Accounting, invoicing and inventory for small businesses.
Starts at
₹800/mo
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Finance & Accounting
Invoicing software focuses on getting invoices out and payments in — recurring billing, payment links, automated reminders and receivables tracking. It overlaps with billing software; the difference is emphasis on collection rather than point-of-sale.
Top rated here
1Zoho Invoice Generator
Free online invoice generator with GST templates.
Free

Razorpay Invoices
GST invoices with Razorpay payment links and automatic reminders.
Free

Instamojo
Payment links, online store and invoicing for small Indian businesses.
Free plan

PayPal Invoicing
Free invoices with PayPal payment collection for international clients.
Free

Paytm Payment Links
Send invoices and payment links from Paytm for Business.
Free
Accounting, invoicing and inventory for small businesses.
Starts at
₹800/mo
Accounts receivable tool that automates invoice reminders, late fees and statements for Xero and QuickBooks
Starts at
Free plan
Estimates, invoices and online payments software for contractors
Starts at
Free plan
Business management with invoicing, accounting and CRM.
Starts at
₹1,500/mo
Global payables automation for scaling companies.
Starts at
On request
Accounts receivable automation for invoicing, collections, cash application and online payments.
Starts at
On request
Estimating and invoicing app for contractors and tradespeople, with payments from the job site.
Starts at
$8.34/month billed annually (Basics)
B2B receivables platform for automated invoice reminders, collections and online payments.
Starts at
On request
AI-assisted accounts receivable tool for collections follow-ups and automatic cash application.
Starts at
On request
B2B collections software that imports overdue invoices from Xero and QuickBooks
Starts at
Paid plans
Credit control software that automates invoice reminders and payment chasing for finance teams.
Starts at
From £179/month billed yearly
Online invoicing and payment tracking software for small businesses
Starts at
Paid plans
AR automation covering digital invoicing, collections, cash application and B2B payments via ERP.
Starts at
On request
Order-to-cash platform for B2B suppliers covering invoicing, credit, payments and collections.
Starts at
On request
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
Decide whether you invoice a few large clients or many small ones. Retainer-style businesses need recurring invoices and client portals; volume businesses need speed and payment links.
Check payment gateway coverage for India — UPI, cards, net banking — and what each gateway charges per transaction, because that cost usually exceeds the software subscription.
If you export services, confirm multi-currency invoicing, LUT handling and FIRC-friendly receipts before you commit.
Get an instant demo
Billing software is built around point-of-sale speed and stock; invoicing software is built around getting paid — reminders, payment links, recurring billing and receivables. Many products do both, so pick the one whose primary workflow matches yours.
India buyer's guide
Invoicing software helps Indian businesses raise bills quickly, send them by email or WhatsApp, and get paid on time. Beyond the invoice itself, it tracks what each client owes, sends reminders before and after the due date, collects payment through UPI links or gateways, and records TDS that clients deduct. Those follow-up tasks are what usually eat a finance person's week, especially in service firms.
Better tools make recurring, milestone and export invoices easy, and match incoming payments to open invoices automatically. Weak ones produce a tidy PDF and stop there, leaving receivables in a spreadsheet and reminders to memory. For most small firms, the real value of invoicing software lies in shortening the gap between sending a bill and seeing the money in the bank.
The best invoicing software shortens your collection cycle. Test how easily you can set up recurring invoices, attach payment links that accept UPI and cards, and schedule automatic reminders. Check that part payments and TDS deducted by clients reconcile correctly against the original invoice. Receivables ageing by client should be one click away. For Indian service firms, GST-compliant formats and export invoices under LUT are essential.
