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Payment gateways & UPI · Alternatives

Best GoKwik alternatives in India (2027)

GoKwik is a payment gateways & upi product from GoKwik, Gurugram, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 17 are built in India.

Quick answer

The closest alternatives to GoKwik are Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Setu (On request), M2P Fintech (On request) and Zeta (On request).

Why businesses look for a GoKwik alternative

Reported limitation

GoKwik is not a payment aggregator, so a separate PA fee is added on prepaid orders

Reported limitation

The 3.5 percent fee wording on the pricing page does not clarify which orders it covers

Reported limitation

No free plan or self-serve trial; every plan starts with a Contact Sales form

GoKwik alternatives compared

Ranked by how closely each product matches GoKwik's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—GoKwik logoGoKwik (current)On requestNoWebYes4.1/5—
1Juspay logoJuspay0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)NoWebYes4.4/5
2BillDesk logoBillDeskOn requestNoWebYes4.4/5
3Setu logoSetuOn requestNoWebYes4.2/5
4M2P Fintech logoM2P FintechOn requestNoWebYes4.3/5
5Zeta logoZetaOn requestNoWebYes4.2/5
6Decentro logoDecentroOn requestNoWebYes4.2/5
7Innoviti logoInnovitiOn requestNoWebYes4.3/5
8Payphi (PhiCommerce) logoPayphi (PhiCommerce)On requestNoWebYes4.2/5
9Aurionpro logoAurionproOn requestNoWebYes4.2/5
10Lyra Network India logoLyra Network IndiaOn requestNoWebYes4.2/5
11Bharat BillPay (BBPS) logoBharat BillPay (BBPS)On requestNoWebYes4.1/5
12Velocity logoVelocityOn requestNoWebYes4.1/5
13FSS logoFSSOn requestNoWebYes4.1/5
14Getepay logoGetepayOn requestNoWebYes4.1/5
15AeronPay logoAeronPayOn requestNoWebYes4.1/5
16Adyen logoAdyenOn requestNoWebNo4.2/5
17Intellect Design Arena logoIntellect Design ArenaOn requestNoWebYes4.1/5
182C2P logo2C2POn requestNoWebNo4.2/5
19Checkout.com logoCheckout.comOn requestNoWebNo4.1/5
20PayU logoPayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extraNoWebYes4.7/5

Top 10 GoKwik alternatives in detail

Juspay logo

1. Juspay

Juspay · Bengaluru · Payment gateways & UPI · 4.4/5

Payment orchestration and checkout for large merchants and banks.

0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)

Quote-based

Key features

  • HyperCheckout with 1-click CVV-less card payments
  • Quickpay half-page flows without redirection
  • Design Studio with 100+ no-code customisations
  • Payment links and payment forms
  • Exit pop-up and outage alerts
BillDesk logo

2. BillDesk

IndiaIdeas.com · Mumbai · Payment gateways & UPI · 4.4/5

Enterprise payment and bill-pay platform used by banks and utilities.

On request

Quote-based

Setu logo

3. Setu

Setu (Pine Labs) · Bengaluru · Payment gateways & UPI · 4.2/5

UPI, account aggregator and bill-pay APIs for developers.

On request

Quote-based

Zeta logo

5. Zeta

Zeta · Bengaluru · Payment gateways & UPI · 4.2/5

Modern card and banking processing for banks and fintechs.

On request

Quote-based

Decentro logo

6. Decentro

Decentro · Bengaluru · Payment gateways & UPI · 4.2/5

Banking and payments APIs for fintech products.

On request

Quote-based

Innoviti logo

7. Innoviti

Innoviti Technologies · Bengaluru · Payment gateways & UPI · 4.3/5

Payment terminals and enterprise retail payments.

On request

Quote-based

Aurionpro logo

9. Aurionpro

Aurionpro Solutions Limited · Navi Mumbai · Payment gateways & UPI · 4.2/5

Technology solutions for financial institutions including transaction banking and cash management.

On request

Quote-based

GoKwik alternatives by what you need

How to choose a GoKwik alternative

  • Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
  • Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
  • Check onboarding requirements — website content, business registration, bank verification — before building the checkout.

GoKwik alternatives — FAQs

What is the best alternative to GoKwik in 2027?+

The closest matches to GoKwik on App Advisor are Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Setu (On request). They are ranked by how closely their category, pricing model, platforms and target business size match GoKwik, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to GoKwik?+

None of the 20 closest alternatives to GoKwik has a free plan. Most offer a free trial instead, so ask for one before you commit.

Is there an Indian alternative to GoKwik?+

Yes. 17 alternatives are built in India, including Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Setu (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

GoKwik vs Juspay: which is better?+

Juspay is the closest match to GoKwik in our catalogue. Compare them side by side before you book a demo.

How were these GoKwik alternatives chosen?+

Every product listed sits in payment gateways & upi or a category GoKwik also covers, and GoKwik's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

Free shortlist

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