ICICI Bank's mobile app with UPI for any bank.
Made in IndiaFreeMobile app
Starts at
Free
Consumer & Everyday Apps · Banking, lending & fintech
Best lending software in India (2026)
Lending software sits inside Banking, lending & fintech, so the shortlist below is drawn from that catalogue and ranked for Indian buyers.
56 products compared49 made in India24 with a free plan
Lending software products
View
IndusInd mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
Business banking with payouts, vendor payments and payroll.
RecommendedMade in IndiaFree
Starts at
Free
Bank of Baroda's digital banking app.
Made in IndiaFreeMobile app
Starts at
Free
Canara Bank's all-in-one banking app.
Made in IndiaFreeMobile app
Starts at
Free
Federal Bank mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
AU Bank's video banking and mobile app.
Made in IndiaFreeMobile app
Starts at
Free
Digital banking app with savings insights.
RecommendedTrendingMade in India
Starts at
Free
Neobank app on Federal Bank.
TrendingMade in IndiaFree
Starts at
Free
Mobile banking with monthly interest credit.
Made in IndiaFreeMobile app
Starts at
Free
Neobank for SMEs with banking, payments and accounting.
RecommendedMade in IndiaFree plan
Starts at
Free plan
Payments bank inside Airtel Thanks app.
Made in IndiaFreeMobile app
Starts at
Free
No-cost EMI card network across stores.
Made in IndiaFreeMobile app
Starts at
Free
Business banking app for MSMEs.
Made in IndiaFreeMobile app
Starts at
Free
Recharges, bill pay and small loans.
Made in IndiaFreeMobile app
Starts at
Free
Corporate internet banking from SBI.
Made in IndiaFreeMobile app
Starts at
Free
Working capital loans for SMEs.
Made in IndiaMobile app
Starts at
Pay as you go
Business loans for small enterprises.
Made in IndiaMobile app
Starts at
Pay as you go
Pay-later and personal credit.
Made in IndiaMobile app
Starts at
Pay as you go
Loans against card and digital sales for retailers.
Made in IndiaMobile app
Starts at
Pay as you go
Unsecured SME loans online.
Made in IndiaMobile app
Starts at
Pay as you go
Invoice discounting and supply chain finance.
Made in IndiaMobile app
Starts at
Pay as you go
Doorstep gold loans.
Made in IndiaMobile app
Starts at
Pay as you go
Instant personal loans and salary advances.
Made in IndiaMobile app
Starts at
Pay as you go
See all 56 banking, lending & fintech products
What lending software should do
- Current account with bulk payouts
- Connected banking with accounting sync
- Business credit line or working-capital loans
- Invoice discounting and trade finance
- Corporate cards and spend controls
- GST-linked lending eligibility
- APIs for payouts and collections
- Cash-flow forecasting
How to choose lending software
For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
BudgetMost products here are quoted on request.
India fit49 of 56 are built in India, with GST and rupee billing handled natively.
Try before you buy24 products have a free plan you can run a real month on.
Get an instant demo
Let us arrange your demos, free
Lending software — frequently asked questions
Which lending software is best in India?+
On App Advisor's ranking, ICICI iMobile Pay, IndusInd IndusMobile, RazorpayX lead this list of 56 products. "Best" depends on your size and workflow, so use the shortlist tool with your budget and team size rather than taking a ranking at face value.
Is there free lending software?+
Yes — 24 of the 56 products here have a real free tier, not just a trial. Free plans usually cap users, records or transactions, so check the limit against your monthly volume before you commit.
Is there lending software made in India?+
49 of the 56 products listed are built in India. That usually means GST, TDS and UPI are handled natively, support runs in Indian hours and invoices come in rupees.
What is a neobank?+
A digital-only banking layer built on top of a licensed partner bank. Your money sits with the partner bank; the neobank provides the app, cards, payouts and accounting features.
Related searches
Need help choosing?
Get a personalised lending software shortlist
Tell us about your business and we send a shortlist with honest pros and cons, then arrange demos. Free — the vendor invoices you directly.