Free plan
Free plan available
Expense management software · Alternatives
Best Pluto alternatives in India (2027)
Pluto is an expense management software product from Pluto, Dubai, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 16 have a free plan, 6 are built in India.
Quick answer
The closest alternatives to Pluto are Pleo (Free plan), Settle (Free plan), Clara (Free plan), RazorpayX Corporate Cards (Free) and Emburse Certify (₹1,000/mo). Pleo is the top-ranked option with a free plan. Published prices in this list start at ₹1,000/month.
Why businesses look for a Pluto alternative
Indian support and GST
Pluto is built in United Arab Emirates. 6 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Pluto alternatives compared
Ranked by how closely each product matches Pluto's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Pluto (current) | Free plan | Yes | Web | No | 4.3/5 | — |
| 1 | Pleo | Free plan | Yes | Web | No | 4.4/5 | |
| 2 |  Settle | Free plan | Yes | Web | No | 4.3/5 | |
| 3 |  Clara | Free plan | Yes | Web | No | 4.2/5 | |
| 4 |  RazorpayX Corporate Cards | Free | Yes | Web | Yes | 4.5/5 | |
| 5 |  Emburse Certify | ₹1,000/mo | No | Web | No | 4.4/5 | |
| 6 |  Open Money | Free plan | Yes | Web | Yes | 4.4/5 | |
| 7 |  Expensify | Free plan | Yes | Web | No | 4.6/5 | |
| 8 |  Brex | Free plan | Yes | Web | No | 4.4/5 | |
| 9 |  Zoho Expense | ₹79 · per user per month, Standard billed annually, excl. GST | Yes | Web | Yes | 4.8/5 | |
| 10 |  Qashio | Paid plans | No | Web | No | 3.9/5 | |
| 11 |  Navan | Free plan | Yes | Web | No | 4.4/5 | |
| 12 |  Spendwise | Paid plans | No | Web | No | 3.9/5 | |
| 13 |  Karbon Business | Free | Yes | Web | Yes | 4.7/5 | |
| 14 |  Kodo | Free | Yes | Web | Yes | 4.7/5 | |
| 15 |  Mesh Payments | Free plan | Yes | Web | No | 4.3/5 | |
| 16 |  Finofo | On request | No | Web | No | 4/5 | |
| 17 |  Jenji | Free plan | Yes | Web | No | 4.3/5 | |
| 18 |  Moss | Free plan | Yes | Web | No | 4.3/5 | |
| 19 |  MileIQ | Free plan | Yes | Web | No | 4.3/5 | |
| 20 |  Zoho Expense India Edition | Free plan | Yes | Web | Yes | 4.7/5 |
Top 10 Pluto alternatives in detail
2. Settle
Settle Inc. · San Francisco · Expense management software · 4.3/5
Procurement, accounts payable automation and working capital for consumer goods brands.
Free plan
Free plan available
3. Clara
Clara Platform · Ciudad de Mexico · Expense management software · 4.2/5
Corporate cards, expense automation and bill payments for companies in Mexico, Brazil and Colombia
Free plan
Free plan available
4. RazorpayX Corporate Cards
Razorpay · Bengaluru · Expense management software · 4.5/5
Corporate cards and expense controls from RazorpayX.
Free
Free plan available
Compared with Pluto
- Built in India (Bengaluru)
5. Emburse Certify
Emburse · Los Angeles · Expense management software · 4.4/5
Expense reporting and invoice automation.
₹1,000/mo
Free trial
Compared with Pluto
- No free plan, unlike Pluto
6. Open Money
Open Financial Technologies · Bengaluru · Expense management software · 4.4/5
Business banking with expense, payouts and accounting automation.
Free plan
Free plan available
Compared with Pluto
- Built in India (Bengaluru)
7. Expensify
Expensify · Portland · Expense management software · 4.6/5
Receipt scanning and expense reports with corporate cards.
Free plan
Free plan available
8. Brex
Brex · San Francisco · Expense management software · 4.4/5
Corporate cards, expenses and banking for startups.
Free plan
Free plan available
9. Zoho Expense
Zoho Corporation · Chennai · Expense management software · 4.8/5
Expense reporting, corporate cards and travel management with GST capture.
₹79 · per user per month, Standard billed annually, excl. GST
Free plan available
Compared with Pluto
- Built in India (Chennai)
Key features
- AI receipt capture
- GPS mileage tracking
- Multi-currency
- Expense policies
- UPI-enabled prepaid cards
10. Qashio
Qashio · Dubai · Expense management software · 3.9/5
Corporate cards and spend management with approval workflows, invoices and reimbursements.
Paid plans
Free trial
Compared with Pluto
- No free plan, unlike Pluto
Pluto alternatives by what you need
Lowest published price
Free Pluto alternatives
How to choose a Pluto alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
Pluto alternatives — FAQs
What is the best alternative to Pluto in 2027?+
The closest matches to Pluto on App Advisor are Pleo (Free plan), Settle (Free plan), Clara (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Pluto, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Pluto?+
Yes. 16 of the 20 alternatives listed have a free plan or are free: Pleo (Free plan), Settle (Free plan), Clara (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Pluto?+
Among alternatives that publish a price, Emburse Certify starts lowest at ₹1,000/mo. Pleo also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Pluto?+
Yes. 6 alternatives are built in India, including RazorpayX Corporate Cards (Free), Open Money (Free plan), Zoho Expense (₹79 · per user per month, Standard billed annually, excl. GST). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Pluto vs Pleo: which is better?+
Pleo is the closest match to Pluto in our catalogue. Compare them side by side before you book a demo.
How were these Pluto alternatives chosen?+
Every product listed sits in expense management software or a category Pluto also covers, and Pluto's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
Pleo alternativesSettle alternativesClara alternativesRazorpayX Corporate Cards alternativesEmburse Certify alternativesOpen Money alternativesExpensify alternativesBrex alternativesZoho Expense alternativesQashio alternativesNavan alternativesSpendwise alternativesAll expense management software alternativesBrowse all alternatives