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Expense management software · Alternatives

Best Pleo alternatives in India (2026)

Pleo is an expense management software product from Pleo, Copenhagen, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 8 are built in India.

Pleo review

Quick answer

The closest alternatives to Pleo are Pluto (Free plan), RazorpayX Corporate Cards (Free), Emburse Certify (₹1,000/mo), Open Money (Free plan) and Expensify (Free plan). Pluto is the top-ranked option with a free plan. Published prices in this list start at ₹1,000/month.

Why businesses look for a Pleo alternative

Indian support and GST

Pleo is built in Denmark. 8 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

Pleo alternatives compared

Ranked by how closely each product matches Pleo's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
Pleo logoPleo (current)Free planYesWebNo4.4/5
1Pluto logoPlutoFree planYesWebNo4.3/5
2RazorpayX Corporate Cards logoRazorpayX Corporate CardsFreeYesWebYes4.5/5
3Emburse Certify logoEmburse Certify₹1,000/moNoWebNo4.4/5
4Open Money logoOpen MoneyFree planYesWebYes4.4/5
5Expensify logoExpensifyFree planYesWebNo4.6/5
6Brex logoBrexFree planYesWebNo4.4/5
7Zoho Expense logoZoho ExpenseFree planYesWebYes4.8/5
8Navan logoNavanFree planYesWebNo4.4/5
9Karbon Business logoKarbon BusinessFreeYesWebYes4.7/5
10Kodo logoKodoFreeYesWebYes4.7/5
11Mesh Payments logoMesh PaymentsFree planYesWebNo4.3/5
12Jenji logoJenjiFree planYesWebNo4.3/5
13Moss logoMossFree planYesWebNo4.3/5
14MileIQ logoMileIQFree planYesWebNo4.3/5
15Zoho Expense India Edition logoZoho Expense India EditionFree planYesWebYes4.7/5
16Capital on Tap logoCapital on TapFree planYesWebNo4.2/5
17Ramp logoRampFreeYesWebNo4.5/5
18Divvy logoDivvyFreeYesWebNo4.5/5
19Zoho Expense for Accountants logoZoho Expense for AccountantsFreeYesWebYes4.6/5
20Volopay logoVolopayPay as you goNoWebYes4.6/5

Top 10 Pleo alternatives in detail

Pluto logo

1. Pluto

Pluto · Dubai · Expense management software · 4.3/5

Corporate cards with cashback plus expense, petty cash and procure-to-pay automation.

Free plan

Free plan available

Open Money logo

4. Open Money

Open Financial Technologies · Bengaluru · Expense management software · 4.4/5

Business banking with expense, payouts and accounting automation.

Free plan

Free plan available

Compared with Pleo

  • Built in India (Bengaluru)
Expensify logo

5. Expensify

Expensify · Portland · Expense management software · 4.6/5

Receipt scanning and expense reports with corporate cards.

Free plan

Free plan available

Brex logo

6. Brex

Brex · San Francisco · Expense management software · 4.4/5

Corporate cards, expenses and banking for startups.

Free plan

Free plan available

Zoho Expense logo

7. Zoho Expense

Zoho Corporation · Chennai · Expense management software · 4.8/5

Expense reporting, corporate cards and travel management with GST capture.

Free plan

Free plan available

Compared with Pleo

  • Built in India (Chennai)
Navan logo

8. Navan

Navan · Palo Alto · Expense management software · 4.4/5

Travel and expense management for global companies.

Free plan

Free plan available

Karbon Business logo

9. Karbon Business

Karbon Card · Bengaluru · Expense management software · 4.7/5

Corporate cards and expense management for startups.

Free

Free plan available

Compared with Pleo

  • Built in India (Bengaluru)
Kodo logo

10. Kodo

Kodo · Mumbai · Expense management software · 4.7/5

Corporate cards, reimbursements and vendor payments for startups.

Free

Free plan available

Compared with Pleo

  • Built in India (Mumbai)

Pleo alternatives by what you need

How to choose a Pleo alternative

  • Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
  • Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
  • Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.

Pleo alternatives — FAQs

What is the best alternative to Pleo in 2026?+

The closest matches to Pleo on App Advisor are Pluto (Free plan), RazorpayX Corporate Cards (Free), Emburse Certify (₹1,000/mo). They are ranked by how closely their category, pricing model, platforms and target business size match Pleo, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Pleo?+

Yes. 18 of the 20 alternatives listed have a free plan or are free: Pluto (Free plan), RazorpayX Corporate Cards (Free), Open Money (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

What is the cheapest alternative to Pleo?+

Among alternatives that publish a price, Emburse Certify starts lowest at ₹1,000/mo. Pluto also has a free plan. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to Pleo?+

Yes. 8 alternatives are built in India, including RazorpayX Corporate Cards (Free), Open Money (Free plan), Zoho Expense (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Pleo vs Pluto: which is better?+

Pluto is the closest match to Pleo in our catalogue. Compare them side by side before you book a demo.

How were these Pleo alternatives chosen?+

Every product listed sits in expense management software or a category Pleo also covers, and Pleo's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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