1. Finofo
Finofo Inc. · Calgary · Expense management software · 4/5
Accounts payable automation covering invoice intake, coding, approvals and payments alongside your ERP.
On request
Quote-based
Expense management software · Alternatives
Best Pemo alternatives in India (2026)
Pemo is an expense management software product from Pemo, Dubai, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 2 have a free plan, 9 are built in India, and 4 start cheaper or free.
Quick answer
The closest alternatives to Pemo are Finofo (On request), Open Money (Free plan), Bookkeep (On request), Binary Stream (On request) and SolveXia (On request). Open Money is the top-ranked option with a free plan. Published prices in this list start at ₹900/month.
Why businesses look for a Pemo alternative
The price isn't published
Pemo quotes Pemo per organisation. 2 of the 20 alternatives below publish a starting price, so you can budget before a sales call.
There is no free plan
Pemo has no free tier. 2 alternatives do, which lets you test with real data before you pay.
Indian support and GST
Pemo is built in UAE. 9 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Pemo alternatives compared
Ranked by how closely each product matches Pemo's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Pemo (current) | On request | No | Web | No | 4/5 | — |
| 1 | Finofo | On request | No | Web | No | 4/5 | |
| 2 |  Open Money | Free plan | Yes | Web | Yes | 4.4/5 | |
| 3 |  Bookkeep | On request | No | Web | No | 4/5 | |
| 4 |  Binary Stream | On request | No | Web | No | 3.9/5 | |
| 5 |  SolveXia | On request | No | Web | No | 4/5 | |
| 6 |  Serrala | On request | No | Web | No | 3.9/5 | |
| 7 |  Fyle | ₹900/mo | No | Web | Yes | 4.6/5 | |
| 8 |  Happay | On request | No | Web | Yes | 4.4/5 | |
| 9 |  EnKash | On request | No | Web | Yes | 4.4/5 | |
| 10 |  SAP Concur | On request | No | Web | No | 4.2/5 | |
| 11 |  Zaggle | On request | No | Web | Yes | 4.4/5 | |
| 12 |  Emburse Certify | ₹1,000/mo | No | Web | No | 4.4/5 | |
| 13 |  Darwinbox Expense | On request | No | Web | Yes | 4.2/5 | |
| 14 |  Zaggle Save | On request | No | Web | Yes | 4.2/5 | |
| 15 |  Spendesk | On request | No | Web | No | 4.1/5 | |
| 16 |  AppZen | On request | No | Web | No | 4/5 | |
| 17 |  Dice by Dice Tech | On request | No | Web | Yes | 4.2/5 | |
| 18 |  IRIS | On request | No | Web | Yes | 4.3/5 | |
| 19 |  Airbase | On request | No | Web | No | 4.1/5 | |
| 20 |  Pleo | Free plan | Yes | Web | No | 4.4/5 |
Top 10 Pemo alternatives in detail
2. Open Money
Open Financial Technologies · Bengaluru · Expense management software · 4.4/5
Business banking with expense, payouts and accounting automation.
Free plan
Free plan available
Compared with Pemo
- Has a free plan — Pemo does not
- Built in India (Bengaluru)
3. Bookkeep
Bookkeep, Inc. · Brooklyn · Expense management software · 4/5
Accounting automation that posts daily sales journal entries and files sales tax for ecommerce and retail sellers.
On request
Free trial
4. Binary Stream
Binary Stream Software · Burnaby · Expense management software · 3.9/5
Multi-entity management, subscription billing and lease accounting software for Microsoft Dynamics 365.
On request
Quote-based
5. SolveXia
SolveXia · Sydney · Expense management software · 4/5
No-code financial automation for reconciliation, rebate management and regulatory reporting.
On request
Quote-based
6. Serrala
Serrala · Berlin · Expense management software · 3.9/5
Finance process automation across order-to-cash, accounts payable, treasury and payments.
On request
Quote-based
7. Fyle
Fyle · Bengaluru · Expense management software · 4.6/5
Expense management with real-time card feeds and accounting sync.
₹900/mo
Free trial
Compared with Pemo
- Publishes a price (₹900/mo); Pemo is quote-only
- Built in India (Bengaluru)
8. Happay
Happay (CRED) · Bengaluru · Expense management software · 4.4/5
Expense management, corporate cards and travel for mid-size and enterprise companies.
On request
Quote-based
Compared with Pemo
- Built in India (Bengaluru)
9. EnKash
EnKash · Mumbai · Expense management software · 4.4/5
Corporate cards and spend management for businesses.
On request
Quote-based
Compared with Pemo
- Built in India (Mumbai)
10. SAP Concur
SAP · Bellevue · Expense management software · 4.2/5
Enterprise travel, expense and invoice management.
On request
Quote-based
Pemo alternatives by what you need
Cheaper than Pemo
Free Pemo alternatives
Indian alternatives to Pemo
How to choose a Pemo alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
Pemo alternatives — FAQs
What is the best alternative to Pemo in 2026?+
The closest matches to Pemo on App Advisor are Finofo (On request), Open Money (Free plan), Bookkeep (On request). They are ranked by how closely their category, pricing model, platforms and target business size match Pemo, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Pemo?+
Yes. 2 of the 20 alternatives listed have a free plan or are free: Open Money (Free plan), Pleo (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Pemo?+
Among alternatives that publish a price, Fyle starts lowest at ₹900/mo. Open Money also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Pemo?+
Yes. 9 alternatives are built in India, including Open Money (Free plan), Fyle (₹900/mo), Happay (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Pemo vs Finofo: which is better?+
Finofo is the closest match to Pemo in our catalogue. Compare them side by side before you book a demo.
How were these Pemo alternatives chosen?+
Every product listed sits in expense management software or a category Pemo also covers, and Pemo's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
Finofo alternativesOpen Money alternativesBookkeep alternativesBinary Stream alternativesSolveXia alternativesSerrala alternativesFyle alternativesHappay alternativesEnKash alternativesSAP Concur alternativesZaggle alternativesEmburse Certify alternativesAll expense management software alternativesBrowse all alternatives