| Product | Lowest published price | Free plan | Free trial | Demo | GST support |
|---|---|---|---|---|---|
| Not published | Yes source | — | — | Yes source | |
Razorpay InvoicesMade in India | Not published | — | — | — | Yes source |
InstamojoMade in India | ₹0 per year source | Yes source | — | — | — |
Paytm Payment LinksMade in India | Not published | — | — | — | — |
| ₹0 per organization/month source | Yes source | — | — | — | |
Cashfree Payment LinksMade in India | Not published | — | — | On request source | — |
Chargebee InvoicingMade in India | Not published | — | Yes source | On request source | — |
InvoiceOwlMade in India | Not published | — | — | — | — |
| Not published | Yes source | 14 days source | — | — | |
BillbooksMade in India | Not published | — | 30 days source | — | — |
| Not published | — | — | — | — |
Checked on each vendor's official website (September 2026). A dash means the vendor does not publish it or we could not verify it — not that the feature is missing. Prices exclude GST unless the source says otherwise. App Advisor publishes no user ratings.
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Tell us your team size, city and budget. An advisor sends a shortlist that fits and arranges demos; vendors quote you directly. Compare prices for your team size before you commit.
Small businesses need invoicing that works well on both phone and desktop, with saved clients, items and GST rates so a bill takes a minute. Sharing by WhatsApp and email, payment links and a simple view of who owes what cover most needs. Estimates that convert into invoices save retyping. Avoid tools that require accounting knowledge just to raise and send a bill.
Invoicing tools built in India support GST invoice formats, TDS tracking against receivables, UPI payment links and number formatting in lakhs and crores. Many integrate with Indian payment gateways and banks so collections reconcile automatically. Export invoices under LUT with foreign-currency values are common, and WhatsApp sharing of invoices is usually standard rather than a paid add-on.
Zoho Invoice GeneratorRazorpay InvoicesInstamojoPaytm Payment LinksCrater InvoiceZoho CheckoutCashfree Payment LinksChargebee Invoicing
App Advisor publishes no user ratings. Invoicing reviews often praise design and ease of use, so look past that for complaints about payment reconciliation, reminders that fail to send, or GST calculation errors. During your trial, send real invoices to a few friendly clients, collect a small payment through a link, and see how the payment is matched and reported. How App Advisor rates software.
An invoicing comparison should cover GST invoice compliance, e-invoicing support, recurring and milestone billing, estimates and proforma invoices, payment links and gateway integration, automatic reminders by email and WhatsApp, TDS tracking on receipts, multi-currency and export invoices, a client portal, receivables and ageing reports, accounting integration, custom templates and the quality of the mobile app. Note which features sit in higher plans.
Invoicing software in India is typically priced per organisation, with tiers based on users, invoice volume or features like automation and branding. Payments collected through linked gateways carry a separate fee charged by the gateway, usually as a percentage or a flat fee per transaction. Many tools offer a free entry plan with paid upgrades for recurring billing and reminders.
Invoicing cost depends on plan tier, number of users and add-ons such as e-invoicing, a client portal, custom email domains or WhatsApp reminders billed per message. Payment gateway fees are separate and can exceed the software subscription for businesses collecting large volumes online. Annual billing usually lowers the rate. GST at 18% applies on the subscription and on gateway fees, both claimable as input credit.
Free invoicing plans commonly limit the number of invoices or clients each month, skip automatic reminders and recurring invoices, and show vendor branding on documents. Multi-currency billing, e-invoicing and team access are usually paid features. They suit freelancers and new businesses sending a few invoices a month, as long as data can be exported later.
Trial lengths as each vendor states them are listed on the free invoicing software page.
In an invoicing demo, ask how partial payments and TDS deductions are reconciled, how reminders are scheduled and stopped once paid, how credit notes change outstanding balances, and how bank transfers without a payment link are matched to invoices. Ask about e-invoicing support, GSTR-1 export and integration with the accounting software your CA uses. Ask to see the client-facing view too.
6 vendors say on their own websites that they serve this kind of business. The quotes, sources and prices are on the invoicing software for startups in india page.
6 vendors say on their own websites that they serve this kind of business. The quotes, sources and prices are on the invoicing software for msmes in india page.
Manufacturers need invoicing tied to dispatch: invoices carrying batch numbers, transporter details, delivery challans and e-way bills. E-invoicing is often mandatory at their turnover. Credit limits per customer, integration with inventory, and blocking of invoices for customers with overdue dues help avoid shipping goods to defaulters. Proforma invoices for advance payment, converted later into tax invoices, are also common.
