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UPI & payment apps · Alternatives

Best MyJio alternatives in India (2026)

MyJio is an upi & payment apps product from Reliance Jio, Navi Mumbai, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 19 are built in India.

MyJio review

Quick answer

The closest alternatives to MyJio are PhonePe (Free), Paytm (Free), CRED Pay (Free), Freecharge (Free) and Airtel Thanks (Free). PhonePe is the top-ranked option with a free plan.

MyJio alternatives compared

Ranked by how closely each product matches MyJio's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—MyJio logoMyJio (current)FreeYesWeb, Android, iOSYes4.5/5—
1PhonePe logoPhonePeFreeYesWeb, Android, iOSYes4.6/5vs MyJio
2Paytm logoPaytmFreeYesWeb, Android, iOSYes4.6/5vs MyJio
3CRED Pay logoCRED PayFreeYesWeb, Android, iOSYes4.5/5vs MyJio
4Freecharge logoFreechargeFreeYesWeb, Android, iOSYes4.6/5vs MyJio
5Airtel Thanks logoAirtel ThanksFreeYesWeb, Android, iOSYes4.5/5vs MyJio
6Vi App logoVi AppFreeYesWeb, Android, iOSYes4.5/5
7Flipkart UPI logoFlipkart UPIFreeYesWeb, Android, iOSYes4.5/5
8Navi UPI logoNavi UPIFreeYesWeb, Android, iOSYes4.4/5
9Slice UPI logoSlice UPIFreeYesWeb, Android, iOSYes4.4/5
10super.money logosuper.moneyFreeYesWeb, Android, iOSYes4.3/5
11Fampay logoFampayFreeYesWeb, Android, iOSYes4.4/5
12Paytm for Business logoPaytm for BusinessFreeYesWeb, Android, iOSYes4.4/5
13Junio logoJunioFreeYesWeb, Android, iOSYes4.3/5
14BharatPe for Merchants logoBharatPe for MerchantsFreeYesWeb, Android, iOSYes4.3/5
15PhonePe for Business logoPhonePe for BusinessFreeYesWeb, Android, iOSYes4.3/5
16Kiwi logoKiwiFreeYesWeb, Android, iOSYes4.3/5
17CheQ logoCheQFreeYesWeb, Android, iOSYes4.3/5
18Google Pay logoGoogle PayFreeYesWeb, Android, iOSNo4.4/5
19PayNearby logoPayNearbyFreeYesWeb, Android, iOSYes4.3/5
20RuPay logoRuPayFreeYesWeb, Android, iOSYes4.3/5

Top 10 MyJio alternatives in detail

MyJio alternatives by what you need

Free MyJio alternatives

Indian alternatives to MyJio

How to choose a MyJio alternative

  • For merchants, compare settlement time and soundbox cost.
  • Check business-account features such as staff access and reports.
  • Consumers should keep two apps in case one bank server is down.

MyJio alternatives — FAQs

What is the best alternative to MyJio in 2026?+

The closest matches to MyJio on App Advisor are PhonePe (Free), Paytm (Free), CRED Pay (Free). They are ranked by how closely their category, pricing model, platforms and target business size match MyJio, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to MyJio?+

Yes. 20 of the 20 alternatives listed have a free plan or are free: PhonePe (Free), Paytm (Free), CRED Pay (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

Is there an Indian alternative to MyJio?+

Yes. 19 alternatives are built in India, including PhonePe (Free), Paytm (Free), CRED Pay (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

MyJio vs PhonePe: which is better?+

PhonePe is the closest match to MyJio in our catalogue. Compare them side by side before you book a demo.

How were these MyJio alternatives chosen?+

Every product listed sits in upi & payment apps or a category MyJio also covers, and Reliance Jio's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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Related alternatives

PhonePe alternativesPaytm alternativesCRED Pay alternativesFreecharge alternativesAirtel Thanks alternativesVi App alternativesFlipkart UPI alternativesNavi UPI alternativesSlice UPI alternativessuper.money alternativesFampay alternativesPaytm for Business alternativesAll upi & payment apps alternativesBrowse all alternatives