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Payment gateways & UPI · Alternatives

Best 2C2P alternatives in India (2026)

2C2P is a payment gateways & upi product from 2C2P, Singapore, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 17 are built in India.

2C2P review

Quick answer

The closest alternatives to 2C2P are Juspay (On request), BillDesk (On request), Adyen (On request), Setu (On request) and M2P Fintech (On request).

Why businesses look for a 2C2P alternative

Indian support and GST

2C2P is built in Singapore. 17 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

2C2P alternatives compared

Ranked by how closely each product matches 2C2P's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
2C2P logo2C2P (current)On requestNoWebNo4.2/5
1Juspay logoJuspayOn requestNoWebYes4.4/5
2BillDesk logoBillDeskOn requestNoWebYes4.4/5
3Adyen logoAdyenOn requestNoWebNo4.2/5
4Setu logoSetuOn requestNoWebYes4.2/5
5M2P Fintech logoM2P FintechOn requestNoWebYes4.3/5
6Zeta logoZetaOn requestNoWebYes4.2/5
7Decentro logoDecentroOn requestNoWebYes4.2/5
8Checkout.com logoCheckout.comOn requestNoWebNo4.1/5
9Innoviti logoInnovitiOn requestNoWebYes4.3/5
10Payphi (PhiCommerce) logoPayphi (PhiCommerce)On requestNoWebYes4.2/5
11Lyra Network India logoLyra Network IndiaOn requestNoWebYes4.2/5
12Bharat BillPay (BBPS) logoBharat BillPay (BBPS)On requestNoWebYes4.1/5
13Getepay logoGetepayOn requestNoWebYes4.1/5
14GoKwik logoGoKwikOn requestNoWebYes4.1/5
15AeronPay logoAeronPayOn requestNoWebYes4.1/5
16PayU logoPayUPay as you goNoWebYes4.7/5
17Nuvei logoNuveiOn requestNoWebNo3.9/5
18Cashfree Payments logoCashfree PaymentsPay as you goNoWebYes4.7/5
19Paytm Payment Gateway logoPaytm Payment GatewayPay as you goNoWebYes4.7/5
20Instamojo Payments logoInstamojo PaymentsPay as you goNoWebYes4.6/5

Top 10 2C2P alternatives in detail

Juspay logo

1. Juspay

Juspay · Bengaluru · Payment gateways & UPI · 4.4/5

Payment orchestration and checkout for large merchants and banks.

On request

Quote-based

Compared with 2C2P

  • Built in India (Bengaluru)
BillDesk logo

2. BillDesk

IndiaIdeas.com · Mumbai · Payment gateways & UPI · 4.4/5

Enterprise payment and bill-pay platform used by banks and utilities.

On request

Quote-based

Compared with 2C2P

  • Built in India (Mumbai)
Adyen logo

3. Adyen

Adyen · Amsterdam · Payment gateways & UPI · 4.2/5

Enterprise global payments platform.

On request

Quote-based

Setu logo

4. Setu

Setu (Pine Labs) · Bengaluru · Payment gateways & UPI · 4.2/5

UPI, account aggregator and bill-pay APIs for developers.

On request

Quote-based

Compared with 2C2P

  • Built in India (Bengaluru)
M2P Fintech logo

5. M2P Fintech

M2P Fintech · Chennai · Payment gateways & UPI · 4.3/5

Card issuing and banking-as-a-service platform.

On request

Quote-based

Compared with 2C2P

  • Built in India (Chennai)
Zeta logo

6. Zeta

Zeta · Bengaluru · Payment gateways & UPI · 4.2/5

Modern card and banking processing for banks and fintechs.

On request

Quote-based

Compared with 2C2P

  • Built in India (Bengaluru)
Decentro logo

7. Decentro

Decentro · Bengaluru · Payment gateways & UPI · 4.2/5

Banking and payments APIs for fintech products.

On request

Quote-based

Compared with 2C2P

  • Built in India (Bengaluru)
Innoviti logo

9. Innoviti

Innoviti Technologies · Bengaluru · Payment gateways & UPI · 4.3/5

Payment terminals and enterprise retail payments.

On request

Quote-based

Compared with 2C2P

  • Built in India (Bengaluru)

2C2P alternatives by what you need

How to choose a 2C2P alternative

  • Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
  • Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
  • Check onboarding requirements — website content, business registration, bank verification — before building the checkout.

2C2P alternatives — FAQs

What is the best alternative to 2C2P in 2026?+

The closest matches to 2C2P on App Advisor are Juspay (On request), BillDesk (On request), Adyen (On request). They are ranked by how closely their category, pricing model, platforms and target business size match 2C2P, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to 2C2P?+

None of the 20 closest alternatives to 2C2P has a free plan. Most offer a free trial instead, so ask for one before you commit.

Is there an Indian alternative to 2C2P?+

Yes. 17 alternatives are built in India, including Juspay (On request), BillDesk (On request), Setu (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

2C2P vs Juspay: which is better?+

Juspay is the closest match to 2C2P in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.

How were these 2C2P alternatives chosen?+

Every product listed sits in payment gateways & upi or a category 2C2P also covers, and 2C2P's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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