Free plan
Free plan available
Expense management software · Alternatives
Best Open Money alternatives in India (2026)
Open Money is an expense management software product from Open Financial Technologies, Bengaluru, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 16 have a free plan, 9 are built in India.
Quick answer
The closest alternatives to Open Money are Pleo (Free plan), Fyle (₹900/mo), Zoho Expense (Free plan), Pluto (Free plan) and RazorpayX Corporate Cards (Free). Pleo is the top-ranked option with a free plan. Published prices in this list start at ₹900/month.
Why businesses look for a Open Money alternative
A mobile app
Open Money does not list an Android app. 1 alternatives do.
Open Money alternatives compared
Ranked by how closely each product matches Open Money's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Open Money (current) | Free plan | Yes | Web | Yes | 4.4/5 | — |
| 1 | Pleo | Free plan | Yes | Web | No | 4.4/5 | |
| 2 |  Fyle | ₹900/mo | No | Web | Yes | 4.6/5 | |
| 3 |  Zoho Expense | Free plan | Yes | Web | Yes | 4.8/5 | |
| 4 |  Pluto | Free plan | Yes | Web | No | 4.3/5 | |
| 5 |  RazorpayX Corporate Cards | Free | Yes | Web | Yes | 4.5/5 | |
| 6 |  Spendbase | Free plan | Yes | Web | No | 4.2/5 | |
| 7 |  Zoho Expense India Edition | Free plan | Yes | Web | Yes | 4.7/5 | |
| 8 |  Karbon Business | Free | Yes | Web | Yes | 4.7/5 | |
| 9 |  Kodo | Free | Yes | Web | Yes | 4.7/5 | |
| 10 |  Expensify | Free plan | Yes | Web | No | 4.6/5 | |
| 11 |  Rho | Free | Yes | Web | No | 4.3/5 | |
| 12 |  Brex | Free plan | Yes | Web | No | 4.4/5 | |
| 13 |  Emburse Certify | ₹1,000/mo | No | Web | No | 4.4/5 | |
| 14 |  Navan | Free plan | Yes | Web | No | 4.4/5 | |
| 15 |  Zoho Expense for Accountants | Free | Yes | Web | Yes | 4.6/5 | |
| 16 |  N2F | €6.80/month (€5.10 billed annually), 1 user | No | Web, Android, iOS | No | 3.9/5 | |
| 17 |  Volopay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 18 |  Mesh Payments | Free plan | Yes | Web | No | 4.3/5 | |
| 19 |  Paytm for Business Expense | Free | Yes | Web | Yes | 4.6/5 | |
| 20 |  Jenji | Free plan | Yes | Web | No | 4.3/5 |
Top 10 Open Money alternatives in detail
2. Fyle
Fyle · Bengaluru · Expense management software · 4.6/5
Expense management with real-time card feeds and accounting sync.
₹900/mo
Free trial
Compared with Open Money
- No free plan, unlike Open Money
3. Zoho Expense
Zoho Corporation · Chennai · Expense management software · 4.8/5
Expense reporting, corporate cards and travel management with GST capture.
Free plan
Free plan available
4. Pluto
Pluto · Dubai · Expense management software · 4.3/5
Corporate cards with cashback plus expense, petty cash and procure-to-pay automation.
Free plan
Free plan available
5. RazorpayX Corporate Cards
Razorpay · Bengaluru · Expense management software · 4.5/5
Corporate cards and expense controls from RazorpayX.
Free
Free plan available
6. Spendbase
Spendbase · Lewes · Expense management software · 4.2/5
Multi-currency business accounts and virtual cards with team spend tracking and accounting sync.
Free plan
Free plan available
7. Zoho Expense India Edition
Zoho Corporation · Chennai · Expense management software · 4.7/5
India-localised Zoho Expense with GST and per-diem rules.
Free plan
Free plan available
8. Karbon Business
Karbon Card · Bengaluru · Expense management software · 4.7/5
Corporate cards and expense management for startups.
Free
Free plan available
9. Kodo
Kodo · Mumbai · Expense management software · 4.7/5
Corporate cards, reimbursements and vendor payments for startups.
Free
Free plan available
10. Expensify
Expensify · Portland · Expense management software · 4.6/5
Receipt scanning and expense reports with corporate cards.
Free plan
Free plan available
Open Money alternatives by what you need
Lowest published price
Free Open Money alternatives
Indian alternatives to Open Money
How to choose a Open Money alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
Open Money alternatives — FAQs
What is the best alternative to Open Money in 2026?+
The closest matches to Open Money on App Advisor are Pleo (Free plan), Fyle (₹900/mo), Zoho Expense (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Open Money, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Open Money?+
Yes. 16 of the 20 alternatives listed have a free plan or are free: Pleo (Free plan), Zoho Expense (Free plan), Pluto (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Open Money?+
Among alternatives that publish a price, Fyle starts lowest at ₹900/mo. Pleo also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Open Money?+
Yes. 9 alternatives are built in India, including Fyle (₹900/mo), Zoho Expense (Free plan), RazorpayX Corporate Cards (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Open Money vs Pleo: which is better?+
Pleo is the closest match to Open Money in our catalogue. Compare them side by side before you book a demo.
How were these Open Money alternatives chosen?+
Every product listed sits in expense management software or a category Open Money also covers, and Open Financial Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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