Free plan
Free plan available
Expense management software · Alternatives
Best Open Money alternatives in India (2027)
Open Money is an expense management software product from Open Financial Technologies, Bengaluru, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 15 have a free plan, 7 are built in India.
Quick answer
The closest alternatives to Open Money are Pleo (Free plan), Fyle (₹900/mo), Settle (Free plan), Zoho Expense (₹79 · per user per month, Standard billed annually, excl. GST) and Pluto (Free plan). Pleo is the top-ranked option with a free plan. Published prices in this list start at ₹900/month.
Open Money alternatives compared
Ranked by how closely each product matches Open Money's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Open Money (current) | Free plan | Yes | Web | Yes | 4.4/5 | — |
| 1 | Pleo | Free plan | Yes | Web | No | 4.4/5 | |
| 2 |  Fyle | ₹900/mo | No | Web | Yes | 4.6/5 | |
| 3 |  Settle | Free plan | Yes | Web | No | 4.3/5 | |
| 4 |  Zoho Expense | ₹79 · per user per month, Standard billed annually, excl. GST | Yes | Web | Yes | 4.8/5 | |
| 5 |  Pluto | Free plan | Yes | Web | No | 4.3/5 | |
| 6 |  RazorpayX Corporate Cards | Free | Yes | Web | Yes | 4.5/5 | |
| 7 |  Bookkeep | Paid plans | No | Web | No | 4/5 | |
| 8 |  Spendbase | Free plan | Yes | Web | No | 4.2/5 | |
| 9 |  Clara | Free plan | Yes | Web | No | 4.2/5 | |
| 10 |  Zoho Expense India Edition | Free plan | Yes | Web | Yes | 4.7/5 | |
| 11 |  Karbon Business | Free | Yes | Web | Yes | 4.7/5 | |
| 12 |  Kodo | Free | Yes | Web | Yes | 4.7/5 | |
| 13 |  Expensify | Free plan | Yes | Web | No | 4.6/5 | |
| 14 |  Pemo | On request | No | Web | No | 4/5 | |
| 15 |  Rho | Free | Yes | Web | No | 4.3/5 | |
| 16 |  Brex | Free plan | Yes | Web | No | 4.4/5 | |
| 17 |  Emburse Certify | ₹1,000/mo | No | Web | No | 4.4/5 | |
| 18 |  Navan | Free plan | Yes | Web | No | 4.4/5 | |
| 19 |  Webgility | Paid plans | No | Web | No | 4/5 | |
| 20 |  Zoho Expense for Accountants | Free | Yes | Web | Yes | 4.6/5 |
Top 10 Open Money alternatives in detail
2. Fyle
Fyle · Bengaluru · Expense management software · 4.6/5
Expense management with real-time card feeds and accounting sync.
₹900/mo
Free trial
Compared with Open Money
- No free plan, unlike Open Money
3. Settle
Settle Inc. · San Francisco · Expense management software · 4.3/5
Procurement, accounts payable automation and working capital for consumer goods brands.
Free plan
Free plan available
4. Zoho Expense
Zoho Corporation · Chennai · Expense management software · 4.8/5
Expense reporting, corporate cards and travel management with GST capture.
₹79 · per user per month, Standard billed annually, excl. GST
Free plan available
Key features
- AI receipt capture
- GPS mileage tracking
- Multi-currency
- Expense policies
- UPI-enabled prepaid cards
5. Pluto
Pluto · Dubai · Expense management software · 4.3/5
Corporate cards with cashback plus expense, petty cash and procure-to-pay automation.
Free plan
Free plan available
6. RazorpayX Corporate Cards
Razorpay · Bengaluru · Expense management software · 4.5/5
Corporate cards and expense controls from RazorpayX.
Free
Free plan available
7. Bookkeep
Bookkeep, Inc. · Brooklyn · Expense management software · 4/5
Accounting automation that posts daily sales journal entries and files sales tax for ecommerce and retail sellers.
Paid plans
Free trial
Compared with Open Money
- No free plan, unlike Open Money
8. Spendbase
Spendbase · Lewes · Expense management software · 4.2/5
Multi-currency business accounts and virtual cards with team spend tracking and accounting sync.
Free plan
Free plan available
9. Clara
Clara Platform · Ciudad de Mexico · Expense management software · 4.2/5
Corporate cards, expense automation and bill payments for companies in Mexico, Brazil and Colombia
Free plan
Free plan available
10. Zoho Expense India Edition
Zoho Corporation · Chennai · Expense management software · 4.7/5
India-localised Zoho Expense with GST and per-diem rules.
Free plan
Free plan available
Open Money alternatives by what you need
Lowest published price
Free Open Money alternatives
How to choose a Open Money alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
Open Money alternatives — FAQs
What is the best alternative to Open Money in 2027?+
The closest matches to Open Money on App Advisor are Pleo (Free plan), Fyle (₹900/mo), Settle (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Open Money, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Open Money?+
Yes. 15 of the 20 alternatives listed have a free plan or are free: Pleo (Free plan), Settle (Free plan), Zoho Expense (₹79 · per user per month, Standard billed annually, excl. GST). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Open Money?+
Among alternatives that publish a price, Fyle starts lowest at ₹900/mo. Pleo also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Open Money?+
Yes. 7 alternatives are built in India, including Fyle (₹900/mo), Zoho Expense (₹79 · per user per month, Standard billed annually, excl. GST), RazorpayX Corporate Cards (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Open Money vs Pleo: which is better?+
Pleo is the closest match to Open Money in our catalogue. Compare them side by side before you book a demo.
How were these Open Money alternatives chosen?+
Every product listed sits in expense management software or a category Open Money also covers, and Open Financial Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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Related alternatives
Pleo alternativesFyle alternativesSettle alternativesZoho Expense alternativesPluto alternativesRazorpayX Corporate Cards alternativesBookkeep alternativesSpendbase alternativesClara alternativesZoho Expense India Edition alternativesKarbon Business alternativesKodo alternativesAll expense management software alternativesBrowse all alternatives