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Payment gateways & UPI · Alternatives
Scienaptic AI is a payment gateways & upi product from Scienaptic AI, New York, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 14 are built in India.
Quick answer
The closest alternatives to Scienaptic AI are Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Adyen (On request), Setu (On request) and 2C2P (On request).
Indian support and GST
Scienaptic AI is built in United States. 14 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Ranked by how closely each product matches Scienaptic AI's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Scienaptic AI (current) | On request | No | Web | No | 3.9/5 | — |
| 1 |  Juspay | 0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth) | No | Web | Yes | 4.4/5 | |
| 2 |  BillDesk | On request | No | Web | Yes | 4.4/5 | |
| 3 |  Adyen | On request | No | Web | No | 4.2/5 | |
| 4 |  Setu | On request | No | Web | Yes | 4.2/5 | |
| 5 |  2C2P | On request | No | Web | No | 4.2/5 | |
| 6 |  M2P Fintech | On request | No | Web | Yes | 4.3/5 | |
| 7 |  Zeta | On request | No | Web | Yes | 4.2/5 | |
| 8 |  Decentro | On request | No | Web | Yes | 4.2/5 | |
| 9 |  Checkout.com | On request | No | Web | No | 4.1/5 | |
| 10 |  Innoviti | On request | No | Web | Yes | 4.3/5 | |
| 11 |  Payphi (PhiCommerce) | On request | No | Web | Yes | 4.2/5 | |
| 12 |  Aurionpro | On request | No | Web | Yes | 4.2/5 | |
| 13 |  Lyra Network India | On request | No | Web | Yes | 4.2/5 | |
| 14 |  Worldline India | On request | No | Web | Yes | 4.4/5 | |
| 15 |  Bharat BillPay (BBPS) | On request | No | Web | Yes | 4.1/5 | |
| 16 |  Velocity | On request | No | Web | Yes | 4.1/5 | |
| 17 |  Braintree | On request | No | Web | No | 4/5 | |
| 18 |  C2FO | On request | No | Web | No | 4/5 | |
| 19 |  Corcentric | On request | No | Web | No | 4/5 | |
| 20 |  FSS | On request | No | Web | Yes | 4.1/5 |
Juspay · Bengaluru · Payment gateways & UPI · 4.4/5
Payment orchestration and checkout for large merchants and banks.
0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)
Quote-based
Compared with Scienaptic AI
Key features
IndiaIdeas.com · Mumbai · Payment gateways & UPI · 4.4/5
Enterprise payment and bill-pay platform used by banks and utilities.
On request
Quote-based
Compared with Scienaptic AI
On request
Quote-based
Setu (Pine Labs) · Bengaluru · Payment gateways & UPI · 4.2/5
UPI, account aggregator and bill-pay APIs for developers.
On request
Quote-based
Compared with Scienaptic AI
On request
Quote-based
M2P Fintech · Chennai · Payment gateways & UPI · 4.3/5
Card issuing and banking-as-a-service platform.
On request
Quote-based
Compared with Scienaptic AI
Zeta · Bengaluru · Payment gateways & UPI · 4.2/5
Modern card and banking processing for banks and fintechs.
On request
Quote-based
Compared with Scienaptic AI
Decentro · Bengaluru · Payment gateways & UPI · 4.2/5
Banking and payments APIs for fintech products.
On request
Quote-based
Compared with Scienaptic AI
Checkout.com · London · Payment gateways & UPI · 4.1/5
Global payment processing for enterprises.
On request
Quote-based
Innoviti Technologies · Bengaluru · Payment gateways & UPI · 4.3/5
Payment terminals and enterprise retail payments.
On request
Quote-based
Compared with Scienaptic AI
The closest matches to Scienaptic AI on App Advisor are Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Adyen (On request). They are ranked by how closely their category, pricing model, platforms and target business size match Scienaptic AI, then by rating. The best choice depends on your team size and budget.
None of the 20 closest alternatives to Scienaptic AI has a free plan. Most offer a free trial instead, so ask for one before you commit.
Yes. 14 alternatives are built in India, including Juspay (0.25% per transaction · Or Rs 25,000/month minimum, whichever is higher (Growth)), BillDesk (On request), Setu (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Juspay is the closest match to Scienaptic AI in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.
Every product listed sits in payment gateways & upi or a category Scienaptic AI also covers, and Scienaptic AI's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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