merchant categories allowed up to Rs 1 lakh. Google Pay, Paytm and Amazon Pay support higher mandates, while PhonePe and BHIM do not. Auto-debits run by 9 PM IST, sometimes slipping to T+1.

Is there a free trial of Razorpay Subscriptions?+

Razorpay does not offer a time-limited trial of Subscriptions itself. Instead, you can build and test your full subscription flow in test mode without charging anyone, and going live has no setup fee. Separately, the product lets you give your own customers trial periods that start charging automatically when the trial ends.

What is the Rs 15,000 limit in Razorpay Subscriptions?+

RBI rules let recurring card and UPI debits up to Rs 15,000 run without the customer approving each one. In Razorpay Subscriptions, amounts above that need Additional Factor Authentication for every debit in most businesses, though some merchant categories such as insurance and credit card bill payments can go up to Rs 1 lakh. Plan pricing should account for this.

Razorpay Subscriptions vs Cashfree Subscriptions: which is better?+

Both run on the same RBI mandate rails, so UPI AutoPay and e-mandate behave similarly. Razorpay Subscriptions makes most sense if you already use Razorpay for one-time payments, since it shares the Dashboard, settlements and plugins for WooCommerce, Magento and OpenCart. Compare negotiated UPI and e-mandate rates from both, because neither is fully published on the Razorpay side.

Can customers cancel a Razorpay subscription themselves?+

For UPI AutoPay, yes. Customers can pause, resume or cancel from their UPI app, and Razorpay sends a subscription.cancelled webhook. Merchants cannot resume a subscription the customer paused on UPI. For cards and e-mandates, the merchant pauses or cancels from the Razorpay Dashboard or API. Lending businesses can restrict UPI pause and cancel.

Do I need a developer to use Razorpay Subscriptions?+

Not necessarily. Razorpay Subscriptions lets you create plans and subscription links in the Dashboard and send them by SMS or email with no code. WooCommerce, Magento and OpenCart have plugins, with WooCommerce needing Razorpay plugin version 2.4 or later. Custom apps use the Subscriptions APIs and webhooks, which can be tested in test mode first.

How long does it take a Razorpay subscription to become active?+

Card and UPI subscriptions on Razorpay become active once the customer authorises the mandate, which involves a Rs 5 payment that is refunded automatically. E-mandate subscriptions become active only after both the bank registration and the first payment succeed, which can take until T+1. Plan your onboarding emails around that delay.

Is Razorpay Subscriptions safe for card data?+

Razorpay Subscriptions tokenises card details as RBI guidelines require, so merchants never store raw card numbers. Settlements are made in INR, including for international cards, which are converted at the exchange rate when the payment is created. Mandates are registered with the customer's bank or UPI app, so customers can see and control upcoming debits.

Which countries is Razorpay Subscriptions available in?+

Razorpay's subscriptions documentation lists availability in India, Malaysia, Singapore and the United States. For Indian businesses, the main methods are UPI AutoPay, card mandates and e-mandates, with settlement in INR. UPI subscriptions support only INR, while card subscriptions can bill customers in other currencies.

What is Razorpay Subscriptions?+

Razorpay Subscriptions is subscription billing software by Razorpay, an Indian company from Bengaluru. Recurring payments with UPI AutoPay, cards and e-mandates.

How much does Razorpay Subscriptions cost?+

Razorpay publishes: 0.9% + platform fee · Per card subscription transaction; UPI and e-mandate on request. Confirm current plans and taxes on the official pricing page.

Does Razorpay Subscriptions offer a free trial or free plan?+

App Advisor's listing records a free trial for Razorpay Subscriptions. Confirm the current trial terms on Razorpay's official site.

Is Razorpay Subscriptions made in India?+

Yes. Razorpay Subscriptions is built by Razorpay, headquartered in Bengaluru, Karnataka.

Who is Razorpay Subscriptions best suited for?+

Razorpay Subscriptions suits small business, smb, mid-market buyers looking for subscription billing software with workflow automation & integration.

What are the best alternatives to Razorpay Subscriptions?+

Popular alternatives in subscription billing software include Chargebee, Zoho Subscriptions, Cashfree Subscriptions. Use App Advisor's compare tool to see them side by side.

How is Razorpay Subscriptions deployed?+

Razorpay Subscriptions is available as a cloud (SaaS) product, with web access.