1. Paytm
Paytm (One97) · Noida · UPI & payment apps · 4.6/5
Payments, wallet, bills and financial services.
Free
Free plan available
UPI & payment apps · Alternatives
Best PhonePe for Business alternatives in India (2026)
PhonePe for Business is an upi & payment apps product from PhonePe, Bengaluru, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 19 are built in India.
Quick answer
The closest alternatives to PhonePe for Business are Paytm (Free), CRED Pay (Free), Freecharge (Free), Airtel Thanks (Free) and MyJio (Free). Paytm is the top-ranked option with a free plan.
PhonePe for Business alternatives compared
Ranked by how closely each product matches PhonePe for Business's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | PhonePe for Business (current) | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | — |
| 1 | Paytm | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  CRED Pay | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 3 |  Freecharge | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  Airtel Thanks | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  MyJio | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 6 |  Vi App | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 7 |  Flipkart UPI | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 8 |  Navi UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 9 |  Slice UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 10 |  super.money | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 11 |  Fampay | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 12 |  Paytm for Business | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 13 |  Junio | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 14 |  BharatPe for Merchants | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 15 |  Kiwi | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 16 |  CheQ | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 17 |  Google Pay | Free | Yes | Web, Android, iOS | No | 4.4/5 | |
| 18 |  PayNearby | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 19 |  RuPay | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 20 |  Spice Money | Free | Yes | Web, Android, iOS | Yes | 4.3/5 |
Top 10 PhonePe for Business alternatives in detail
Free
Free plan available
Free
Free plan available
4. Airtel Thanks
Airtel · New Delhi · UPI & payment apps · 4.5/5
Recharges, payments and Airtel services.
Free
Free plan available
Free
Free plan available
Free
Free plan available
Free
Free plan available
Free
Free plan available
10. super.money
super.money (Flipkart) · Bengaluru · UPI & payment apps · 4.3/5
UPI app from Flipkart.
Free
Free plan available
PhonePe for Business alternatives by what you need
Free PhonePe for Business alternatives
Indian alternatives to PhonePe for Business
How to choose a PhonePe for Business alternative
- For merchants, compare settlement time and soundbox cost.
- Check business-account features such as staff access and reports.
- Consumers should keep two apps in case one bank server is down.
PhonePe for Business alternatives — FAQs
What is the best alternative to PhonePe for Business in 2026?+
The closest matches to PhonePe for Business on App Advisor are Paytm (Free), CRED Pay (Free), Freecharge (Free). They are ranked by how closely their category, pricing model, platforms and target business size match PhonePe for Business, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to PhonePe for Business?+
Yes. 20 of the 20 alternatives listed have a free plan or are free: Paytm (Free), CRED Pay (Free), Freecharge (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to PhonePe for Business?+
Yes. 19 alternatives are built in India, including Paytm (Free), CRED Pay (Free), Freecharge (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
PhonePe for Business vs Paytm: which is better?+
Paytm is the closest match to PhonePe for Business in our catalogue. Compare them side by side before you book a demo.
How were these PhonePe for Business alternatives chosen?+
Every product listed sits in upi & payment apps or a category PhonePe for Business also covers, and PhonePe's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which PhonePe for Business alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Paytm alternativesCRED Pay alternativesFreecharge alternativesAirtel Thanks alternativesMyJio alternativesVi App alternativesFlipkart UPI alternativesNavi UPI alternativesSlice UPI alternativessuper.money alternativesFampay alternativesPaytm for Business alternativesAll upi & payment apps alternativesBrowse all alternatives