Retailers mostly bill at the counter through POS, but invoicing software helps with B2B orders, bulk sales to institutions and online orders. GST invoices with customer GSTIN, payment links and delivery tracking are useful here. Integration with POS and stock systems keeps figures consistent between counter sales and invoiced orders. Institutional buyers often need purchase order numbers on the invoice and longer credit terms, so both should be supported.
Agencies need invoicing for retainers, milestone payments, time-based billing and reimbursable expenses such as media spend or travel. Integration with timesheets and project tools reduces errors. Export invoices under LUT, multi-currency support, TDS tracking by client, and clear client-wise receivables help agencies with many accounts manage cash flow. Invoices should reference the client's purchase order and campaign so approval inside large clients is not delayed.
For invoicing software, GST support means tax invoices with correct GSTIN, place of supply, HSN or SAC codes and CGST/SGST or IGST split; e-invoice IRN and QR generation for businesses above the threshold; e-way bills where goods move; credit and debit notes linked to the original invoice; export invoices under LUT; and data export for GSTR-1 with an HSN summary.
Consider switching invoicing software when collections stay slow, payment reconciliation is manual, or GST features fall short of what your accountant needs. Export clients, items, invoices, credit notes and payment history before you leave. Start a fresh invoice series at the beginning of a month or financial year, and keep old invoices available for the GST record-retention period.
Zoho Invoice Generator alternativesRazorpay Invoices alternativesInstamojo alternativesPayPal Invoicing alternativesPaytm Payment Links alternativesCrater Invoice alternatives
Invoicing software affiliate programmes pay when referred businesses sign up for a paid plan. Check commission terms, whether they recur on renewals, the attribution window, payout thresholds and TDS on your earnings. Freelancer communities, accounting bloggers and small-business educators are common affiliates; confirm the terms allow honest reviews and clear disclosure. Also check whether coupon codes are allowed.
Invoicing partner programmes suit accountants, bookkeepers and consultants who set up billing for multiple clients. Check whether a multi-client dashboard is available, what training is required, how revenue share and lead sharing work, and what support is provided for integrations with accounting software and payment gateways. Clarify who supports the client after setup. Also check branding options for client emails.
Invoicing software resellers sell and support licences locally, often alongside accounting or tax services. Check the margin structure, pricing control, who raises the GST invoice, renewal handling and support duties. Understand how payment gateway onboarding and KYC for clients are handled, since collection problems will usually reach the reseller first. Also check whether bulk licence discounts apply.
All verified programs across categories are in the software partner program directory. More India software guides: business software in India.
Many Indian invoicing tools add a UPI payment link or QR code to each invoice through a connected payment gateway. The gateway charges a fee per transaction. Check how quickly payments are marked against the invoice and whether settlement reports make it easy to reconcile with your bank statement.
Good tools let you record a receipt that is short by the TDS amount, mark the invoice fully settled, and track the TDS as receivable. You can then match it with Form 26AS or the annual information statement. Check whether TDS reports are available by client and by quarter.
Most Indian invoicing tools let you share invoice PDFs or links on WhatsApp from your phone. Automated WhatsApp reminders usually go through the WhatsApp Business API, which may be an add-on with per-message charges. Check whether reminders stop automatically once an invoice is paid.
Yes, many tools support export invoices in foreign currency with LUT details for zero-rated supply. Check that the invoice shows both foreign-currency and rupee values, records the exchange rate used, and reports export invoices correctly in GSTR-1 data. Also check realisation tracking.
Not quite. Invoicing software focuses on billing and collections, while accounting software covers the full books, including purchases, expenses, bank entries and tax returns. Some products do both. If you use separate tools, make sure invoices and payments flow into your accounts automatically.
Most invoicing tools let you set up recurring invoices that are created and emailed automatically each month, quarter or year. Check whether amounts can change each cycle, whether payment can be auto-debited through a mandate, and how the recurring schedule handles contract end dates.
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