1. Juspay
Juspay · Bengaluru · Payment gateways & UPI · 4.4/5
Payment orchestration and checkout for large merchants and banks.
On request
Quote-based
Compared with Adyen
- Built in India (Bengaluru)
Payment gateways & UPI · Alternatives
Best Adyen alternatives in India (2026)
Adyen is a payment gateways & upi product from Adyen, Amsterdam, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 17 are built in India.
Quick answer
The closest alternatives to Adyen are Juspay (On request), BillDesk (On request), Setu (On request), 2C2P (On request) and M2P Fintech (On request).
Why businesses look for a Adyen alternative
Indian support and GST
Adyen is built in Netherlands. 17 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Adyen alternatives compared
Ranked by how closely each product matches Adyen's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Adyen (current) | On request | No | Web | No | 4.2/5 | — |
| 1 | Juspay | On request | No | Web | Yes | 4.4/5 | |
| 2 |  BillDesk | On request | No | Web | Yes | 4.4/5 | |
| 3 |  Setu | On request | No | Web | Yes | 4.2/5 | |
| 4 |  2C2P | On request | No | Web | No | 4.2/5 | |
| 5 |  M2P Fintech | On request | No | Web | Yes | 4.3/5 | |
| 6 |  Zeta | On request | No | Web | Yes | 4.2/5 | |
| 7 |  Decentro | On request | No | Web | Yes | 4.2/5 | |
| 8 |  Checkout.com | On request | No | Web | No | 4.1/5 | |
| 9 |  Innoviti | On request | No | Web | Yes | 4.3/5 | |
| 10 |  Payphi (PhiCommerce) | On request | No | Web | Yes | 4.2/5 | |
| 11 |  Lyra Network India | On request | No | Web | Yes | 4.2/5 | |
| 12 |  Bharat BillPay (BBPS) | On request | No | Web | Yes | 4.1/5 | |
| 13 |  Getepay | On request | No | Web | Yes | 4.1/5 | |
| 14 |  GoKwik | On request | No | Web | Yes | 4.1/5 | |
| 15 |  AeronPay | On request | No | Web | Yes | 4.1/5 | |
| 16 |  PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 17 |  Nuvei | On request | No | Web | No | 3.9/5 | |
| 18 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 19 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 20 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 |
Top 10 Adyen alternatives in detail
2. BillDesk
IndiaIdeas.com · Mumbai · Payment gateways & UPI · 4.4/5
Enterprise payment and bill-pay platform used by banks and utilities.
On request
Quote-based
Compared with Adyen
- Built in India (Mumbai)
3. Setu
Setu (Pine Labs) · Bengaluru · Payment gateways & UPI · 4.2/5
UPI, account aggregator and bill-pay APIs for developers.
On request
Quote-based
Compared with Adyen
- Built in India (Bengaluru)
On request
Quote-based
5. M2P Fintech
M2P Fintech · Chennai · Payment gateways & UPI · 4.3/5
Card issuing and banking-as-a-service platform.
On request
Quote-based
Compared with Adyen
- Built in India (Chennai)
6. Zeta
Zeta · Bengaluru · Payment gateways & UPI · 4.2/5
Modern card and banking processing for banks and fintechs.
On request
Quote-based
Compared with Adyen
- Built in India (Bengaluru)
7. Decentro
Decentro · Bengaluru · Payment gateways & UPI · 4.2/5
Banking and payments APIs for fintech products.
On request
Quote-based
Compared with Adyen
- Built in India (Bengaluru)
8. Checkout.com
Checkout.com · London · Payment gateways & UPI · 4.1/5
Global payment processing for enterprises.
On request
Quote-based
9. Innoviti
Innoviti Technologies · Bengaluru · Payment gateways & UPI · 4.3/5
Payment terminals and enterprise retail payments.
On request
Quote-based
Compared with Adyen
- Built in India (Bengaluru)
10. Payphi (PhiCommerce)
PhiCommerce · Pune · Payment gateways & UPI · 4.2/5
Omnichannel payment platform for enterprises.
On request
Quote-based
Compared with Adyen
- Built in India (Pune)
Adyen alternatives by what you need
Indian alternatives to Adyen
How to choose a Adyen alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
Adyen alternatives — FAQs
What is the best alternative to Adyen in 2026?+
The closest matches to Adyen on App Advisor are Juspay (On request), BillDesk (On request), Setu (On request). They are ranked by how closely their category, pricing model, platforms and target business size match Adyen, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Adyen?+
None of the 20 closest alternatives to Adyen has a free plan. Most offer a free trial instead, so ask for one before you commit.
Is there an Indian alternative to Adyen?+
Yes. 17 alternatives are built in India, including Juspay (On request), BillDesk (On request), Setu (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Adyen vs Juspay: which is better?+
Juspay is the closest match to Adyen in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.
How were these Adyen alternatives chosen?+
Every product listed sits in payment gateways & upi or a category Adyen also covers, and Adyen's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Adyen alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Juspay alternativesBillDesk alternativesSetu alternatives2C2P alternativesM2P Fintech alternativesZeta alternativesDecentro alternativesCheckout.com alternativesInnoviti alternativesPayphi (PhiCommerce) alternativesLyra Network India alternativesBharat BillPay (BBPS) alternativesAll payment gateways & upi alternativesBrowse all alternatives