RecommendedMade in India
Starts at
Free
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.4
- transparency & India fit
What is Navi UPI?
Navi UPI is upi & payment apps from Navi Technologies, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2018. UPI with cashback.
UPI and payment apps handle person-to-person transfers, bill payments, recharges and merchant payments. For businesses, the merchant apps add QR codes, soundboxes, settlements and simple ledgers.
It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +Native mobile apps for work on the go
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
Navi UPI: quick answers
The questions people most often search for, answered from Navi UPI's own pages.
- Is Navi UPI real or fake?
- It is a real UPI app. Navi's UPI page describes it as "NPCI approved" and says it "ensures user information safety 24/7". The site is operated by Navi Limited (formerly Navi Technologies Limited).
- Who owns Navi?
- Navi's website footer names Navi Limited (formerly known as Navi Technologies Limited). It also lists group companies including Navi Finserv Limited, Navi Fintech Private Ltd, Navi General Insurance Ltd and Navi Investment Advisors Pvt Ltd.
- What are the benefits of the Navi app for UPI?
- According to Navi, you get instant money transfers, scan-and-pay at any store, payment history in the app, and a chance to win rewards on every payment. It also supports UPI payments from a credit card and 'scan, shop, pay later' through Navi Trezo.
- Navi vs PhonePe or Google Pay: which is better?
- All three run on the same NPCI UPI network, so transfers work between any bank accounts. Navi's own pitch is rewards on each payment and its Navi Trezo pay-later credit. Navi publishes no comparison with PhonePe or Google Pay, so compare the rewards and features each app currently offers.
Navi UPI at a glance
Analysing Navi UPI — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Navi UPI features
Category-standard capabilities plus what Navi UPI adds. Verify depth in a demo.
- UPI transfers and QR payments
- Bill payments and recharges
- Merchant soundbox and settlements
- Credit on UPI and RuPay cards
- Wallet and gift cards
- Transaction history and reports
- Security and device binding
- International UPI
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
Navi UPI pricing
Entry price
Free
No paid plan required
How Navi UPI charges. Navi UPI is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on navi.com.
Specifications
- Category
- UPI & payment apps
- Vendor
- Navi Technologies
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2018
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like Navi UPI
Alternatives, the same vendor's other products and India-first picks.
Compare all Navi UPI alternatives with pricing →
Navi UPI — frequently asked questions
Is Navi UPI real or fake?+
It is a real UPI app. Navi's UPI page describes it as "NPCI approved" and says it "ensures user information safety 24/7". The site is operated by Navi Limited (formerly Navi Technologies Limited).
Who owns Navi?+
Navi's website footer names Navi Limited (formerly known as Navi Technologies Limited). It also lists group companies including Navi Finserv Limited, Navi Fintech Private Ltd, Navi General Insurance Ltd and Navi Investment Advisors Pvt Ltd.
What are the benefits of the Navi app for UPI?+
According to Navi, you get instant money transfers, scan-and-pay at any store, payment history in the app, and a chance to win rewards on every payment. It also supports UPI payments from a credit card and 'scan, shop, pay later' through Navi Trezo.
Navi vs PhonePe or Google Pay: which is better?+
All three run on the same NPCI UPI network, so transfers work between any bank accounts. Navi's own pitch is rewards on each payment and its Navi Trezo pay-later credit. Navi publishes no comparison with PhonePe or Google Pay, so compare the rewards and features each app currently offers.
What is Navi UPI?+
Navi UPI is upi & payment apps by Navi Technologies, an Indian company from Bengaluru. UPI with cashback.
How much does Navi UPI cost?+
Navi UPI is free to use.
Does Navi UPI offer a free trial or free plan?+
Yes — Navi UPI offers a free plan you can start with.
Is Navi UPI made in India?+
Yes. Navi UPI is built by Navi Technologies, headquartered in Bengaluru, Karnataka.
Who is Navi UPI best suited for?+
Navi UPI suits startup, small business, smb buyers looking for upi & payment apps.
What are the best alternatives to Navi UPI?+
Popular alternatives in upi & payment apps include Paytm, PhonePe, Freecharge. Use App Advisor's compare tool to see them side by side.
How is Navi UPI deployed?+
Navi UPI is available as a cloud (SaaS) product, with web, Android and iOS apps.
Guides that mention Navi UPI
About Navi Technologies
Navi Technologies · Bengaluru, Karnataka · Founded 2018 · 2 products in our catalogue · Indian company
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