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Payment gateways & UPI · Alternatives

Best C2FO alternatives in India (2026)

C2FO is a payment gateways & upi product from Pollen, Inc., Kansas City, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 15 are built in India.

C2FO review

Quick answer

The closest alternatives to C2FO are Juspay (On request), BillDesk (On request), Adyen (On request), Setu (On request) and 2C2P (On request).

Why businesses look for a C2FO alternative

Indian support and GST

C2FO is built in United States. 15 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

C2FO alternatives compared

Ranked by how closely each product matches C2FO's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
C2FO logoC2FO (current)On requestNoWebNo4/5
1Juspay logoJuspayOn requestNoWebYes4.4/5
2BillDesk logoBillDeskOn requestNoWebYes4.4/5
3Adyen logoAdyenOn requestNoWebNo4.2/5
4Setu logoSetuOn requestNoWebYes4.2/5
52C2P logo2C2POn requestNoWebNo4.2/5
6M2P Fintech logoM2P FintechOn requestNoWebYes4.3/5
7Zeta logoZetaOn requestNoWebYes4.2/5
8Decentro logoDecentroOn requestNoWebYes4.2/5
9Checkout.com logoCheckout.comOn requestNoWebNo4.1/5
10Innoviti logoInnovitiOn requestNoWebYes4.3/5
11Payphi (PhiCommerce) logoPayphi (PhiCommerce)On requestNoWebYes4.2/5
12Aurionpro logoAurionproOn requestNoWebYes4.2/5
13Lyra Network India logoLyra Network IndiaOn requestNoWebYes4.2/5
14Bharat BillPay (BBPS) logoBharat BillPay (BBPS)On requestNoWebYes4.1/5
15Velocity logoVelocityOn requestNoWebYes4.1/5
16Braintree logoBraintreeOn requestNoWebNo4/5
17Corcentric logoCorcentricOn requestNoWebNo4/5
18FSS logoFSSOn requestNoWebYes4.1/5
19Getepay logoGetepayOn requestNoWebYes4.1/5
20GoKwik logoGoKwikOn requestNoWebYes4.1/5

Top 10 C2FO alternatives in detail

Juspay logo

1. Juspay

Juspay · Bengaluru · Payment gateways & UPI · 4.4/5

Payment orchestration and checkout for large merchants and banks.

On request

Quote-based

Compared with C2FO

  • Built in India (Bengaluru)
BillDesk logo

2. BillDesk

IndiaIdeas.com · Mumbai · Payment gateways & UPI · 4.4/5

Enterprise payment and bill-pay platform used by banks and utilities.

On request

Quote-based

Compared with C2FO

  • Built in India (Mumbai)
Adyen logo

3. Adyen

Adyen · Amsterdam · Payment gateways & UPI · 4.2/5

Enterprise global payments platform.

On request

Quote-based

Setu logo

4. Setu

Setu (Pine Labs) · Bengaluru · Payment gateways & UPI · 4.2/5

UPI, account aggregator and bill-pay APIs for developers.

On request

Quote-based

Compared with C2FO

  • Built in India (Bengaluru)
2C2P logo

5. 2C2P

2C2P · Singapore · Payment gateways & UPI · 4.2/5

Payments platform for Southeast Asia.

On request

Quote-based

M2P Fintech logo

6. M2P Fintech

M2P Fintech · Chennai · Payment gateways & UPI · 4.3/5

Card issuing and banking-as-a-service platform.

On request

Quote-based

Compared with C2FO

  • Built in India (Chennai)
Zeta logo

7. Zeta

Zeta · Bengaluru · Payment gateways & UPI · 4.2/5

Modern card and banking processing for banks and fintechs.

On request

Quote-based

Compared with C2FO

  • Built in India (Bengaluru)
Decentro logo

8. Decentro

Decentro · Bengaluru · Payment gateways & UPI · 4.2/5

Banking and payments APIs for fintech products.

On request

Quote-based

Compared with C2FO

  • Built in India (Bengaluru)
Innoviti logo

10. Innoviti

Innoviti Technologies · Bengaluru · Payment gateways & UPI · 4.3/5

Payment terminals and enterprise retail payments.

On request

Quote-based

Compared with C2FO

  • Built in India (Bengaluru)

C2FO alternatives by what you need

How to choose a C2FO alternative

  • Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
  • Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
  • Check onboarding requirements — website content, business registration, bank verification — before building the checkout.

C2FO alternatives — FAQs

What is the best alternative to C2FO in 2026?+

The closest matches to C2FO on App Advisor are Juspay (On request), BillDesk (On request), Adyen (On request). They are ranked by how closely their category, pricing model, platforms and target business size match C2FO, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to C2FO?+

None of the 20 closest alternatives to C2FO has a free plan. Most offer a free trial instead, so ask for one before you commit.

Is there an Indian alternative to C2FO?+

Yes. 15 alternatives are built in India, including Juspay (On request), BillDesk (On request), Setu (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

C2FO vs Juspay: which is better?+

Juspay is the closest match to C2FO in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.

How were these C2FO alternatives chosen?+

Every product listed sits in payment gateways & upi or a category C2FO also covers, and Pollen, Inc.'s own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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